Calculators

Life can be hard. Doing the math shouldn’t be. Use any of our calculators to get a perspective on financial decisions you’re about to make. Take them with a grain of salt, sort things out.

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Emergency Funds Calculator
Be ready when life throws a curveball - know your emergency fund need.
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Fixed Deposit Calculator
Investing in an FD? Find out exactly how much you can earn
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Mutual Fund Goal Calculator
Investing in mutual funds to meet a goal? Get your math right
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Rent vs Buy Calculator
Put an end to the eternal debate. Make a calculated decision
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Mutual Fund SIP Calculator
Find out just how much your mutual fund SIPs can yield
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PPF Calculator
Tax benefits aside, work out your gains from a PPF investment
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NPS Calculator
Investing in the NPS? Use this calculator before taking the leap
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HRA Calculator
Does your HRA cover your rent expense from a tax perspective?
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Gratuity Calculator
Been in your job for a while? See how much gratuity you're owed
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EPF Calculator
PF grows silently for years. Find out exactly how much it can be
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CAGR Calculator
Trying to see if an investment is worth your while or not? Use this CAGR calculator to make an educated guess.
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Inflation Calculator
Worried about inflation affecting your savings and budget? Use this calculator to see its impact and plan for it.
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Credit Card Interest Rate Calculator
Calculate how much interest you're paying on your credit card bills if you don't pay the whole amount.
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Personal Loan EMI Calculator
EMI can be tricky. Budget your repayments with this calculator
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Medical Loan EMI Calculator
A medical loan EMI calculator helps estimate EMIs for loans tailored to medical professionals. It factors in the principal amount, interest rate, and loan term, with fixed repayment terms.
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Marriage Loan EMI Calculator
A marriage loan can ease wedding costs, and a personal loan calculator helps you plan. Input the loan amount, interest rate, and tenure to estimate your EMI and total repayment.
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Home Renovation Emi Calculator
Home renovations, whether minor or major, can be costly and may exceed your savings. A home renovation loan offers a practical way to finance improvements. Before proceeding, it's important to assess the total cost and plan your repayment strategy.
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Axis Bank Personal Loan Calculator
Planning a personal loan with Axis Bank? Use Fi Money's free online EMI calculator to estimate your monthly payments quickly and accurately. Get started now!
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ICICI Bank Personal Loan EMI Calculator
Calculate your ICICI Bank personal loan EMI instantly with Fi Money’s free to use calculator. Plan your finances and get personalised loan insights
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HDFC Bank Personal Loan Calculator
Use our free HDFC Personal Loan Calculator to instantly estimate your monthly EMI, loan eligibility, and interest rates. Plan your finances effectively with Fi Money’s free and easy-to-use tool.
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Net Worth Calculator
Use Fi Money's simple Net Worth Calculator to instantly find yours. Understand the formula (Assets - Liabilities) & what your net worth means for financial health in India.

Fi partners with the best to secure your money

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Our partner bank hosts your Savings Account and follows all security standards per applicable regulations.
Your money is always safe with our banking partner - Federal Bank, is covered under the Deposit Insurance and Credit Guarantee Corporation Scheme. This insures your money up to ₹5 lakh.
Fi itself is not a bank and doesn’t hold or claim to have a banking license.
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Products on our platform

Details

Unified Payments Interface (UPI)

Epifi Technologies Pvt. Ltd ('Epifi Tech') is a Third-Party App Provider ('TPAP') - and acts as a service provider and participates in UPI through a Payment Service Provider ('PSP') Bank (Federal Bank).

Savings Account and Deposits

Federal Bank offers savings account, fixed deposits and smart deposits to users on the Fi App (through Epifi Tech). Users' savings account and deposits are securely opened with Federal Bank.

Epifi Tech itself is not a bank and doesn't hold or claim to have a banking license.

Cards

Fi Brand Pvt. Ltd. markets and distributes co-branded cards in partnership with Federal Bank and Visa. Cards are issued by Federal Bank.

Loans

Epifi Tech facilitates loan distribution and acts as a lending service provider and/or digital lending application for various Banks, registered NBFCs and NBFC-P2P ('Lenders') List of Lenders.

Epifi Tech only provides a platform that enables you to avail instant loans. Epifi Tech is not a lender; neither does it represent to be a lender in its own capacity. The Lenders provide you personal loans as per their policies

Insights

1. Net Worth: Helps users get a view of their financial Net Worth — in accordance with their assets & liabilities

2. Wealth Maximiser: Analyses your finances, shares financial reports to make informed money decisions

These products are governed by our Terms and ConditionsPrivacy Policy, and any other product and partner specific terms and conditions as communicated to you.

©epiFi Technologies Pvt. Ltd. 2025

Fi is a money management platform that offers the perfect solution for all your financial needs. The Federal Bank Savings Account offered through Fi is an online savings account that you can open in 3 minutes! It goes beyond online account opening, as it has helped reimagine the banking experience in India

Through Fi, you can do more: apply for an instant personal loan, pick from many types of Mutual Funds, select the best SIP to invest in US Stocks, apply for a forex-free Debit Card (works for select account plans) to use while travelling abroad, analyse/improve their portfolio, get a 360-degree view of your spend insights and take steps building wealth.

You can also utilise Fi's free personal loan resources, such as the Personal Loan and EMI calculator, before proceeding to the quick loan application process. All of this is why over 35 lakh Indians feel that Fi is the only financial app you will ever need.

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