Instant Personal Loans

Get up to ₹5 Lakh in Minutes!

No long queues, no paperwork. Get offers from 5+ lenders.

Why choose Fi for your Personal Loan needs?

Fast, Reliable, Secure online loans

No collateral required

Interest rates starting at 12.75%. p.a

5+ regulated lending partners to get offers from

Get small loans on app, as low as ₹10,000

0 preclosure charges on select lenders

Flexible tenure up to 48 months

No collateral required

Interest rates starting at 12.75%. p.a

5+ regulated lending partners to get offers from

Get small loans on app, as low as ₹10,000

0 preclosure charges on select lenders

Flexible tenure up to 48 months

Get your Instant Loan online in 3 simple steps

Check personal loan eligibility & unlock loan offer

Choose loan amount & tenure

Verify details

⚡ Your personal loan will be in your bank account instantly! ⚡

Smart Personal Loans, Smarter EMI plans!

Flexible repayment options tailored to your needs. Check for yourself

Who can get an Instant Loan?

Need a loan? Check your personal loan eligibility and apply online if you match the following criteria:

AGE

21 - 60 years

Credit score

A credit score of 750+ is ideal, as higher scores improve loan approval chances and secure lower interest rates

Monthly income

Minimum ₹20,000

Find out your credit score for free, without lowering it

Don't let interest rates worry you

Get the lowest interest rates on personal loans

5+ lenders to choose the best interest rates from

Flexible EMI options to reduce total interest payment

Good-to-have documents

PAN & Aadhaar for a seamless KYC process
Income proof to enhance loan offer from select lenders

Instant Personal Loans for every situation

Life happens – sudden expenses or planned events, get money for all needs!

Personal loan for Wedding

Spare no expense on your special day with an instant personal loan on the Fi app

Personal loan for Emergencies

Cover for urgent, unforeseen situations with instant loans on Fi app, collateral-free

Personal loan for Home Renovations

Make your home the space you always wanted it to be with the best personal loan app

Personal loan for Relocation

Make your shift from one city to another seamless with an instant loan on the Fi app

Personal loan for Travel

Say yes to every adventure the world has to offer, without stressing about money

Personal loan for Education

Upskill with online/offline courses and open new doors to personal and professional growth

Personal loan for Gadgets

Get the latest appliances and gadgets for personal and home use with instant loans online

Get a Personal Loan anytime, anywhere

We're among the top 10 instant loan apps in India for a reason

Trusted by 35+ lakh Indians

19,000+ areas served

INVESTMENTS

How to Apply for a Personal Loan: Step-by-Step Guide | Fi Money

4 min read

INVESTMENTS

Bad Credit Loans in India: Finding Alternatives When Your CIBIL Score is Low

4 min read

INVESTMENTS

Overdraft vs Personal Loan: Which is Better? | Fi Money

5 min read

INVESTMENTS

Understanding Loan Disbursement, Types, And Real-life Examples

4 min read

INVESTMENTS

FOIR: What is it & How to Calculate it on Personal Loans

4 min read

INVESTMENTS

Personal Loan Documents Required in India: Eligibility & Process

5 min read

INVESTMENTS

Student Loan Forgiveness: How It Works

2 min read

INVESTMENTS

Loan Against SIP: Get Funds Without Selling Mutual Funds | Fi Money

4 min read

FAQs

What is the maximum loan amount I can take?

The maximum loan amount that Fi users can avail is 5 lakhs

What is the minimum and maximum repayment period?

Minimum repayment period for a pre-approved loan: 6 months

Maximum repayment period for a pre-approved loan: 4 years

Can I apply for a personal loan without a salary slip?

Generally yes. In some cases, depending on the loan requirement, profile and bureau users may need to provide income proof via connecting accounts digitally through account aggregator framework or uploading salary slip to verify income.

How long does it take for my personal loan application to get approved?

Loan applications get approved instantaneously.

Fi partners with the best to offer you instant loans

ISO 27001:2013

Fi Money App acts as a digital lending application/platform and a lending service provider for our partner regulated entities (RE). Which means that the loan shall always be provided to you by our partner RE and Fi Money only provides a platform to facilitate such loans.

For information on how we handle your data please refer to the relevant privacy policies.

Fi Policy: