Did you know that the numbers on your debit card have a huge part to play with your bank account details? Every card provider has a 16-digit number on the front of the card. This blog will provide you with a comprehensive guide to understanding these digits and how to get a bank account number from debit card.
You will notice a 16-digit number that is embossed on your debit card. Let’s take a closer look at the meaning of this 16-digit code.
The first digit of this code is the card issuer's industry, which is the MII (Major Industry Identifier) code. Each debit card issuer has its own MII number.
The first 6 digits, including the MII code, will be the issuer’s identification number (IIN). These 6 digits on your debit card are so your transactions are processed seamlessly.
The next 9 digits after the 6th digit are linked with your account number. It won’t be your bank account number, but in a way, it identifies as your unique card number.
The 16th digit is called the check digit. This digit can identify if your card is valid or not. Additionally, it also verifies the accuracy of the entered card number.
Now that you know about the 16-digit code, let’s understand how to find account number from debit card.
Banks often take great measures to avoid fraudulent behaviour. In addition to your debit card number, you will also need other necessary identity proof documents to get your account number.
The next way is through the bank’s website. Simply navigate to the net banking portal and enter your information. Now, you will see your bank account number.
Banks also have applications to assist customers. You can download your bank’s app and enter your login details. Ensure you enter the correct information, and you can see your account number on the homepage.
Another secure way to find your bank account number is through your chequebook. Details like your account number, IFSC code, and cheque number will be on each leaf of the chequebook.
You can also visit the bank branch and ask for customer support. The bank will ask you for certain personal details and other information. Ensure you fill in the details correctly to get your account number.
Now that you understand how to get account number from debit card, you can start making seamless payments conveniently.
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Along with your debit card number, you will also need certain identity proof documents to get your account number. You can contact your bank for further assistance.
You may use the 16-digit code that is linked to your bank account to get your account number. However, ensure you have the required ID proof documents in hand too.
