From swiping your credit card at the petrol bunk to paying for groceries, most transactions require your credit card PIN to validate approval. But how do you create a credit card PIN? And what happens if you forget this PIN? Generating a PIN for your credit card and resetting it is pretty straightforward. Let’s find out the steps for both in the following sections.
Your credit card PIN (Personal Identification Number) is a 4-digit passcode used to confirm your identity as the cardholder. This PIN is like a unique digital signature essential to authorise transactions.
When you enter your credit card PIN to authorise transactions, the system matches the PIN with your user ID. This PIN authentication process protects the card from fraud and theft.
Wondering how to generate your credit card PIN? Worry not since we’ve listed all the ways of credit card PIN generation below. While this process can vary from one lender to the next, most offer the following online and offline methods of generating and changing your credit card PIN:
Here are the steps to reset your Fi-Federal Credit Card PIN:
Step 1: Go to the Credit Card page in the Fi app
Step 2: Tap on the settings icon located at the top of the page or click on the "Card Controls" option located at the bottom of the page
Step 3: Select the "Reset ATM PIN option" and follow the on-screen instructions to reset your PIN.
Step 4: Here are the detailed instructions:
Step 5: Enter the OTP received on your registered mobile number
Step 6: Enter a new PIN of your choice
Step 7: Re-enter the new PIN to confirm.
If you're looking for a credit card that gives you the best bang for your buck, the Fi-Federal co-branded credit card is what you need. With this card, you're assured of a 2% valueback through rewards. But that's not all, as you'll also get 5x on your top 3 brands, 2x on all partner brands listed in the Fi Collection and 1x on everything else, including rent and fuel. What's unique is that you earn points through Fi-Coins. For travellers, the perks are even better, as you can convert your Fi-Coins to airline miles or cashback.
But that's just the tip of the iceberg: you'll also enjoy airport lounge access, 1% forex, the freedom to choose your billing cycle, and personalised reminders. With consolidated spending insights, you can easily track your spending and make informed financial decisions. The welcome offer includes exclusive vouchers from top brands worth ₹5,000!
Remember to keep your credit card PIN confidential to ensure safety regardless of your chosen method. Once you’ve generated a new PIN, you can exploit the offers and rewards on the card. And, if you wish to enjoy best-in-class rewards and offers, here's something for you!
To generate your credit card PIN online, you can choose one of the following routes:
If you’re registered on the lender’s mobile banking app, simply open the app and follow these steps: