FD Interest Rates - Latest Fixed Deposit Rates
A fixed deposit (FD) or term deposit is a secure investment option offered by banks and NBFCs, where you invest a lump sum for a fixed tenure and earn fixed deposit interest. Interest payout can be received monthly, quarterly, annually, or at maturity.
Looking for the best FD interest rates in India? Here’s a list of the latest fixed deposit interest rates from top public and private sector banks, NBFCs, and small finance banks. Compare returns, tenure options, and find which bank FD is best for your goals.
Looking for the best FD interest rates in India? Here’s a list of the latest fixed deposit interest rates from top public and private sector banks, NBFCs, and small finance banks. Compare returns, tenure options, and find which bank FD is best for your goals.
Today's Highest FD Interest Rate
Public Sector
Central Bank of India
Tenure
2 yr to less than 3 years
General Rate
7.00%
Senior Rate
7.50%
Private Sector
Bandhan Bank
Tenure
1Y
General Rate
8.05%
Senior Rate
8.55%
Small Finance
Suryoday Small Finance Bank
Tenure
5 years
General Rate
8.05%
Senior Rate
8.10%
NBFCs
Muthoot Capital
Tenure
3 years
General Rate
8.95%
Senior Rate
9.20%
Top FD Rates in India
The FD interest rates in India vary depending on the bank, tenure, and customer type. Public sector banks may offer stability, while private banks and small finance banks often provide higher fixed deposit interest rates to attract investors. To help you decide which bank gives more interest, here’s a comparison of the top banks and NBFCs with the best fixed deposit interest rates in India.
Showing 670 resultsLast updated: November 13, 2025
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Note: Showing FD rates from all entity types. Select a specific entity type for targeted results.
Showing 670 results
| Entity Name | Entity Type | Tenure | General Citizen Rate | Senior Citizen Rate |
|---|---|---|---|---|
Muthoot Capital | NBFCs | 3 years | 8.95% | 9.20% |
Muthoot Capital | NBFCs | 4 years | 8.75% | 9.00% |
Muthoot Capital | NBFCs | 2 years | 8.65% | 8.90% |
Muthoot Capital | NBFCs | 5 years | 8.50% | 8.75% |
Manipal Housing Finance | NBFCs | 1 year | 8.25% | 8.25% |
Manipal Housing Finance | NBFCs | 2 years | 8.25% | 8.25% |
Manipal Housing Finance | NBFCs | 3 years | 8.25% | 8.25% |
Bandhan Bank | Private Sector | 1Y | 8.05% | 8.55% |
Suryoday Small Finance Bank | Small Finance | 5 years | 8.05% | 8.10% |
Bandhan Bank | Private Sector | 1Y1D to 1Y 9M | 8.00% | 8.50% |
Jana Small Finance Bank | Small Finance | 5 years (1825 days) | 8.00% | 8.00% |
Muthoot Capital | NBFCs | 1 year | 7.90% | 8.15% |
Manipal Housing Finance | NBFCs | 4 years | 7.75% | 7.75% |
Manipal Housing Finance | NBFCs | 5 years | 7.75% | 7.75% |
Slice Small Finance Bank | Small Finance | 18 months 1 Day to 18 months 2 day | 7.75% | 7.75% |
Utkarsh Small Finance Bank | Small Finance | 2 Years (730 Days) upto 3 Years (1095 Days) | 7.65% | 8.15% |
Shriram Finance | NBFCs | 36 months to 60 months | 7.60% | 8.10% |
ESAF Small Finance Bank | Small Finance | 444 days | 7.60% | 8.10% |
SBM Bank India Ltd | Private Sector | 5 years | 7.50% | 8.00% |
Slice Small Finance Bank | Small Finance | 18 months 3 Day to 36 months | 7.50% | 7.50% |
Jana Small Finance Bank | Small Finance | Above 2 years to 3 years | 7.50% | 8.00% |
Utkarsh Small Finance Bank | Small Finance | Above 3 Years to less than 4 Years | 7.50% | 8.00% |
