Connect your Net Worth to Claude, Cursor, or Windsurf Using

For developers who want complete control over their financial data. If you're someone who automates their life, lives off Notion dashboards, or tracks every rupee on Excel, then the Fi MCP (beta) is built for you.

What is Fi MCP?

At its core, Fi MCP (beta) is a secure, structured, and query-ready live stream of your financial data. Tailor-made for developers, Fi Model Context Protocol or Fi MCP is essentially a programmable layer over your entire net worth, powered by Fi Money's Net Worth feature.

Instead of static dashboards or fragmented insights, Fi MCP gives you a unified, real-time view across:

Assets: Mutual Funds, Indian & US Stocks, FDs, Real Estate, ESOPs
Liabilities: Loans (home, personal, etc.), Credit Cards
Cash: Bank Balances
Govt Instruments: EPF, NPS

What can you do with Fi MCP?

Once connected, your AI assistant or local tool can act as a programmable portfolio analyst, helping you:

Track portfolio performance over time (CAGR, XIRR, YTD)
Identify underperforming funds
Flag financial leakages like excess interest outflows, idle cash, or high expense ratios
Compare returns across asset classes (e.g., Mutual Funds vs. US Stocks)
Simulate progress toward goals (e.g., reaching ₹1 crore by 2032)

START TALKING WITH YOUR MONEY NOW

How to set up Fi MCP

Step 1: Start by downloading the Fi Money app

Once you download the Fi Money app, head to the Net Worth Tracker tab. Link all your accounts like mutual funds, bank balances, loans, PFs, and more. This powers Fi MCP (beta) with real-time access to your complete financial picture, allowing it to compute your current net worth accurately.

Step 2: Install a compatible MCP client

You can use any client that supports local config files and command-line integration. Make sure that the AI assistant is the latest desktop version.

Claude Desktop
Cursor
Windsurf

Step 3: Add Fi MCP to your config

For setting up Fi MCP on Claude (Desktop):

Prerequisite: Install Node.js

Download and install Node.js from nodejs.org
Verify installation by opening Command Prompt and typing node –version
Type in the command npm install npx to install npx

Go to your Claude's settings:
Settings > Developer > Add/Edit Config
Paste the following:

{
  mcpServers: {
    fi_mcp: {
      command: npx,
      args: [mcp-remote, https://mcp.fi.money:8080/mcp/stream]
    }
}

Save and restart the client app.

For setting up Fi MCP on Cursor or Windsurf (Desktop):

Go to your settings:
Settings > Tools & Integrations > Add Custom MCP
Paste the following:

{
  mcpServers: {
    fi_mcp: {
      url: https://mcp.fi.money:8080/mcp/stream
    }
  }
}

Auto save or Ctrl+S for Windows (Command+S for Mac) and restart the AI assistant.

Step 4: Ask your first question

Try:

"How has my net worth changed over the past 6 months?"
"Which fund is my worst performer in 2024?"

The AI assistant will now request a Passcode to authenticate your data access.

Click on the Login link and enter your Fi-registered phone number on the web page.

Step 5: Get Passcode from Fi

Open Fi Money app again.
Navigate to Net Worth Dashboard > Talk to AI > Get Passcode

Copy the Passcode and enter it in your client window. Once verified, enter "Done" for the client to authenticate you.

Step 6: Start running queries on your finances like an API

"How do I increase my credit score to 800?"
"What are the 3 mistakes that I'm doing with my investments?"
"Where am I losing money unnecessarily?"

Your AI assistant now speaks the language of your finances, which is powered by real-time, personalised data. It now gives you intelligent, personalised responses–grounded in your actual, up-to-date net worth.

How Fi MCP Keeps Your Data Secure

Fi MCP (beta) is built with security and control at its core. You own your financial data, completely. You decide which accounts to connect, what gets shared, how it's used, and which AI assistant to connect to. Fi MCP (beta) only accesses the financial information you explicitly link through the Fi app, and nothing more.

Your credentials are never exposed to any AI assistant or stored externally; all authentication happens securely within the Fi app via two-factor authentication (TFA). Even token-based (Passcode) access has a strict 30-minute expiry, ensuring session-level safety.

