Plus: An annual maintenance charge of ₹199 +GST applies if your total debit card spends are below ₹25,000 in a year. Spend ₹25,000 or more annually to get the charges waived.

Infinite, Prime, and Salary: The AMC will be waived if you're on any of these plans at the time of your card anniversary.

Example:

Suppose your card was issued on 10th June 2024. On its anniversary date (i.e. 10th June 2025):

If you move from Infinite to Plus by that date and your Debit Card spends are less than ₹25,000, you will be charged ₹199.

If your spends cross ₹25,000 or more, no fee will be charged, even under the Plus Plan.

If you continue on the Infinite or move to the Prime by your card anniversary, the AMC will be waived .

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Your money is always safe with our banking partner - Federal Bank, is covered under the Deposit Insurance and Credit Guarantee Corporation Scheme. This insures your money up to ₹5 lakh.

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Fi is a money management platform that re-imagines the banking experience in India. The Federal Bank Account offered through our App, is a digital bank account that gives you the fastest way to open a bank account online.

You can do everything from the Fi App, including p2p payments, fund transfers, bill payments, and more, with features to automate every action. You also get a Debit Card, spends insights and tools to grow your investment and earn rewards.

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Charges

What are the annual fees for a physical debit card?

An annual fee of ₹399+GST for Regular Plan users, ₹299+GST for Standard Plan users.

Plus: An annual maintenance charge of ₹199 +GST applies if your total debit card spends are below ₹25,000 in a year. Spend ₹25,000 or more annually to get the charges waived.

Infinite, Prime, and Salary: The AMC will be waived if you're on any of these plans at the time of your card anniversary.

Example:

Suppose your card was issued on 10th June 2024. On its anniversary date (i.e. 10th June 2025):

If you move from Infinite to Plus by that date and your Debit Card spends are less than ₹25,000, you will be charged ₹199.

If your spends cross ₹25,000 or more, no fee will be charged, even under the Plus Plan.

If you continue on the Infinite or move to the Prime by your card anniversary, the AMC will be waived .