Ujjivan Small Finance Bank | Small Finance | 24 months | 7.45% | 7.95% |
Suryoday Small Finance Bank | Small Finance | 1 year | 7.40% | 7.60% |
Equitas Small Finance Bank | Small Finance | 888 days | 7.40% | 7.90% |
Shivalik Small Finance Bank | Small Finance | 18 months to 24 months | 7.30% | 7.80% |
Bandhan Bank | Private Sector | 1Y 9M 1D to less than 2 Y | 7.25% | 7.75% |
Bandhan Bank | Private Sector | 2 Y to less than 3 Y | 7.25% | 7.75% |
Bandhan Bank | Private Sector | 3 Y to less than 5 Y | 7.25% | 7.75% |
Shriram Finance | NBFCs | 15 months | 7.25% | 7.75% |
Shriram Finance | NBFCs | 24 months to 35 months | 7.25% | 7.75% |
Slice Small Finance Bank | Small Finance | 12 months 1 Day to 18 months | 7.25% | 7.25% |
Suryoday Small Finance Bank | Small Finance | Above 1 year to 15 months | 7.25% | 7.45% |
Suryoday Small Finance Bank | Small Finance | Above 15 months to 18 months | 7.25% | 7.45% |
Suryoday Small Finance Bank | Small Finance | Above 18 months to 2 years | 7.25% | 7.45% |
Suryoday Small Finance Bank | Small Finance | Above 2 years to 30 months | 7.25% | 7.45% |
Suryoday Small Finance Bank | Small Finance | Above 30 months to 3 years | 7.25% | 7.45% |
Suryoday Small Finance Bank | Small Finance | Above 5 years to 10 years | 7.25% | 7.45% |
Jana Small Finance Bank | Small Finance | 181 to 365 days | 7.25% | 7.75% |
Jana Small Finance Bank | Small Finance | Above 1 year to 2 years | 7.25% | 7.75% |
Jana Small Finance Bank | Small Finance | Above 3 years to less than 5 years | 7.25% | 7.75% |
Utkarsh Small Finance Bank | Small Finance | 371 Days to less than 2 Years(729 Days) | 7.25% | 7.75% |
Utkarsh Small Finance Bank | Small Finance | 4 Years (1461 Days) upto 5 Years(1826 Days) | 7.25% | 7.75% |
ESAF Small Finance Bank | Small Finance | 1 year 1 day to 443 days | 7.25% | 7.75% |
ESAF Small Finance Bank | Small Finance | 445 days to less than 2 years | 7.25% | 7.75% |
ESAF Small Finance Bank | Small Finance | 2 years to less than 3 years | 7.25% | 7.75% |
Ujjivan Small Finance Bank | Small Finance | 12 months to < 24 months | 7.25% | 7.75% |
Ujjivan Small Finance Bank | Small Finance | 24 months 1 day to 990 days | 7.25% | 7.75% |
DCB Bank | Private Sector | 37 months to 38 months | 7.20% | 7.70% |
RBL Bank | Private Sector | 18 months to 36 months | 7.20% | 7.70% |
Ujjivan Small Finance Bank | Small Finance | 991 days to 60 months | 7.20% | 7.70% |
Shriram Finance | NBFCs | 18 months to 23 months | 7.15% | 7.65% |
ICICI Home Finance | NBFCs | 36 months to less than 48 months | 7.15% | 7.15% |
ICICI Home Finance | NBFCs | 48 months to less than 60 months | 7.15% | 7.15% |
Sundaram Home Finance | NBFCs | 48 months | 7.15% | 7.15% |
Sundaram Home Finance | NBFCs | 60 months | 7.15% | 7.15% |
Capital Small Finance Bank | Small Finance | 12 Months | 7.15% | 7.65% |
Capital Small Finance Bank | Small Finance | 400 Days | 7.15% | 7.65% |
DCB Bank | Private Sector | 27 months to less than 28 months | 7.10% | 7.60% |
DCB Bank | Private Sector | More than 60 months to 61 months | 7.10% | 7.60% |
J&K Bank | Private Sector | 1 Year to less than 2 years | 7.10% | 7.60% |
ICICI Home Finance | NBFCs | 24 months to less than 36 months | 7.10% | 7.10% |
LIC Housing Finance | NBFCs | 36 – 47 months | 7.10% | 7.35% |
LIC Housing Finance | NBFCs | 48 – 59 months | 7.10% | 7.35% |
LIC Housing Finance | NBFCs | 60 months | 7.10% | 7.35% |
PNB Housing Finance | NBFCs | 36 – 47 months | 7.10% | 7.35% |
