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How to Find Your Bank Account Number from Debit Card?

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Reviewed by
Rupali Amin
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Created on
August 1, 2023

Summary

What’s Inside

Did you know that the numbers on your debit card have a huge part to play with your bank account details? Every card provider has a 16-digit number on the front of the card. This blog will provide you with a comprehensive guide to understanding these digits and how to get a bank account number from debit card.

Understanding the Digits on Your Debit Card  

  • A debit card removes the need to carry around a stack of notes. This means you can make secure cashless payments anytime.  
  • Moreover, debit cards are widely accepted today. Be it for grocery shopping or paying bills; this card ensures you have a seamless banking experience. 
  • With a debit card, you can: Withdraw money from an ATM, Pay instantly with a secure 4-digit PIN, Set a budget so you won’t go into debt and Carry it along anywhere with its sleek design.

You will notice a 16-digit number that is embossed on your debit card. Let’s take a closer look at the meaning of this 16-digit code.  

The first digit 

The first digit of this code is the card issuer's industry, which is the MII (Major Industry Identifier) code. Each debit card issuer has its own MII number.  

The first 6 digits 

The first 6 digits, including the MII code, will be the issuer’s identification number (IIN). These 6 digits on your debit card are so your transactions are processed seamlessly.  

The next 9 digits 

The next 9 digits after the 6th digit are linked with your account number. It won’t be your bank account number, but in a way, it identifies as your unique card number.  

The last digit 

The 16th digit is called the check digit. This digit can identify if your card is valid or not. Additionally, it also verifies the accuracy of the entered card number.  

How to Find Your 16-digit Debit Card Number?

Read this blog to understand how you can get your 16-digit debit card number without a physical debit card.

Ways to Get Your Bank Account Number from Debit Card 

Now that you know about the 16-digit code, let’s understand how to find account number from debit card.  

  1. Get your account number from a debit card 

Banks often take great measures to avoid fraudulent behaviour. In addition to your debit card number, you will also need other necessary identity proof documents to get your account number.  

  1. Find your account number with the bank’s website  

The next way is through the bank’s website. Simply navigate to the net banking portal and enter your information. Now, you will see your bank account number.  

  1. Use the bank’s app to find your account number  

Banks also have applications to assist customers. You can download your bank’s app and enter your login details. Ensure you enter the correct information, and you can see your account number on the homepage.   

  1. Your cheque book  

Another secure way to find your bank account number is through your chequebook. Details like your account number, IFSC code, and cheque number will be on each leaf of the chequebook. 

  1. Visit the bank branch  

You can also visit the bank branch and ask for customer support. The bank will ask you for certain personal details and other information. Ensure you fill in the details correctly to get your account number.  

Conclusion 

Now that you understand how to get account number from debit card, you can start making seamless payments conveniently. 

Fi Money offers a zero-balance online savings account in partnership with Federal Bank, a licensed bank. You can easily sign-up for free & open a savings account online in 3 minutes. You can also use this savings account to safely stash your savings in deposits, earn additional interest, send/receive payments instantly, analyse expenses, or budget smarter.

Frequently Asked Questions  

1. How do I find my account number with my debit card? 

Along with your debit card number, you will also need certain identity proof documents to get your account number. You can contact your bank for further assistance. 

2. Can you get the bank account number from debit card?  

You may use the 16-digit code that is linked to your bank account to get your account number. However, ensure you have the required ID proof documents in hand too.

Disclaimer

Fi Money is not a bank; it offers banking services through licensed partners and investment services through epiFi Wealth Pvt. Ltd. and its partners. This post is for information only and is not professional financial advice.
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