Mastercard is one of the world's largest payment networks for corporate and individual consumers. In partnership with banks worldwide, it offers debit cards, credit cards, or prepaid cards. 

Owing a card within its famous interlocking circles will entitle you to many perks. These perks will help you save on cash when travelling or shopping, making it worth looking at what they offer.  

This article will cover essential aspects of the Master debit card.  

Types of Mastercard Debit Cards 

Mastercard offers the following debit cards: 

1. Standard Debit Card 

Standard Debit Mastercard offers cardholders an easier way to handle finances. It even provides an electronic record of each transaction to track expenses. You can also use it to make monthly recurring payments. Furthermore, this card gives zero liability protection for every transaction. 

Additionally, in an emergency, you can request virtual help anytime, anywhere, in any language.  

2. World Debit Card  

A World Mastercard Debit Card comes with enhanced security and convenience. It is known for providing exceptional customer service in situations related to theft, misplacement, or cancellation of cards. It is ideal for people who love to travel as it has various perks.  

• Discounts on card rentals, hotel bookings and flight bookings. 
• Room upgrades, before-time check-ins, or late checkouts. 

• Airport concierge to escort you through the airport on arrival or departure. 
• Complimentary services such as travel advisor. 

3. Platinum Debit Card  

A Platinum Master Debit Card is the highest tier and comes with almost all the benefits of a World and Standard Debit Card. It combines comprehensive lifestyle and travel benefits with constant support every day of the year. Notably, it comes with a liability policy that protects you against unauthorised transactions made on the card.  

Some of its key benefits include: 

• Mastercard Roadside Assistance Program: Get roadside assistance 24/7 in 950+ cities across the country. 
• World Elite Concierge: Access a dedicated concierge service that handles various tasks, from assistance in shopping to making reservations.  
• Year Around Emergency Assistance: Worldwide 24x365 days emergency assistance in case of medical, legal, and other services such as block card, hotlist, request an emergency cash advance, etc.  
• Insurance Cover: Some banks issuing Mastercard Debit Card also offers insurance cover to cardholders up to a certain amount. For instance, HDFC Bank provides accidental insurance cover of up to ten lakhs on its Mastercard.  

Key Features and Benefits of Mastercard Debit Card  

Let's note the key features and benefits of the Mastercard Debit Card: 

• Worldwide acceptance: The Master Debit Card offers worldwide acceptance and uninterrupted banking services 24/7. Every country across Asia, Southern America, Europe, and Australia uses the Mastercard payment network.  
• Permits Cash Withdrawal: Cardholders can buy at any retail store and withdraw cash from any ATM. Also, when you enable international use on the card, you can use ATMs worldwide.  

• 24/7 Support: The Master Debit Card has a strong customer support group that offers 24/7 help in any emergency. If your card gets lost or stolen, you can call the toll-free number on the back of your card or one available online.  
• Travelling Privileges: The World and Platinum Debit card offers various travel benefits. These include discounts on dining, late checkouts, access to the airport lounge, etc.  
• Higher Limit: Most MasterCard Debit Card offers higher cash withdrawal and transaction limits. For instance, SBI MasterCard Debit Card Limit is ₹75,000 for online transactions.  

Summing Up  

A Mastercard Debit Card offers convenience, safety, and speed to make online payments. In addition, it features various travel and lifestyle benefits. While you're exploring Master cards, do check out other cards such as VISA Platinum.  

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Frequently Asked Questions  

1. Is any debit card a Mastercard? 

Not all debit cards are Mastercard. Any debit card that uses Mastercard as its payment system is a Mastercard Debit card.  

2. What is the difference between a debit card and Mastercard? 

MasterCard is a global payment network that provides debit or credit cards in partnership with banks. In contrast, a debit card is a plastic currency that allows you to purchase online or offline from your bank account.