About Us
Cards
Debit Card
Features
Pay with Fi
Automate
Rewards
Borrow
Accounts
Salary Accounts
Scan QR to get the Fi app
About Us
Cards
Debit Card
Features
Pay with Fi
Automate
Rewards
Borrow
Accounts
Salary Accounts
Scan QR to get the Fi app
GROW YOUR MONEY
Save and earn interest
with Deposits
Get smart about your goals, or save for the long term with Piggy Banks 2.0, or as we like to call them - Deposits
POWERED BY
Smart Deposits
Want to save for a Goa vacation? The new iPhone? Or a new house? Jars help you with your customised goal-based savings. These are smart deposits that give you 6.75% p.a. returns on your savings
Fixed Deposits
Take a small step towards your big future goals by saving in FDs. Earn interest up to 7.25% p.a.
Heading
Ideal for
Opening amount
Maximum limit per A/C
Flexible
Top-up
Top-up frequency
FIT Rule linking
Instant liquidity
Monthly account
opening limit
opening limit
Yearly account
opening limit
opening limit
Smart Deposit
Short-term goals
₹300
₹2,00,000
Yes
Yes, even ₹1
Possible 24x7
Yes
Yes
20 accounts
per month
per month
100 accounts
per year
per year
Fixed Deposit
Long-term goals
₹1000
₹10,00,000
-
-
-
-
Yes
20 accounts
per month
per month
100 accounts
per year
per year
Smart Deposit
IDEAL FOR
Short-term goals
OPENING AMOUNT
₹300
MAXIMUM LIMIT
PER A/C
PER A/C
₹2,00,000
FLEXIBLE
Yes
TOP-UP
Yes, even ₹1
TOP-UP FREQUENCY
Possible 24x7
FIT RULE LINKING
Yes
INSTANT LIQUIDITY
Yes
MONTHLY ACCOUNT
OPENING LIMIT
OPENING LIMIT
20 accounts
per month
per month
YEARLY ACCOUNT
OPENING LIMIT
OPENING LIMIT
100 accounts
per year
per year
Fixed Deposit
IDEAL FOR
Long-term goals
OPENING AMOUNT
₹1000
MAXIMUM LIMIT
PER A/C
PER A/C
₹10,00,000
FLEXIBLE
-
TOP-UP
-
TOP-UP FREQUENCY
-
FIT RULE LINKING
-
INSTANT LIQUIDITY
Yes
MONTHLY ACCOUNT OPENING LIMIT
20 accounts
per month
per month
YEARLY ACCOUNT OPENING LIMIT
100 accounts
per year
per year
Have more questions?
Fi partners with the best to secure your money
ISO 27001:2013
Our partner bank hosts your Savings Account and follows all security standards per applicable regulations.
Your money is always safe with our banking partner - Federal Bank, is covered under the Deposit Insurance and Credit Guarantee Corporation Scheme. This insures your money up to ₹5 lakh.
Fi itself is not a bank and doesn’t hold or claim to have a banking license.
Your money is always safe with our banking partner - Federal Bank, is covered under the Deposit Insurance and Credit Guarantee Corporation Scheme. This insures your money up to ₹5 lakh.
Fi itself is not a bank and doesn’t hold or claim to have a banking license.
About Us
Rewards
Accounts
Know your money
Automate
Pay with Fi
Resources
Grow your money
Credit Card
Borrow
Pronounced Fī(-ē) and sounds like
hi
sky
tie
fly
Contact Fi Money customer care
Fi is a money management platform that re-imagines the banking experience in India. The Federal Bank Account offered through our App, is a digital bank account that gives you the fastest way to open a bank account online.
You can do everything from the Fi App, including p2p payments, fund transfers, bill payments, and more, with features to automate every action. You also get a Debit Card, spends insights and tools to grow your investment and earn rewards.
Disclaimer: You may have noticed some brand logos used on this website to indicate where you, as a user, may or may not have spent money. We don’t endorse these brands. Nor do these brands endorse us. The logos of the specific brands are owned by them.
© epiFi Wealth Pvt. Ltd. 2025
© epiFi Technologies Pvt. Ltd. 2025