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Features
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Scan QR to get the Fi app
About Us
Cards
Debit Card
Features
Pay with Fi
Automate
Rewards
Borrow
Accounts
Salary Accounts
Scan QR to get the Fi app
There's more than one
way to use Fi
Make the most of Fi. Choose your plan based on the benefits you'd like, and upgrade your plans as you go!
POWERED BY
STANDARD
The Plan for everyone
Free virtual debit card
Low Forex charges
No minimum balance
No hidden fees 🔎
About Standard Plans
If you're a Min KYC account holder, you will only be able to access the 'Standard' Plan. On completing your Video KYC, you will be eligible to upgrade your Plan to 'Plus' or 'Infinite'
REGULAR
About Regular Plan
Maintain an average monthly balance of ₹5,000 to avoid a monthly fee of up to ₹200+GST (capped at ₹1,000+GST per year)
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Heading
What it is
The rewards*
Qualifying critieria
Physical debit card issuance fees
Physical debit card annual fee
Forex charges**
Customer support
Chequebook
Prime
WHAT IT IS
The most rewarding account
The rewards*
3% back on UPI & debit card spends (up to ₹1000/month)
QUALIFYING CRITIERIA
₹1,00,000 minimum balance
JUMP INVESTMENT OPTIONS
PHYSICAL DEBIT CARD ISSUANCE FEES
Waived off
PHYSICAL DEBIT CARD ANNUAL FEE
Waived off
FOREX CHARGES**
Unlimited transactions at 0 Forex charges
CUSTOMER SUPPORT
Priority customer support
CHEQUEBOOK
1st chequebook with 10 leaves is free***
Infinite
WHAT IT IS
Limitless use, premium rewards
The rewards*
2% back on UPI & debit card spends (up to ₹500/month)
QUALIFYING CRITIERIA
₹50,000 minimum balance
JUMP INVESTMENT OPTIONS
PHYSICAL DEBIT CARD ISSUANCE FEES
Waived off
PHYSICAL DEBIT CARD ANNUAL FEE
Waived off
FOREX CHARGES**
Unlimited transactions at 0 Forex charges
CUSTOMER SUPPORT
Priority customer support
CHEQUEBOOK
1st chequebook with 10 leaves is free***
Plus
WHAT IT IS
Your power account. Get more for less
The rewards*
1% back on UPI & debit card spends (up to ₹100/month)
QUALIFYING CRITIERIA
₹25,000 minimum balance
JUMP INVESTMENT OPTIONS
PHYSICAL DEBIT CARD ISSUANCE FEES
A fee of ₹299 is charged for issuing a Debit card
PHYSICAL DEBIT CARD ANNUAL FEE
Annual fee of ₹299 is waived off if DC spends > ₹25,000.
FOREX CHARGES**
Spend up to ₹30,000 globally at 0 Forex charges
CUSTOMER SUPPORT
Standard Support
CHEQUEBOOK
1st chequebook with 10 leaves is free***
Standard
WHAT IT IS
Your everyday zero-balance account
The rewards*
None
QUALIFYING CRITIERIA
0 minimum balance
JUMP INVESTMENT OPTIONS
PHYSICAL DEBIT CARD ISSUANCE FEES
A fee of ₹299 is charged for issuing a Debit card
PHYSICAL DEBIT CARD ANNUAL FEE
Annual fee of ₹299
FOREX CHARGES**
A 3.5% markup will be charged on international spends
CUSTOMER SUPPORT
Standard Support
CHEQUEBOOK
₹100 for a chequebook with 10 leaves
Regular
WHAT IT IS
Your go-to spending account
THE REWARDS*
None
QUALIFYING CRITIERIA
Average minimum balance of ₹5000
JUMP INVESTMENT OPTIONS
PHYSICAL DEBIT CARD ISSUANCE FEES
A fee of ₹299 is charged for issuing a Debit card
PHYSICAL DEBIT CARD ANNUAL FEE
Annual fee of ₹299
FOREX CHARGES**
A 3.5% markup will be charged on international spends
CUSTOMER SUPPORT
Standard Support
CHEQUEBOOK
₹100 for a chequebook with 10 leaves
** 3.5% forex markup will be charged on all international debit card transactions at first. It will be reversed for eligible users within 30 days. All crypto transactions will be charged a 3.5% markup w.e.f. 8 March 2024 instead of the existing 2.5% markup.
***Cheque Book charges of ₹100 +GST will be collected from the user but reversed within 30 days.
On select plans, there are no charges or penalties on Fi for not maintaining a minimum balance. We will just update your plan as per your account balance & notify you on the app.
***Cheque Book charges of ₹100 +GST will be collected from the user but reversed within 30 days.
On select plans, there are no charges or penalties on Fi for not maintaining a minimum balance. We will just update your plan as per your account balance & notify you on the app.
For a detailed breakdown of fees, check our super transparent fee structure here
Have more questions?
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Pronounced Fī(-ē) and sounds like
hi
sky
tie
fly
Contact Fi Money customer care
Fi is a money management platform that re-imagines the banking experience in India. The Federal Bank Account offered through our App, is a digital bank account that gives you the fastest way to open a bank account online.
You can do everything from the Fi App, including p2p payments, fund transfers, bill payments, and more, with features to automate every action. You also get a Debit Card, spends insights and tools to grow your investment and earn rewards.
Disclaimer: You may have noticed some brand logos used on this website to indicate where you, as a user, may or may not have spent money. We don’t endorse these brands. Nor do these brands endorse us. The logos of the specific brands are owned by them.
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© epiFi Technologies Pvt. Ltd. 2025