Smart Deposits
Want to save for a Goa vacation? The new iPhone? Or a new house? Jars help you with your customised goal-based savings. These are smart deposits that give you 6.5% p.a. returns on your savings
Fixed Deposits
Take a small step towards your big future goals by saving in FDs. Earn interest up to 6.85% p.a.
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Heading
Ideal for
Opening amount
Maximum limit per A/C
Flexible
Top-up
Top-up frequency
FIT Rule linking
Instant liquidity
Monthly account
opening limit
Yearly account
opening limit
Smart Deposit
Short-term goals
₹300
₹2,00,000
Yes
Yes, even ₹1
Possible 24x7
Yes
Yes
20 accounts
per month
100 accounts
per year
Fixed Deposit
Long-term goals
₹1000
₹10,00,000
-
-
-
-
Yes
20 accounts
per month
100 accounts
per year
Smart Deposit
IDEAL FOR
Short-term goals
OPENING AMOUNT
₹300
MAXIMUM LIMIT
PER A/C
₹2,00,000
FLEXIBLE
Yes
TOP-UP
Yes, even ₹1
TOP-UP FREQUENCY
Possible 24x7
FIT RULE LINKING
Yes
INSTANT LIQUIDITY
Yes
MONTHLY ACCOUNT
OPENING LIMIT
20 accounts
per month
YEARLY ACCOUNT
OPENING LIMIT
100 accounts
per year
Fixed Deposit
IDEAL FOR
Long-term goals
OPENING AMOUNT
₹1000
MAXIMUM LIMIT
PER A/C
₹10,00,000
FLEXIBLE
-
TOP-UP
-
TOP-UP FREQUENCY
-
FIT RULE LINKING
-
INSTANT LIQUIDITY
Yes
MONTHLY ACCOUNT OPENING LIMIT
20 accounts
per month
YEARLY ACCOUNT OPENING LIMIT
100 accounts
per year
Have more questions?
Fi partners with the best to secure your money
ISO 27001:2013
Our partner bank hosts your Savings Account and follows all security standards per applicable regulations.

Your money is always safe with our banking partner - Federal Bank, is covered under the Deposit Insurance and Credit Guarantee Corporation Scheme. This insures your money up to ₹5 lakh.

Fi itself is not a bank and doesn’t hold or claim to have a banking license.