Instant Personal Loans

Get up to ₹5 Lakh in Minutes!

No long queues, no paperwork. Get offers from 5+ lenders.

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Why choose Fi for your Personal Loan needs?

Fast, Reliable, Secure online loans

No collateral required

No collateral required

Interest rates starting at 12%. p.a

Interest rates starting at 12%. p.a

5+ regulated lending partners to get offers from

5+ regulated lending partners to get offers from

Get small loans on app, as low as ₹10,000

Get small loans on app, as low as ₹10,000

0 preclosure charges on select lenders

0 preclosure charges on select lenders

Flexible tenure up to 48 months

No collateral required

Interest rates starting at 12%. p.a

5+ regulated lending partners to get offers from

Get small loans on app, as low as ₹10,000

0 preclosure charges on select lenders

Flexible tenure up to 48 months

Get your Instant Loan online in 3 simple steps

1

Check personal loan eligibility & unlock loan offer

2

Choose loan amount & tenure

3

Verify details

⚡ Your personal loan will be in your bank account instantly! ⚡

Personal Loan EMI Calculator

Flexible repayment options tailored to your needs. Check for yourself

Who can get an Instant Loan?

Need a loan? Check your personal loan eligibility and apply online if you match the following criteria:

AGE

21 - 60 years

Credit score

A credit score of 750+ is ideal, as higher scores improve loan approval chances and secure lower interest rates

Monthly income

Minimum ₹20,000

Find out your credit score for free, without lowering it

Offer illustration

Don't let interest rates worry you

Get the lowest interest rates on personal loans

5+ lenders to choose the best interest rates from

Flexible EMI options to reduce total interest payment

Documents required for Personal Loan:

PAN & Aadhaar for a seamless KYC process
Income proof to enhance loan offer from select lenders

Instant Personal Loans for every situation

Life happens – sudden expenses or planned events, get money for all needs!

Personal loan for Wedding

Spare no expense on your special day with an instant personal loan on the Fi app

Personal loan for Emergencies

Cover for urgent, unforeseen situations with instant loans on Fi app, collateral-free

Personal loan for Home Renovations

Make your home the space you always wanted it to be with the best personal loan app

Personal loan for Relocation

Make your shift from one city to another seamless with an instant loan on the Fi app

Personal loan for Travel

Say yes to every adventure the world has to offer, without stressing about money

Personal loan for Education

Upskill with online/offline courses and open new doors to personal and professional growth

Personal loan for Gadgets

Get the latest appliances and gadgets for personal and home use with instant loans online

Get a Personal Loan anytime, anywhere

We're among the top 10 instant loan apps in India for a reason

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Trusted by 35+ lakh Indians

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19,000+ areas served

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FAQs

What is the maximum loan amount I can take?

What is the minimum and maximum repayment period?

Can I apply for a personal loan without a salary slip?

How long does it take for my personal loan application to get approved?