Connect your Net Worth to Claude, Cursor, or Windsurf Using
For developers who want complete control over their financial data. If you're someone who automates their life, lives off Notion dashboards, or tracks every rupee on Excel, then the Fi MCP (beta) is built for you.
What is Fi MCP?
At its core, Fi MCP (beta) is a secure, structured, and query-ready live stream of your financial data. Tailor-made for developers, Fi Model Context Protocol or Fi MCP is essentially a programmable layer over your entire net worth, powered by Fi Money's Net Worth feature.
Instead of static dashboards or fragmented insights, Fi MCP gives you a unified, real-time view across:
- Assets: Mutual Funds, Indian & US Stocks, FDs, Real Estate, ESOPs
- Liabilities: Loans (home, personal, etc.), Credit Cards
- Cash: Bank Balances
- Govt Instruments: EPF, NPS
What can you do with Fi MCP?
Once connected, your AI assistant or local tool can act as a programmable portfolio analyst, helping you:
- Track portfolio performance over time (CAGR, XIRR, YTD)
- Identify underperforming funds
- Flag financial leakages like excess interest outflows, idle cash, or high expense ratios
- Compare returns across asset classes (e.g., Mutual Funds vs. US Stocks)
- Simulate progress toward goals (e.g., reaching ₹1 crore by 2032)
How to set up Fi MCP
Step 1: Start by downloading the Fi Money app
Once you download the Fi Money app, head to the Net Worth Tracker tab. Link all your accounts like mutual funds, bank balances, loans, PFs, and more. This powers Fi MCP (beta) with real-time access to your complete financial picture, allowing it to compute your current net worth accurately.
Step 2: Install a compatible MCP client
You can use any client that supports local config files and command-line integration. Make sure that the AI assistant is the latest desktop version.
- Claude Desktop
- Cursor
- Windsurf
Step 3: Add Fi MCP to your config
For setting up Fi MCP on Claude (Desktop):
Prerequisite: Install Node.js
- Download and install Node.js from nodejs.org
- Verify installation by opening Command Prompt and typing node –version
- Type in the command npm install npx to install npx
Go to your Claude's settings:
Settings > Developer > Add/Edit Config
Paste the following:
mcpServers: {
fi_mcp: {
command: npx,
args: [mcp-remote, https://mcp.fi.money:8080/mcp/stream]
}
}
Save and restart the client app.
For setting up Fi MCP on Cursor or Windsurf (Desktop):
Go to your settings:
Settings > Tools & Integrations > Add Custom MCP
Paste the following:
mcpServers: {
fi_mcp: {
url: https://mcp.fi.money:8080/mcp/stream
}
}
}
Auto save or Ctrl+S for Windows (Command+S for Mac) and restart the AI assistant.
Step 4: Ask your first question
Try:
- "How has my net worth changed over the past 6 months?"
- "Which fund is my worst performer in 2024?"
The AI assistant will now request a Passcode to authenticate your data access.
Click on the Login link and enter your Fi-registered phone number on the web page.
Step 5: Get Passcode from Fi
Open Fi Money app again.
Navigate to Net Worth Dashboard > Talk to AI > Get Passcode
Copy the Passcode and enter it in your client window. Once verified, enter "Done" for the client to authenticate you.
Step 6: Start running queries on your finances like an API
- "How do I increase my credit score to 800?"
- "What are the 3 mistakes that I'm doing with my investments?"
- "Where am I losing money unnecessarily?"
Your AI assistant now speaks the language of your finances, which is powered by real-time, personalised data. It now gives you intelligent, personalised responses–grounded in your actual, up-to-date net worth.
How Fi MCP Keeps Your Data Secure
Fi MCP (beta) is built with security and control at its core. You own your financial data, completely. You decide which accounts to connect, what gets shared, how it's used, and which AI assistant to connect to. Fi MCP (beta) only accesses the financial information you explicitly link through the Fi app, and nothing more.
Your credentials are never exposed to any AI assistant or stored externally; all authentication happens securely within the Fi app via two-factor authentication (TFA). Even token-based (Passcode) access has a strict 30-minute expiry, ensuring session-level safety.
What you get therefore is a consolidated, real-time view of your net worth, built on a system that puts you in charge–with privacy, transparency, and access control at every step.
Why does Fi MCP matter?
Almost every other personal finance tool has been read-only until now. The Fi MCP (beta) changes the game.
As India's first personal finance MCP, it makes your finances queryable, context-aware, and composable with the developer tools you already use. It's easy to use, seamless, and answers your most pertinent financial questions in under 180 seconds!
Additionally, Fi MCP (beta) is a mighty leap forward for anyone looking to:
- Automate financial alerts
- Run real-time simulations
- Set intelligent money triggers
- Build personalised dashboards
The future of personal finance is programmable. And it starts with Fi MCP.
Whether you're a developer, power user, or automation enthusiast, Fi MCP gives you the tools to treat your money like a live data stream–not a static report. With full control, secure access, and seamless AI integration, it's not just about tracking your finances; it's about engineering your financial future.
Ready to talk to your money? Fi MCP is waiting.
Frequently Asked Questions
Got questions about MCP? We've got answers. Find everything you need to know about our platform, features, and how it can transform your financial life.
Access to the MCP server is granted only after a Passcode-based authentication. Once authenticated, the AI assistant receives a temporary token to access the financial data. This token is short-lived and invalidated automatically after a brief period of time.
Additionally, we regularly conduct independent security audits and third-party penetration tests to proactively identify security issues, validate security controls, and ensure the highest security standards for our application and infrastructure.
- Claude
- Cursor
- Windsurf
- Any other AI assistant that supports MCPs
The latest desktop version of these AI assistants will be needed to use Fi MCP.
- Mutual Fund Holdings and Transactions
- Indian Stocks Holdings and Transactions
- US Stocks Holdings and Transactions
- Bank Balances
- Existing and Closed Credit Cards
- Existing and Closed Loans (home, personal, etc.)
- FDs, EPF, NPS
- Real estate
- Gold
- ESOPs and more
- (Coming Soon) All your expenses across all bank accounts
Once you are connected with the AI assistants, the conversations are between you and your AI and Fi is not privy to any of that information. Hence, it is important that you share your data with only trusted AI assistants.
Fi does not own, operate, or control these AI assistants and is not responsible for their outputs or actions. Any interaction with the AI assistants cannot be accessed or stored by Fi. Use of this service is entirely at your own discretion and risk. Fi assumes no liability once data is transmitted. You can read the complete Terms & Conditions here.