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PAN Card Apply Online: How to Apply for a PAN Card Online in Less than 10 Minutes

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PAN Card Apply Online: How to Apply for a PAN Card Online in Less than 10 Minutes

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PAN Card Apply Online: How to Apply for a PAN Card Online in Less than 10 Minutes

Do you remember getting a KYC supporting document, such as your Aadhaar card? You might have stood in a queue and carried physical copies of documents. Of course, your physical presence was required for biometric authentication by UIDAI. Applying for a PAN card online is nothing like that.

The online PAN card application is a simple, easy and hassle-free process.

Here we’ll give you a complete step-by-step guide to the online application process for a new PAN card covering the documents required, fees, portals and the duration of the application process.

What is a PAN card?

A Permanent Account Number or PAN is how the Income Tax Department ITD identifies tax-paying entities. It is a 10-digit unique alpha-numeric identifier containing alphabets and numbers. A PAN card is a laminated physical card approved by the Income Tax Department (ITD) and has details like your PAN number, date of birth, signature and father’s or spouse's name.

To have a PAN, you or a tax-paying entity must be:

  • An Indian resident or
  • An NRI
  • A Qualified Foreign Investor (QFI)
  • A Hindu Undivided Family or a HUF
  • A company
  • A charitable trust

Why should you have a PAN card?

You need to quote your PAN when you open a bank account. You also need to quote it for transactions considered high value by the income tax department, like buying or selling a car or property worth more than five lakh rupees, opening a fixed deposit or depositing cash in a bank worth more than ₹50,000.

So, if you are an adult Indian resident citizen, you certainly do need a PAN.

Additionally, minors can also have a PAN card. Their parents need to act as representative assessee. They need to furnish their identity and address proof documents and sign on their behalf in the application form. Along with their details, the thumb impression or sign, colour photograph and date of birth proof of the minor would be required.

You should note that having a PAN does not automatically mean that you have to pay income tax. You pay income tax if your income falls under the taxable brackets stipulated by the Income Tax Department. And the PAN helps the ITD to keep track of your income, thus helping them track any tax evasion.

You need a PAN card to open a Fi account or to invest in mutual funds through the Fi money app. The Fi money app can help you save and invest in your goals. It has a host of research material that makes it a one-stop shop for all your money needs.

Prerequisites for applying for instant e-PAN

  • You should hold a valid Aadhaar card that is not linked to any other PAN.
  • You should have your mobile number registered and linked with your Aadhaar card.
  • You should not have more than one PAN as it may attract a penalty of ₹10,000.  

Now, let’s look at the different ways in which you can apply for a PAN online.

E PAN card application online

Follow these quick and simple steps to apply for a PAN card online. These steps should take you less than 10 minutes.

  • Visit https://www.incometaxindiaefiling.gov.in/home and under the 'Quick Links' section, select ‘Instant e-PAN’
  • Select ‘Get New e-PAN’
  • Enter your Aadhaar number and the captcha code
  • Confirm that you meet all the prerequisites
  • Select 'Generate Aadhaar OTP'
  • Approve the verification of your Aadhaar from UIDAI
  • Enter the Aadhaar OTP you would have received on your registered mobile number and then select 'Validate Aadhaar OTP and Continue'
  • Verify your details and grant your consent to the terms and conditions
  • Select 'Submit PAN Request'
  • You will be issued an acknowledgement number
  • You can download your e-PAN allotment by going to the e-PAN page and selecting check Status/Download PAN

The process is simple and quick if you have your prerequisites in place. You can quote your e-PAN wherever necessary. However, if you need a physical PAN card, there are two paths you can follow for your online application:

  • UTIITSL portal
  • NSDL portal

Applying for a PAN card online on the UTI portal

A quick search for “UTI PAN card online apply”, might land you on the UTIITSL website.

Before we check the steps for application, let’s learn briefly about UTI.

Unit Trust of India or UTI was established and incorporated by the government of India in 1963.

The UTI Infrastructure and Technology Services Limited (UTIITSL) was incorporated in 1993 to provide services to the investors of UTI mutual fund schemes. Its vision is to provide technology and outsourcing services to privately and publicly run financial entities. It is counted amongst the biggest financial service providers in India.