What you get therefore is a consolidated, real-time view of your net worth, built on a system that puts you in charge–with privacy, transparency, and access control at every step.

Why does Fi MCP matter?

Almost every other personal finance tool has been read-only until now. The Fi MCP (beta) changes the game.

As India's first personal finance MCP, it makes your finances queryable, context-aware, and composable with the developer tools you already use. It's easy to use, seamless, and answers your most pertinent financial questions in under 180 seconds!

Additionally, Fi MCP (beta) is a mighty leap forward for anyone looking to:

Automate financial alerts
Run real-time simulations
Set intelligent money triggers
Build personalised dashboards

The future of personal finance is programmable. And it starts with Fi MCP.

Whether you're a developer, power user, or automation enthusiast, Fi MCP gives you the tools to treat your money like a live data stream–not a static report. With full control, secure access, and seamless AI integration, it's not just about tracking your finances; it's about engineering your financial future.

Ready to talk to your money? Fi MCP is waiting.

START TALKING WITH YOUR MONEY NOW

Frequently Asked Questions

Got questions about MCP? We've got answers. Find everything you need to know about our platform, features, and how it can transform your financial life.

What is Fi MCP?

Fi MCP (Model Context Protocol) or Fi Net Worth MCP is the India’s first personal finance tool designed to plug your entire financial life, investments, loans etc., into AI assistants like Claude, Cursor, or Windsurf. It gives you the power to ask deeply personal questions about your portfolio and get personalised answers instantly.

Is Fi MCP secure?

The communication between the AI assistant and Fi MCP uses HTTPS/TLS to encrypt the data in transit.
Access to the MCP server is granted only after a Passcode-based authentication. Once authenticated, the AI assistant receives a temporary token to access the financial data. This token is short-lived and invalidated automatically after a brief period of time.
Additionally, we regularly conduct independent security audits and third-party penetration tests to proactively identify security issues, validate security controls, and ensure the highest security standards for our application and infrastructure.

Is Fi MCP currently in beta?

Yes, Fi MCP is in beta. We're gradually rolling it out to gather feedback and improve the experience. You might see some features evolving as we fine-tune things based on what users like you tell us.

Who is Fi MCP for?

Currently, it's built for developers and power users who are comfortable coding, using developer environments (like Cursor), or configuring AI assistants like Claude. It’s ideal for those who want to control and to analyse their finances like never before.

What AI assistants can I use Fi MCP with?

You can connect Fi MCP with all MCP compliant AI assistants like:

Claude
Cursor
Windsurf
Any other AI assistant that supports MCPs

The latest desktop version of these AI assistants will be needed to use Fi MCP.

What kind of financial data is available via MCP?

Fi MCP can share:

Mutual Fund Holdings and Transactions
Indian Stocks Holdings and Transactions
US Stocks Holdings and Transactions
Bank Balances
Existing and Closed Credit Cards
Existing and Closed Loans (home, personal, etc.)
FDs, EPF, NPS
Real estate
Gold
ESOPs and more
(Coming Soon) All your expenses across all bank accounts

How often is the data updated?

On the Fi app, you can refresh your financial data anytime. Via Fi MCP, data is refreshed using regular authorisations and is as fresh as you already see on the Fi app.

Is my data safe?

Yes. We employ industry-leading encryption for data in transit and at rest, multi-factor authentication, robust access controls, regular security audits, and adherence to stringent cybersecurity frameworks to protect your data within the Fi MCP Server. You're advised not to access Fi MCP from public/shared devices to protect your confidentiality.
Once you are connected with the AI assistants, the conversations are between you and your AI and Fi is not privy to any of that information. Hence, it is important that you share your data with only trusted AI assistants.
Fi does not own, operate, or control these AI assistants and is not responsible for their outputs or actions. Any interaction with the AI assistants cannot be accessed or stored by Fi. Use of this service is entirely at your own discretion and risk. Fi assumes no liability once data is transmitted. You can read the complete Terms & Conditions here.