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What is DigiLocker and How Can You Use it for Your Benefit?

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Created on
April 5, 2023


What’s Inside

DigiLocker is a digital wallet in the cloud where users can store their legal documents. It enables users to upload and access documents such as vaccination certificates, PAN cards, policy documents, Aadhaar cards, driving licence, and voter ID cards, among others.

DigiLocker is an essential component of the Digital India initiative. The Ministry of Electronics and Information Technology (MeitY) provides this service to all Indian citizens. Individuals can exchange and verify the authenticity of e-documents using documents stored in this digital vault. To utilise Digilocker's services, an Aadhaar number is required. The Aadhaar number is required for registration on the DigiLocker app.

How Does DigiLocker Work?

To use DigiLocker,

  • Create an account with your Aadhaar number.
  • You can upload up to 1 GB of government documents in India.
  • Various government agencies can use these documents to verify your information.
  • Rule 9A of the Information Technology Rules treats documents in DigiLocker as valid as physical copies.
  • You can access your stored documents anytime and use them to authenticate at any government institution.
  • Your documents are secure and can only be shared with your permission.
  • Digilocker will verify your Aadhaar number and use two-factor authentication with your mobile phone number and a password.

What Are The Benefits Of Using DigiLocker?

The following are some of the benefits of using DigiLocker:

  • Saves time and reduces overall burden
  • Contributes to Digital India mission
  • Access documents from anywhere
  • Relieves administrative pressure
  • No need for physical document transportation
  • Cloud-based service, easy document upload
  • High degree of security and authenticity
  • Reduces fraudulent activity

Wrapping Up

With the rise of the digital age, the majority of government-related services are now accessible online. The Indian government has given citizens the option to use DigiLocker to access and verify digital documents. Not only does this app protect one's important documents, but it also protects the original documents by eliminating the need for carrying them.

Frequently Asked Questions (FAQs)

1. Is DigiLocker safe and secure to use?

As DigiLocker is a government initiative, its security protocols are stringent. It utilises 256-bit SSL encryption to safeguard user data. The registration procedure occurs via an OTP sent to the user's registered mobile number.

2. How does DigiLocker work?

Digital locker or DigiLocker gives access to genuine electronic documents. It is an electronic document wallet in which you can hold documents such as your PAN card, driving licence, policy documents, voter identification card, etc. Signing up for a DigiLocker account allows you to upload documents and store them securely. Your Aadhaar number is linked to a cloud storage space that is exclusively yours.

3. How can I sign up for a DigiLocker account?

DigiLocker registration is simple. You only need your mobile phone number or Aadhaar number. Your Aadhaar/mobile number will be verified by sending an OTP (one-time password) and then requiring you to select a security PIN for 2-Factor authentication. This will create a DigiLocker account for you.

4. What documents can I store in my DigiLocker account?

DigiLocker can securely store your essential documents, such as your driving licence, PAN card, school/university marksheets, Aadhaar card and insurance documents, among others. DigiLocker aids in storing a secure digital copy of the original documents in the cloud and makes them accessible for authentication purposes.

5. What are the main uses of DigiLocker?

You can use your DigiLocker account to access your documents at any time, from anywhere. The documents downloaded from DigiLocker are verified and deemed as good as the official hard copies. You can also use your DigiLocker to identify yourself at airports while using the DigiYatra system present in many Indian airports.


Fi Money is not a bank; it offers banking services through licensed partners and investment services through epiFi Wealth Pvt. Ltd. and its partners. This post is for information only and is not professional financial advice.
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