The Income Tax department of India has entrusted UTIITSL to manage the process of PAN application and delivery of the physical PAN card to the applicant. Follow these steps to apply for a PAN card from UTIITSL.

Steps to apply for a PAN card from UTIITSL

  • Visit https://www.pan.utiitsl.com/PAN/#one
  • Select PAN Card for Indian Citizen/NRI after scrolling down
  • Apply for New PAN Card (Form 49A)
  • Select Digital mode
  • Choose Aadhaar based e-KYC
  • Pick eSign Mode (application will be signed using Aadhaar based eSignature)
  • Choose between virtual e-PAN or e-PAN along with a physical PAN card
  • Fill in the details to get an acknowledgement receipt

If you have chosen the physical PAN card option, it will be dispatched to your address as stated in your application form. The e-PAN Card will be sent to the e-mail ID you mentioned in the application form.

Applying online for a PAN card from the NSDL portal

Similar to the UTIITSL website, you also apply for a PAN card online through the NSDL PAN application portal.

National Securities Depository Limited or NSDL is an Indian central securities depository based out of Mumbai. It was established in August 1996. It is the first electronic securities depository in India, covering the whole length and breadth of the nation.

The NSDL Tax Information Network or TIN was set up to be a repository of nationwide tax-related information for the Income Tax Department. TIN aims to modernise direct tax-related services in line with the digital age.

NSDL e-governance which handles income tax-related information, is now called Protean eGov Technologies Limited.

Steps to apply for PAN online on NSDL TIN

  • Go to the NSDL TIN website: https://www.tin-nsdl.com/
  • Under quick links, select ‘Apply for PAN online’
  • Read the guidelines, instructions and dos and don’ts
  • Select ‘Apply’
  • Fill in your personal details
  • Enter the captcha
  • Select Submit
  • You will receive an acknowledgement with a 15-digit number
  • Select 'Continue with PAN Application Form'
  • Fill in more personal details
  • Choose how you want to submit the documents. You may:
  • Submit application documents physically
  • Submit digitally through a digital signature
  • Submit digitally through e-sign
  • Identify the documents and submit KYC verification documents for identity, address, and date of birth proof
  • Confirm by ticking on the declaration agreement tick-box. Review your entered details and submit the form
  • Select the Proceed button. This will direct you to the payment options. You can pay using the Demand Draft (DD) or make an online payment using the payment gateway
  • If you choose Demand Draft or DD, you will have to make a DD before you begin the application process, as you have to provide the DD number, date of issue, amount, and the name of the bank from where DD is generated on the portal
  • If you opt for a payment gateway, you can pay through Net Banking, Debit or Credit Cards
  • Select 'I agree to terms of service' and proceed to pay. The PAN application fees vary based on whether you are sending documents separately to Protean eGov Technologies Limited or uploading them online
  • If you pay using your credit card, debit card, or net banking, you will receive an acknowledgement receipt and payment receipt. Print the acknowledgement receipt
  • Attach two recent photographs along with the acknowledgement receipt. Do not staple or clip the photos. Sign across the image you attach on the left side of the receipt. Do not sign across the image on the right. Your signature should be within the box provided. If you use your left thumb impression, ensure that it is attested by a gazetted officer or a notary
  • After payment is confirmed, send the supporting documents via post or courier to Protean eGov Technologies Limited

How to apply online for a PAN card free of cost?

Worried about costs? Applying for a PAN card online is free if you only need it in a  PDF format. However, you will be charged if you apply for a physical PAN card.

Charges for physical printed PAN card

There are applicable charges for making a new PAN card application. You will have to pay ₹93 plus Goods and Services Tax (GST) if you have entered a communication address within India. If you have entered a communication address outside of India, the charges are ₹864 plus GST.

The payment of the application fee can be made through credit or debit card, demand draft, or net banking. Once your payment is accepted and the application is approved, you can send the supporting documents through courier or post to NSDL or UTITSL. Your PAN application will be processed by NSDL or UTITSL once your documents are received and verified.

To conclude

A PAN card is a crucial KYC document used in our daily lives. You need a PAN to open a bank account or perform financial operations considered to be of high value by the income tax department.

Applying for PAN online is simple and easy if you have an Aadhaar card. You can then apply for an instant e-PAN online within 10 minutes through the Income Tax portal, NSDL site or UTIITSL site.

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