You understand that your personal information (including your credit information) may be transferred to other parties to provide you with our services, and you consent to such transfer. For more information on how securely & respectfully we do this, please refer to our Privacy Policy.

We respect your right to ownership of your data (created or stored by you) on the platform. You acknowledge granting Epifi the permission to access, copy, distribute, store, transmit, reformat, publicly display, and perform your content as per these T&Cs. We will make all reasonable efforts to ensure that your information is kept confidential. However, we will not be responsible for any disclosure or leakage of confidential information or loss or damage to your devices due to theft, negligence, or failure on your part to practise safe computing.

In your use of our content, services, or platform you agree not to:

- defame, abuse, harass, stalk, threaten, or otherwise violate the legal rights (such as rights of privacy and publicity) of others users or the company;

- publish, post, distribute or disseminate any defamatory, libellous, infringing, obscene, pornographic, indecent, invasive of privacy, racially or ethnically objectionable, disparaging, or unlawful material or information;

- upload files that contain software or other material protected by intellectual property laws (or by rights of privacy/publicity) unless you own or control the rights to that or have received all necessary consents and the prior written permission of the company;

- upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer;

- conduct or forward surveys, contests, or chain letters;

- download or distribute any file posted by another user that you know cannot be legally distributed in such manner.

Epifi will require your consent to receive or share your information through recognised account aggregators to provide services or use your content. You also accept and agree to provide your consent as required by recognised account aggregators under the consent artefact prescribed under the relevant RBI regulations, including:

(i) identity of the user and optional contact information;

(ii) nature of the financial information requested;

(iii) purpose of collecting such information;

(iv) identity of the recipients of the information, if any;

(v) URL or other address to which notification needs to be sent every time the consent artefact is used to access information;

(vi) consent creation date, expiry date, identity and signature/ digital signature of the account aggregator;

(vii) And/or any other attribute as may be prescribed by the RBI.

In addition to the above, Epifi may gather your information for risk assessment of your profile per the applicable SEBI regulations. For such purpose, Epifi may request details of:

(i) age;

(ii) investment objective;

(iii) income details;

(iv) existing investments;

(v) risk appetite/tolerance;

(vi) liability/borrowings.

The Company may give notice to the user, under these T&Cs, electronically to the user’s mailbox (regarded as being in writing), or may also deliver the notice by hand or by registered post to the address provided by the user. In case you need to write to us, do so to the Company address. Our office is at:

Epifi Wealth Private Limited,
Salarpuria Sattva Knowledge Court,
Survey No.77, Plot no. 9, 06th Floor,
Doddenakundi, KR Puram Hobli,
Bangalore East - 560048

Epifi and AMC shall not be responsible for any failure on the user’s part to utilise the services if they are not within the geographical range within which the services are offered. Further, under no circumstance shall the company be held liable if the services are not available for reasons including but not limited to:

a. Natural calamities;

b. Legal restraints;

c. System error;

d. Faults in the telecommunication network;

e. Other Network failure reasons; or

f. Any other cause beyond our control.

The user shall immediately inform the company either through the self-help tools available on the platform (or by contacting our customer support staff) if they have reason to believe that:

a. their mobile phone number has been allotted to another person;

b. there has been an unauthorised transaction in their account; or

c. that their mobile phone is lost or compromised.

The company would access, preserve, and disclose the user’s information if required to do so by law, or if the company believes (in good faith) that it is reasonably necessary in order to:

a. respond to claims asserted against the company or to comply with a legal process;

b. prevent fraud, risk assessment, investigation, user and platform support, product development, debugging purposes and protecting the rights, property, or safety of the company (and its affiliates), its users, or members of the public.

Do’s

• Always deal with SEBI registered Investment Advisers.

• Ensure that the Investment Adviser has a valid registration certificate.

• Check for SEBI registration number

Please refer to the list of all SEBI registered Investment Advisers which is available on SEBI website in the following link: https://www.sebi.gov.in/sebiweb/other/OtherAction.do?doRecognisedFpi=yes&intmId=13

• Pay only advisory fees to your Investment Adviser. Make payments of advisory fees through banking channels only and maintain duly signed receipts mentioning the details of your payments.

• Always ask for your risk profiling before accepting investment advice. Insist that Investment Adviser provides advisory strictly on the basis of your risk profiling and take into account available investment alternatives.

• Ask all relevant questions and clear your doubts with your Investment Adviser before acting on advice.

• Assess the risk–return profile of the investment as well as the liquidity and safety aspects before making investments.

• Insist on getting the terms and conditions in writing duly signed and stamped. Read these terms and conditions carefully particularly regarding advisory fees, advisory plans, category of recommendations etc. before dealing with any Investment Adviser.

• Be vigilant in your transactions.

• Approach the appropriate authorities for redressal of your doubts / grievances.

• Inform SEBI about Investment Advisers offering assured or guaranteed returns

Don’ts

• Don’t fall for stock tips offered under the pretext of investment advice.

• Do not provide funds for investment to the Investment Adviser.

• Don’t fall for the promise of indicative or exorbitant or assured returns by the Investment Advisers.

• Don’t let greed overcome rational investment decisions.

• Don’t fall prey to luring advertisements or market rumors.

• Avoid doing transactions only on the basis of phone calls or messages from any Investment adviser or its representatives.

• Don’t take decisions just because of repeated messages and calls by Investment Advisers.

• Do not fall prey to limited period discount or other incentive, gifts, etc. offered by Investment advisers.

• Don’t rush into making investments that do not match your risk taking appetite and investment goals..

• Do not share login credential and password of your trading and demat accounts with the Investment Adviser.

SEBI regional office address

2nd Floor, Jeevan Mangal Building,
No.4, Residency Road,
Bengaluru - 560025, Karnataka
Tel. Board: +91-080-22222262/ 22222264/ 2222 2283
E-mail: bangalore-lo@sebi.gov.in

Principal officer details

Praneet Battina
E-mail: praneet@epifi.com