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Need to use your debit card abroad or online internationally? Learn how to easily enable international transactions via the Fi Money app. Securely activate your card in minutes.

How to Enable Your Debit Card for International Transactions?

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"How to Enable Your Debit Card for International Transactions?"

Pranav Karnad

Debit Card 101: Everything from zero forex shopping to local ATM limits

<p>In this globalised world, citizens travelling abroad require the utmost convenience in conducting transactions. While many opt for unique cards, few debit card owners know how to enable a card to facilitate international transactions.</p><p>If you also plan to travel abroad, try and make the most of your existing card. Here's everything on how to enable debit cards for international transactions.</p><h2>Enabling International Transactions</h2><p>Understanding the steps to enable international transactions brings several advantages. ​Besides purchases abroad, activating global transactions allow customers to utilise international payment gateways.</p><p>Obtaining a global transaction permit on your debit card is a simple process. Banks have varying steps, but the general ways to enable your card for international use are:</p><h3>1. Via Internet Banking</h3><ul role="list"><li>Visit the website of your bank.</li><li>Enter your credentials to log in.</li><li>Once on your dashboard, select 'Manage Card Usage.'</li><li>Use the toggle to switch from Domestic to International Transactions.</li></ul><h3>2. Via Toll-free Number</h3><p>Banks provide a toll-free customer support number to address your queries. Ensure you convey your requirements after calling the number assigned by your bank.</p><h3>3. Via Smartphone App</h3><ul role="list"><li>Open your mobile banking app and log in.</li><li>Go to ‘Services’.</li><li>Expand ‘Debit Cards’.</li><li>Select ‘ENABLE/DISABLE’ Debit Card.</li><li>Select the associated Account Number from the list.</li><li>Pick the specific Debit Card.</li><li>Provide the necessary details for enabling/disabling services.</li><li>Use the slider buttons to enable or disable services.</li><li>Enter your Transaction Password to confirm.</li><li>Services will be enabled or disabled.</li></ul><p>Select your activation medium at your convenience and the bank process. Also, for international transactions, there are specific requirements you need to meet.</p><p>Going on an international trip? Check out the <a target="_blank" rel="noopener noreferrer" href="https://fi.money/debit-card">Fi Federal Zero Forex* Debit Card</a>.&nbsp;</p><h2>Criteria for Enabling International Transactions</h2><p>Learning how to enable international transactions on debit cards can only be completed if you know the criteria too. Some of the requirements to be eligible for conducting global transactions are:</p><ul role="list"><li>Card Type: Not all debit cards are eligible for international transactions. Always ensure you verify the same with your bank before requesting a debit card.</li><li>Account Verification: You must ensure your account follows the KYC rules and is verified.</li><li>Issuing Bank: Most big banks offer this feature, but smaller banks may not. Ensure you verify the same before opening an account.</li><li>Card Network Compliance: Verify your debit card's compliance with the different payment platforms at your destination.</li></ul><p>Remember to keep your PAN, Aadhar, and Travel Visa (if needed) for a smooth transition.</p><h2>Conclusion</h2><p>Understanding how to enable cards for international transactions can be helpful when managing your finances. Further, you can also disable the feature anytime you wish to in the way you activate it.</p><h2>Upgrade your money experience with Fi Money</h2><p><a target="_blank" rel="noopener noreferrer" href="https://fi.money/">Fi Money </a>offers an <a target="_blank" rel="noopener noreferrer" href="https://fi.money/open-savings-account-online">online savings account</a> in partnership with Federal Bank, a licensed bank. You can quickly sign-up for free &amp; open a savings account online in 3 minutes. You can also use this savings account to stash your savings in deposits safely, earn additional interest, send/receive payments instantly, analyse expenses, or budget smarter.&nbsp;</p><p>If you upgrade to other account plans within Fi — you get access to premium features like zero forex*, US Stocks, Mutual Funds, etc. &amp; rewards!<br><br><span style="color:rgb(14,16,26);"><span style="-webkit-text-stroke-width:0px;font-style:normal;font-variant-caps:normal;font-weight:400;letter-spacing:normal;margin-bottom:0pt;margin-top:0pt;orphans:auto;text-align:start;text-decoration:none;text-indent:0px;text-transform:none;white-space:normal;widows:auto;word-spacing:0px;" data-preserver-spaces="true"><strong>*</strong></span><em style="-webkit-text-stroke-width:0px;color:rgb(14, 16, 26);font-variant-caps:normal;font-weight:400;letter-spacing:normal;margin-bottom:0pt;margin-top:0pt;orphans:auto;text-align:start;text-decoration:none;text-indent:0px;text-transform:none;white-space:normal;widows:auto;word-spacing:0px;"><i><span style="margin-bottom:0pt;margin-top:0pt;" data-preserver-spaces="true"><strong>Note: Any mention of zero forex linked to the Fi-Federal Debit Card in this blog implies Zero Forex is available on select account plans.</strong></span></i></em></span></p><h2>Frequently Asked Questions</h2><h3>1. Does my debit card allow international transactions?</h3><p>While most banks provide this facility, it also depends on the type of card you opt for. You can review international transactions online or using your phone app. You can also visit your bank to check.</p><h3>2. Why my debit card is not eligible for international transactions?</h3><p>A card might not work for several reasons like restrictions or limited network acceptance.</p><h3>3. How long does it take for international transactions to be enabled after activation?</h3><p>Activation via the Fi Money app is usually instant. Once you toggle the setting on, your card should be ready for international use within moments.</p><h3>4. Can I disable international transactions on my debit card again?</h3><p>Yes, absolutely. For security, it's recommended to keep international transactions disabled when you don't need them. You can easily toggle the feature off again anytime using the same Card Settings section in your Fi Money app.</p><h3>5. Do I need to enable international usage for online payments to international websites too?</h3><p>Yes, enabling international transactions generally covers both payments made physically abroad (at shops, restaurants - POS transactions) and online payments made to websites or services based outside your home country. Your app settings might allow enabling these types separately.</p><p>&nbsp;</p>