PNB Housing Finance | NBFCs | 48 – 59 months | 7.10% | 7.35% |
PNB Housing Finance | NBFCs | 60 months | 7.10% | 7.35% |
Equitas Small Finance Bank | Small Finance | 444 Days | 7.10% | 7.60% |
Equitas Small Finance Bank | Small Finance | 777 days | 7.10% | 7.60% |
AU Small Finance Bank | Small Finance | 24 months 1 day to 36 months | 7.10% | 7.50% |
Nainital Bank | Private Sector | 1 year 1 month 29 days | 7.05% | 7.55% |
Shivalik Small Finance Bank | Small Finance | 12 months 1 day to less than 18 months | 7.05% | 7.55% |
Capital Small Finance Bank | Small Finance | 600 Days | 7.05% | 7.55% |
Capital Small Finance Bank | Small Finance | 900 Days | 7.05% | 7.55% |
Central Bank of India | Public Sector | 2 yr to less than 3 years | 7.00% | 7.50% |
DCB Bank | Private Sector | 15 months to less than 16 months | 7.00% | 7.50% |
DCB Bank | Private Sector | 28 months to less than 37 months | 7.00% | 7.25% |
DCB Bank | Private Sector | More than 38 months to 60 months | 7.00% | 7.25% |
DCB Bank | Private Sector | More than 61 months to 120 months | 7.00% | 7.25% |
IDFC FIRST Bank | Private Sector | 450 days to 2 years | 7.00% | 7.50% |
J&K Bank | Private Sector | 2 years to less than 3 years | 7.00% | 7.50% |
Nainital Bank | Private Sector | 9 months 27 days | 7% | 7.5% |
Nainital Bank | Private Sector | 1 year 6 months 2 days - 2 years | 7% | 7.5% |
RBL Bank | Private Sector | 365 days (12 months) to 500 days | 7.00% | 7.50% |
RBL Bank | Private Sector | 501 days to less than 18 months | 7.00% | 7.50% |
RBL Bank | Private Sector | 36 months 1 day to less than 60 months | 7.00% | 7.50% |
SBM Bank India Ltd | Private Sector | > 15 months to 18 months | 7.00% | 7.50% |
SBM Bank India Ltd | Private Sector | > 18 months to < 2 years 3 days | 7.00% | 7.50% |
SBM Bank India Ltd | Private Sector | 2 years 3 days | 7.00% | 7.50% |
SBM Bank India Ltd | Private Sector | > 2 years 3 days up to < 3 years 2 days | 7.00% | 7.50% |
SBM Bank India Ltd | Private Sector | 3 years 2 days | 7.00% | 7.50% |
SBM Bank India Ltd | Private Sector | > 3 years 2 days up to < 5 years | 7.00% | 7.50% |
SBM Bank India Ltd | Private Sector | > 5 years up to 10 years | 7.00% | 7.50% |
Deutsche Bank | Foreign Banks | > 1 Yr - 1.5 Yrs | 7.00% | 7.00% |
Deutsche Bank | Foreign Banks | > 1.5 Yrs - 2 Yrs | 7.00% | 7.00% |
Shriram Finance | NBFCs | 12 months | 7.00% | 7.50% |
Sundaram Home Finance | NBFCs | 24 months | 7.00% | 7.00% |
Sundaram Home Finance | NBFCs | 36 months | 7.00% | 7.00% |
LIC Housing Finance | NBFCs | 12 – 23 months | 7.00% | 7.25% |
LIC Housing Finance | NBFCs | 24 – 35 months | 7.00% | 7.25% |
PNB Housing Finance | NBFCs | 12 – 23 months | 7.00% | 7.25% |
PNB Housing Finance | NBFCs | 24 – 35 months | 7.00% | 7.25% |
Mahindra Finance | NBFCs | 24 months | 7.00% | 7.25% |
Mahindra Finance | NBFCs | 36 months | 7.00% | 7.25% |
Mahindra Finance | NBFCs | 48 months | 7.00% | 7.25% |
Mahindra Finance | NBFCs | 60 months | 7.00% | 7.25% |
Slice Small Finance Bank | Small Finance | 36 months 1 Day to 60 months | 7.00% | 7.25% |
Shivalik Small Finance Bank | Small Finance | 24 months 1 day to 36 months | 7.00% | 7.50% |
Equitas Small Finance Bank | Small Finance | 1 year to 443 days | 7.00% | 7.50% |
Equitas Small Finance Bank | Small Finance | 445 Days to 18 Months | 7.00% | 7.50% |
Equitas Small Finance Bank | Small Finance | 18 Months 1 day to 2 years | 7.00% | 7.50% |
