Pay via Fi, earn Fi-Points.
Redeem for rewards.
Here’s the math: 4 Fi-Points = ₹1
Fi-Points → Gift Cards
Exclusive gift cards on Amazon, Myntra, Flipkart, etc.
Fi-Points → Air Miles
Be it Singapore Airlines, Qatar Airways, Air India, and more
Fi-Points → Flight tickets
Use Fi-Points to pay for your flight tickets
Spend the way you always do.
But now, earn more!
Earn Fi-Points every time you pay for groceries, fuel, bills, Netflix, and more.
Pick your Fi Plan. Earn on your own terms
Make your payments through Fi and earn rewards as Fi-Points.
Prime
Get 3% back on spends as Fi-points
Prime
Get 3% back on spends as Fi-points
Infinite
Get 2% back on spends as Fi-points
Plus
Get 1% back on spends as Fi-points
Looking for even more rewards?
Get the MagniFi Fi-Federal Credit Card: Earn 5% back as Fi-Points on weekends!
Frequently Asked Questions
What are Fi-Points and what is their value?
Fi-Points are the new and improved rewards on Fi. They replace Fi-Coins starting August 2025 and make rewards simpler, more valuable, and easier to track.
Each Fi-Point is worth ₹0.25 — so just 4 Fi-Points = ₹1
You earn Fi-Points based on how you use Fi — debit card, credit card, UPI, and more
Want to earn more Fi-Points?
Join a higher Fi-Plan (Plus, Infinite, Prime, Salary) or get a Fi-Federal Credit Card to start earning. Earn Fi-Points via UPI with Fi, Fi-Federal Debit Card and Fi-Federal Credit Card spends.
Check the Rewards Page and our Terms & Conditions to see how your actions translate into Fi-Points. Fi-Points conversion rates are indicative and may vary based on the mode of redemption chosen.
When and why are we changing Fi-Coins to Fi-Points?
The switch to Fi-Points goes live in August 2025.
Why?
Users said Fi-Coins felt complicated and low in value.
So we simplified it. Fi-Points are easier to track and are more valuable per point. Each Fi-Point is worth ₹0.25 — so just 4 Fi-Points = ₹1
With Fi-Points:
You get fewer but higher-value points
You can calculate your rewards at a glance
You’ll unlock more ways to redeem — including gift cards, cash, travel miles, flights and more
Fi-Points conversion rates are indicative and may vary based on the mode of redemption chosen.
Where can Fi-Points be spent?
You can redeem Fi-Points in a variety of ways:
-Brand vouchers: Get up to 50% OFF on vouchers from Amazon, Flipkart, Myntra, Zomato, Uber, and others.
-Travel miles: Convert Fi-Points to AirMiles or get discounts on future flight bookings.
-Cash: Some offers allow direct conversion of Fi-Points into cash. These offers may vary and are time-limited.
-Power-ups: Use Fi-Points to get cashback boosts on your next debit card or UPI transaction.
-Coming soon: Flights
Find all the latest options under the Offers tab in the app.
Home → Scroll to “Spend your Fi-Points” → Browse and redeem.
Fi-Points conversion rates are indicative and may vary based on the mode of redemption chosen.
What happens to my current Fi-Coins in August?
All your Fi-Coins will automatically be converted to Fi-Points of equal rupee value in August 2025.
For Savings Account users: 100 Fi-Coins = ₹2. So if you have 1000 Fi-Coins (₹20 value), they’ll change to 80 Fi-Points (₹20 value).
For Credit Card-exclusive users: 100 Fi-Coins = ₹3. So if you have 1000 Fi-Coins (₹30 value), they’ll change to 120 Fi-Points (₹30 value).
No action is needed from your end — the change will happen seamlessly.