Fi Money
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The savings account that sorts things out

Fi gives you a zero-balance savings account that you can open in 3 minutes, from anywhere. Your savings account gives you a bunch of features that help you understand your money, invest super easily, and make international payments with zero charges on forex.

Fi Money
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The zero balance account that’s loaded

No minimum balance 🤘

Zero forex markup ✨

Withdraw from any ATM 💳

No hidden fees 🔎

Money insured up to ₹5 lakh ✅


A safe space for your other accounts too

You don’t need one app for every savings account. Connect your other bank accounts and see all your balances and transactions here. It’s secure and RBI-approved 👍

Connected Accounts

A savings account so cool, it has an assistant

Paying from multiple accounts? All too human. Doing the math? Genius stuff. Get answers to questions like "How much did I spend on food orders".


Mutual funds love it here!

Invest in zero-commission funds on Fi. Not just that, automate your investments across a range of mutual funds based on conditions chosen by you.

Fit Rules

You earn rewards for saving, imagine!

It’s about time, right? Rewards are a way of recognising good financial habits. Win goodies not just when you shop, but even when you save.


Always there for you, but without the jargon

We like keeping things simple. Everything from our terms and conditions, to our customer care and FAQs are written in language that you can understand.

Open a Fi-Federal Savings Account in minutes
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Working Professionals ✅

Fi’s fully digital savings account is a perfect fit for working professionals. Just download the Fi app, complete a quick in-app employment check and open your digital savings account. All this, in the time it takes you to make a cup of coffee!


Students & Others ⏳

We want you to know that we’re taking things a step further – building cool features to suit the needs of students and others. It may take some time to meet your expectations, but we’ll get there!

Learn More

Common Questions

What is a digital savings account?
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A digital savings account is essentially an electronic deposit of your money. You can access this account from anywhere, at any time! One of the biggest advantages of having a digital account is that it keeps track of your finances and helps you improve your relationship with money. It is safe, convenient, easy to use and completely paperless.

​​Things you need to do before opening a digital savings account
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There are two things you need to check and keep ready before opening a digital savings account with Fi. First things first, sit in a well-lit room to make sure the facial recognition process goes smoothly. Second, make sure you have your PAN card and Aadhar card details with you to complete our quick screener. That’s about it! You’re all set to open a digital savings account.

How to open a zero-balance digital savings account?
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Opening a digital savings account with Fi is as easy as it gets. First, download the Fi app on your android or IOS device. Now, since the app is specially tailored for working professionals, you would need to be checked by a simple screening process that verifies your employment status. Once that’s done, you’re ready to go! You could open a zero balance savings account in under 5 mins.

What is the time taken to activate my digital savings account?
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Here’s the best part about opening a digital saving account - you don’t need to wait for weeks for the account opening. You can complete the simple onboarding process of Fi in just 5 minutes. Verifying your details could take between a few hours to a few days. After this is done, you are all set to use your digital savings account.

Fi partners with the best to secure your money

Federal Bank

Our partner bank hosts your Fi-Federal Savings Account and Visa Debit Card, and follows all security standards, as per RBI regulations.

Your money is always safe with our banking partner, Federal Bank and your money is insured upto ₹5 lakh as per the RBI’s insurance deposit scheme.

Fi itself is not a bank and doesn’t hold or claim to have a banking license.

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Fi is a money management platform that re-imagines the banking experience in India. The Fi-Federal Savings Account, is a digital bank account that gives you the fastest way to open a bank account online.

You can do everything from the Fi App, including p2p payments, fund transfers, bill payments, and more, with features to automate every action. You also get a Fi-Federal co-branded Debit Card, spends insights and tools to grow your investment and earn rewards.

Disclaimer: You may have noticed some brand logos used on this website to indicate where you, as a user, may or may not have spent money. We don’t endorse these brands. Nor do these brands endorse us. The logos of the specific brands are owned by them.
© epiFi Wealth Pvt. Ltd. 2023
© epiFi Technologies Pvt. Ltd. 2023