Equitas Small Finance Bank | Small Finance | 2 years 1 day to 776 days | 7.00% | 7.50% |
Equitas Small Finance Bank | Small Finance | 778 days to 887 days | 7.00% | 7.50% |
Equitas Small Finance Bank | Small Finance | 889 days to 3 years | 7.00% | 7.50% |
Equitas Small Finance Bank | Small Finance | 3 years 1 day to 4 years | 7.00% | 7.50% |
Equitas Small Finance Bank | Small Finance | 4 years 1 day to 5 years | 7.00% | 7.50% |
Equitas Small Finance Bank | Small Finance | 5 years 1 day to 10 years | 7.00% | 7.50% |
Utkarsh Small Finance Bank | Small Finance | Above 5 Years to 10 Years | 7.00% | 7.50% |
Capital Small Finance Bank | Small Finance | 1 Year to less than 400 Days | 7.00% | 7.50% |
Capital Small Finance Bank | Small Finance | 401 Days to less than 600 Days | 7.00% | 7.50% |
Capital Small Finance Bank | Small Finance | 601 Days to less than 900 Days | 7.00% | 7.50% |
Capital Small Finance Bank | Small Finance | 901 Days to less than 5 Years | 7.00% | 7.50% |
AU Small Finance Bank | Small Finance | 36 months 1 day to 45 months | 7.00% | 7.25% |
Bajaj Finserv | NBFCs | 24-60 months | 6.95% | 7.30% |
DCB Bank | Private Sector | 12 months to less than 15 months | 6.90% | 7.15% |
DCB Bank | Private Sector | 16 months to less than 27 months | 6.90% | 7.15% |
SBM Bank India Ltd | Private Sector | 1 year and 1 year 1 day | 6.90% | 7.40% |
SBM Bank India Ltd | Private Sector | > 1 year 2 days to 389 days | 6.90% | 7.40% |
SBM Bank India Ltd | Private Sector | 391 days to 15 months | 6.90% | 7.40% |
Tamilnad Mercantile Bank | Private Sector | 400 days (TMB400 Special Deposit Scheme) | 6.90% | 7.00% |
LIC Housing Finance | NBFCs | 5 years | 6.90% | 6.90% |
Capital Small Finance Bank | Small Finance | 5 Years and upto 10 Years | 6.90% | 7.40% |
AU Small Finance Bank | Small Finance | 12 months 1 day to 15 months | 6.90% | 7.40% |
AU Small Finance Bank | Small Finance | 15 months 1 day to 18 months | 6.90% | 7.40% |
AU Small Finance Bank | Small Finance | 18 months 1 day to 24 months | 6.90% | 7.60% |
ICICI Home Finance | NBFCs | 12 months to less than 24 months | 6.85% | 6.85% |
LIC Housing Finance | NBFCs | 3 years | 6.85% | 6.85% |
Dhanlaxmi Bank | Private Sector | 400 Days | 6.80% | 7.30% |
Tamilnad Mercantile Bank | Private Sector | 1 Year | 6.80% | 6.80% |
Tamilnad Mercantile Bank | Private Sector | above 1 year to less than 400 days | 6.80% | 6.80% |
LIC Housing Finance | NBFCs | 2 years | 6.80% | 6.80% |
Central Bank of India | Public Sector | 3 yr to less than 5 years | 6.75% | 7.25% |
City Union Bank | Private Sector | 365 days | 6.75% | 7.00% |
IDFC FIRST Bank | Private Sector | 2 years 1 day – 3 years | 6.75% | 7.25% |
LIC Housing Finance | NBFCs | 15 months | 6.75% | 6.75% |
LIC Housing Finance | NBFCs | 18 months | 6.75% | 6.75% |
Bajaj Finserv | NBFCs | 15-23 months | 6.75% | 7.10% |
Suryoday Small Finance Bank | Small Finance | 6 months 1 day | 6.75% | 6.95% |
Suryoday Small Finance Bank | Small Finance | Above 3 years to less than 5 years | 6.75% | 6.95% |
Unity Small Finance Bank | Small Finance | 501 Days | 6.75% | 7.25% |
Unity Small Finance Bank | Small Finance | 502 Days - 18 Months | 6.75% | 7.25% |
Unity Small Finance Bank | Small Finance | > 18 Months - 700 Days | 6.75% | 7.25% |
Unity Small Finance Bank | Small Finance | 701 Days | 6.75% | 7.25% |
Unity Small Finance Bank | Small Finance | 702 Days - 1000 Days | 6.75% | 7.25% |
Unity Small Finance Bank | Small Finance | 1001 Days | 6.75% | 7.25% |
