Invest in US Stocks from India Easily

There are two ways to invest in US Stocks from India:

Yes, Fi Money is safe to invest in foreign stocks from India. It partners with Alpaca Securities LLC (CRD# 299837, SEC# 8-69928), a US-registered brokerage firm, to access US stock investments. Alpaca complies with US SEC regulations, ensuring investor protection as a regulated entity. Plus, Fi Money works with the Federal Bank for international fund transfers, enabling smooth and hassle-free remittances.

Yes, you need to pay tax on both capital gains and dividends from US stocks in India.

• Long-term (24+ months): 12.5% tax (+ surcharge & cess), no indexation.
• Short-term (<24 months): Taxed as per your income tax slab.

There are currently no withdrawal charges when you withdraw money from your US Stocks Wallet to your Federal Bank Savings Account linked to Fi . However, if you choose to withdraw to any other bank account, a fee of $50 per withdrawal will apply.

No, you have to pay taxes in India on the gains you make in the US Stock Market.

You can’t directly invest in individual US stocks on the National Stock Exchange (NSE) of India. However, there is an option through the NSE’s International Financial Services Centre (IFSC) that allows you to invest in select US stocks. It’s important to note that this offering is limited to around 50 stocks, and there might be liquidity concerns.For broader access, Indian investors can look into mutual funds or ETFs that invest in US equities or track major indices like the S&P 500.

You can buy and sell US stocks in India by opening a brokerage account with a platform like Fi, which allows you to invest in over 6,000 US stocks and ETFs​.

US stocks can be categorised into several types based on company size, sector, growth potential, and investment characteristics. Here are the main types:

1. Based on Market Capitalisation
   
   • Large-Cap Stocks – Companies with a market cap above $10 billion (e.g., Apple, Microsoft).
   • Mid-Cap Stocks – Companies with a market cap between $2 billion and $10 billion (e.g., Zoom, Roku).
   • Small-Cap Stocks – Companies with a market cap below $2 billion (e.g., Beyond Meat, Redfin).
2. Based on Growth & Value
   
   • Growth Stocks – Companies expected to grow revenue and earnings faster than the market (e.g., Tesla, Amazon).
   • Value Stocks – Companies trading at a lower price relative to their fundamentals (e.g., Berkshire Hathaway, JPMorgan Chase).
3. Based on Dividends
   
   • Dividend Stocks – Companies that regularly pay dividends (e.g., Coca-Cola, Johnson & Johnson).
   • Non-Dividend Stocks – Companies that reinvest profits instead of paying dividends (e.g., Netflix, Amazon).
4. Based on Sector
   US stocks are categorized into 11 major sectors under the Global Industry Classification Standard (GICS):
   • Technology (Apple, NVIDIA)
   • Healthcare (Pfizer, Moderna)
   • Financials (Goldman Sachs, Visa)
   • Consumer Discretionary (Nike, Starbucks)
   • Consumer Staples (Procter & Gamble, Walmart)
   • Energy (ExxonMobil, Chevron)
   • Technology (Apple, NVIDIA)
   • Industrials (Boeing, Caterpillar)
   • Utilities (Duke Energy, NextEra Energy)
   • Real Estate (Simon Property Group, American Tower)
   • Materials (Dow Inc., Freeport-McMoRan)
   • Communication Services (Meta, Disney)
5. Based on Investment Type
   • Common Stocks – Shareholders have voting rights and may receive dividends.
   • Preferred Stocks – Offer fixed dividends but usually no voting rights.
6. Based on Listing Location
   • NYSE Stocks – Listed on the New York Stock Exchange (e.g., Boeing, McDonald's).NASDAQ Stocks – Listed on the NASDAQ exchange, often tech-focused (e.g., Apple, Google).
   • OTC Stocks – Traded over the counter, often smaller or foreign companies (e.g., Tencent, Nestlé ADR).

Different stocks cater to growth, dividends, stability, or diversification. Fi offers access to 6,000+ US stocks & ETFs, helping Indian investors tap into global markets.

Tax implications on US stocks: Dividends are taxed 25% in the US before payout. For example, on a $100 dividend, $25 is withheld, and you receive $75.In India, the pre-tax dividend is considered taxable income. However, under the Double Taxation Avoidance Agreement (DTAA), the 25% US tax can be claimed as a Foreign Tax Credit to offset Indian taxes.

The US stock market trading hours are from 7 PM to 1:30 AM IST (9:30 AM to 4 PM ET). During daylight savings, this shifts to 8 PM to 2:30 AM IST.On Fi, you can invest in US Stocks from India and place orders anytime—they'll be executed when the market opens.

Popular US stock market indexes include the S&P 500, Dow Jones Industrial Average, and NASDAQ Composite​.

The minimum amount to invest in US stocks from India can be as little as $1, especially when buying fractional shares through Fi. But, if you want to start an SIP in US Stocks through Fi, then the minimum amount is ₹1000.

No, you do not need a foreign bank account to invest in US stocks from India. You can fund your investments through Indian bank accounts such as Federal Bank accounts under the LRS.