Check Insurance Validity of Your Car/Bike Online: A Guide

How to Check Your Vehicle Insurance?

Even if you lose or forget your vehicle insurance details, you can still check whether your vehicle’s insured. The methods to go about this are fairly straightforward and can be done smoothly via the internet. This is largely owed to the superior after-sales service provided by new-age digital insurance providers.

In this blog, let’s learn how to check your bike or car insurance validity online.

Check Vehicle Insurance Validity on Insurance Provider’s Website

To check your vehicle’s insurance status and validity, visit your insurance provider’s website or app and keep these documents/numbers handy:

Registered Mobile Number/Registered Email ID
Vehicle Insurance Policy Number

Check Vehicle Insurance Validity on Parivahan Sewa Website

Follow these steps to check your vehicle insurance status and validity on the Parivahan Sewa website:

Step 1: Visit Parivahan Sewa's official website.

Step 2: Navigate to the menu bar and select 'Informational Services'.

Step 3: From the drop-down list, click on 'Know Your Vehicles Details'.

Step 4: VAHAN, national register e-services webpage opens.

Step 5: Log in with your registered contact number.

Step 6: Enter the verification code and the vehicle registration number.

Step 7: Click on 'Search Vehicle and check the insurance status with the vehicle number.

Step 8: Check the displayed vehicle insurance policy and details.

Check Vehicle Insurance Validity on RTO Website

Follow these steps to check your vehicle insurance status and validity on the RTO website:

Step 1: Visit the state transport office's official website.

Step 2: Search 'Online Services for Citizens'.

Step 3: Click on 'Vehicle-related Online Services.

Step 4: Click on 'VAHAN Citizen Services'.

Step 5: Enter the RTO branch details where you have registered the vehicle.

Step 6: Navigate to the menu bar and select 'Status'.

Step 7: Click on 'Know Your Vehicle Details'.

Step 8: Enter the vehicle registration, chassis, and engine number.

Step 9: Solve and enter the CAPTCHA code along with the requisite details.

Step 10: You will get the details of your vehicle insurance policy, so now you can easily check your vehicle insurance status online.

Check Vehicle Insurance Validity on mParivahan app

Follow these steps to check your vehicle insurance status and validity on the mParivahan app:

Step 1: Install the mParivahan app on your mobile phone or tab.

Step 2: Choose the language that you would like to get the instructions on the app.

Step 3: On clicking on the 'Continue button, a dashboard will open giving you two options to check your insurance status.

Step 4: You can check the vehicle insurance status with your car registration number or driving licence. Click on the 'Search' button.

Step 5: You will have to sign in with your registered mobile number and check the insurance status.

Check Vehicle Insurance Validity on IIB portal

Follow these steps to check your vehicle insurance status and validity on the IIB portal:

Step 1: Visit the IIB web portal

Step 2: Fill out relevant information. This includes your name, mobile number or email address, the date of the accident and the car’s registration number.

Step 3: After filling out the security ‘Captcha’ code, submit the information you have provided.

Step 4: The relevant policy details of the car will appear on your screen. In case these aren’t available, the previous policy details will be listed.

Check Vehicle Insurance Validity Offline

You can also check your vehicle insurance status and validity offline, by visiting your insurance provider’s office or your nearest RTO office.

Conclusion

In conclusion, losing or forgetting your vehicular insurance details is no longer a cause for concern, thanks to the convenience provided by new-age digital insurance providers. Checking the validity of your vehicle's insurance can be easily done online, thanks to platforms like the Insurance Information Bureau (IIB) website and VAHAN e-Services. By following the simple steps outlined in this guide, you can access the insurance details of a car or bike involved in an accident. The IIB website maintains comprehensive records of insured vehicles, while the VAHAN e-Services website offers an alternative solution if the IIB website is unavailable. These online services have made it convenient for individuals to access their insurance information and verify the validity of their policies, contributing to a smoother and more efficient process for insurance-related inquiries.

Frequently Asked Questions

1. How do you check if your insurance is updated or not?

You can check whether a vehicle’s insurance policy has been updated or not by visiting the IIB web portal. You can also visit the website of the concerned company you got your vehicle insured from to check if your insurance is updated.

2. How to check if I'm insured?

You can check your vehicle’s insurance policy to determine whether or not you are insured or else call up your insurance provider. The Insurance Information Bureau (or IIB) website and the VAHAN e-Services website also allow you to check whether your vehicle’s insurance policy is active.

3. What is the benefit of checking car insurance status online?

There are multiple benefits of checking your car insurance status online. From how convenient and time saving it is to how easily you can access your claim status and renew your insurance, it's all on your fingertips.

4. How to check a cars insurance status offline?

In India, there are several ways to check a car's insurance status offline:

Contact the insurance company
Visit the insurance company office
Check with the Regional Transport Office (RTO): You can visit the Regional Transport Office (RTO) where your car is registered and ask for the status of your car insurance. They can provide you with information on the validity of your insurance and the insurance company.