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Salary Program
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Sign up for the Fi Salary Program

Salary benefits for every employee — benefits unlock at ₹15K. Enroll now!

Benefits up to ₹6 Lakh* for your company
Absolutely FREE!
₹2L base insurance cover for employees
You pay ₹0 as an insurance premium
Exclusive discounts on Razorpay X
Simplify payments for your growing team
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Core Offerings

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Loved by employees across 1,800+ companies

Benefits up to ₹6,00,000* for your organisation

Benefits include:
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Exclusive benefits for each employee

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Hear it from our customers
I’ve been using the Fi Salary Program for some time now. I recently had to undergo treatment for a medical issue & could use my health insurance provided by Manipal Cigna. The best part was that I did not have to pay this price out of my pocket! :)
Megha
Employee at Guru&Jana
My experience with Fi has been phenomenal, I saved almost ₹10,000 on my recent work trip to Singapore! Being a part of the Fi Salary Program, I have to pay zero Forex markup on all international transactions through this Debit Card!
Rajnish Kumar
Employee at Keka HR
I have been using this app for more than a year now & this made me switch to Fi permanently. The features are incredible & the best part is you can manage everything from one place. No more having a UPI app for payments & another bank app for bank stuff.
Nikhil
Designer
A superb banking app for a salaried person, this definitely gives you all basic things right from savings to investment in one single place !
Tarun Singh
Corporate Employee

More reasons to choose Fi

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Built by the best
Get decades of finance & tech expertise distilled into one product
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Trusted by 35,00,000 users
Helping Indians get better with their money
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PARTNERED WITH
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Open a zero balance Salary Account

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Still not convinced?

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FAQs

What is the Fi salary program?

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The Fi salary program is a salary account along with a number of other benefits, specifically designed for receiving regular salary payments from an employer. It offers benefits such as free or discounted services, and convenient features for managing transactions, expense tracking, and investment features.

How do I get on the Fi salary program?

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Getting on the Fi salary program is simple.

  • Download the app & confirm your employment.

  • Ask your company’s HR team to upgrade your salary account to the one offered through Fi.

What benefits does the Fi salary program provide?

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  • Flat 2%* back every month on Debit Card and UPI spends

  • 2X top up on your health insurance

  • Lifetime-free Debit Card with 0 Forex charges

  • Exclusive vouchers from top brands

  • Access to US Stocks & Mutual Funds


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Who is eligible for the Fi salary program?

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You need to meet our eligibility criteria:

  • You must be employed with a registered employer and receive a monthly salary.

  • Your employer's GST must be registered or recognised by the Ministry of Corporate Affairs and the Employees’ Provident Fund Organisation.

  • Completion of full KYC through the Fi app.


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Products on our platform

Details

Unified Payments Interface (UPI)

Epifi Technologies Pvt. Ltd ('Epifi Tech') is a Third-Party App Provider ('TPAP') - and acts as a service provider and participates in UPI through a Payment Service Provider ('PSP') Bank (Federal Bank).

Savings Account and Deposits

Federal Bank offers savings account, fixed deposits and smart deposits to users on the Fi App (through Epifi Tech). Users' savings account and deposits are securely opened with Federal Bank.

Epifi Tech itself is not a bank and doesn't hold or claim to have a banking license.

Cards

Fi Brand Pvt. Ltd. markets and distributes co-branded cards in partnership with Federal Bank and Visa. Cards are issued by Federal Bank.

Loans

Epifi Tech facilitates loan distribution and acts as a lending service provider and/or digital lending application for various Banks, registered NBFCs and NBFC-P2P ('Lenders') List of Lenders.

Epifi Tech only provides a platform that enables you to avail instant loans. Epifi Tech is not a lender; neither does it represent to be a lender in its own capacity. The Lenders provide you personal loans as per their policies

Insights

1. Net Worth: Helps users get a view of their financial Net Worth — in accordance with their assets & liabilities

2. Wealth Maximiser: Analyses your finances, shares financial reports to make informed money decisions

These products are governed by our Terms and Conditions, Privacy Policy, and any other product and partner specific terms and conditions as communicated to you.

©epiFi Technologies Pvt. Ltd. 2025

Fi is a money management platform that offers the perfect solution for all your financial needs. The Federal Bank Savings Account offered through Fi is an online savings account that you can open in 3 minutes! It goes beyond online account opening, as it has helped reimagine the banking experience in India

Through Fi, you can do more: apply for an instant personal loan, pick from many types of Mutual Funds, select the best SIP to invest in US Stocks, apply for a forex-free Debit Card (works for select account plans) to use while travelling abroad, analyse/improve their portfolio, get a 360-degree view of your spend insights and take steps building wealth.

You can also utilise Fi's free personal loan resources, such as the Personal Loan and EMI calculator, before proceeding to the quick loan application process. All of this is why over 35 lakh Indians feel that Fi is the only financial app you will ever need.