Unity Small Finance Bank | Small Finance | 1002 Days - 3 Year | 6.75% | 7.25% |
Unity Small Finance Bank | Small Finance | > 3 Year - 5 Year | 6.75% | 7.25% |
AU Small Finance Bank | Small Finance | 45 months 1 day to less than 60 months | 6.75% | 7.25% |
AU Small Finance Bank | Small Finance | 60 months to 120 months | 6.75% | 7.25% |
Bank of Maharashtra | Public Sector | 366 days | 6.70% | 7.20% |
Central Bank of India | Public Sector | 1 yr to less than 2 yrs | 6.70% | 7.20% |
Indian Bank | Public Sector | 444 days (Ind Secure Product) | 6.70% | 7.20% |
Indian Overseas Bank | Public Sector | 444 Days | 6.70% | 7.20% |
Federal Bank | Private Sector | 999 days | 6.70% | 7.20% |
Nainital Bank | Private Sector | 1 year - 1 year 1 month 28 days | 6.7% | 7.2% |
Nainital Bank | Private Sector | 1 year 2 months - 1 year 6 months 1 day | 6.7% | 7.2% |
RBL Bank | Private Sector | 60 months to 120 months | 6.70% | 7.20% |
Sundaram Home Finance | NBFCs | 12 months | 6.70% | 6.70% |
LIC Housing Finance | NBFCs | 1 year | 6.70% | 6.70% |
City Union Bank | Private Sector | 366 days to 3 Years | 6.65% | 6.90% |
IDBI Bank | Private Sector | 555 Days (UtsavFD) | 6.65% | 7.15% |
Karnataka Bank | Private Sector | 555 days only | 6.65% | 7.05% |
Bank of Baroda | Public Sector | bob Square Drive Deposit Scheme (444 Days) | 6.60% | 7.10% |
Bank of India | Public Sector | 777 Days (Star Utsav) | 6.60% | 7.10% |
Bank of Maharashtra | Public Sector | 555 days | 6.60% | 7.10% |
Indian Bank | Public Sector | 555 days ( Ind Green Product) | 6.60% | 7.10% |
Indian Overseas Bank | Public Sector | 1 Year | 6.60% | 7.10% |
SBI | Public Sector | Amrit Vrishti (444 days) | 6.60% | 7.10% |
Union Bank of India | Public Sector | 3 years | 6.60% | 7.10% |
Punjab National Bank | Public Sector | 390 days | 6.60% | 7.10% |
Axis Bank | Private Sector | 18 months to less than 2 years | 6.60% | 7.10% |
Federal Bank | Private Sector | 750 days | 6.60% | 7.10% |
Dhanlaxmi Bank | Private Sector | Above 5 years upto & inclusive of 10 years | 6.60% | 7.10% |
HDFC Bank | Private Sector | 18 months to < 21 months | 6.60% | 7.10% |
ICICI Bank | Private Sector | 2 Years 1 Day to 10 Years | 6.60% | 7.10% |
ICICI Bank | Private Sector | 5Y (Tax Saver FD) | 6.60% | 7.10% |
IDBI Bank | Private Sector | 444 Days (UtsavFD) | 6.60% | 7.10% |
IDFC FIRST Bank | Private Sector | 3 years 1 day – 5 years | 6.60% | 7.10% |
IDFC FIRST Bank | Private Sector | 5 years (Tax Saver Deposit) | 6.60% | 7.10% |
Kotak Mahindra Bank | Private Sector | 391 Days - Less than 23 Months | 6.60% | 7.10% |
Kotak Mahindra Bank | Private Sector | 23 Months | 6.60% | 7.10% |
South Indian Bank | Private Sector | 1 year | 6.60% | 7.25% |
Tamilnad Mercantile Bank | Private Sector | Above 400 days to less than 2 years | 6.60% | 6.70% |
Tamilnad Mercantile Bank | Private Sector | 2 years to less than 3 years | 6.60% | 6.70% |
Tamilnad Mercantile Bank | Private Sector | 3 years to 10 years | 6.60% | 6.70% |
Standard Chartered | Foreign Banks | 1 year – 376 days | 6.60% | 7.10% |
Mahindra Finance | NBFCs | 12 months | 6.60% | 6.85% |
Bajaj Finserv | NBFCs | 12-14 months | 6.60% | 6.95% |
DBS Bank | Private Sector | 376 days to 540 days | 6.55% | 7.05% |
DBS Bank | Private Sector | 541 days to 599 days | 6.55% | 7.05% |
DBS Bank | Private Sector | 600 days | 6.55% | 7.05% |
IDBI Bank | Private Sector | 1 Year to 2 Years (except 444 Days, 555 days & 700 Days) | 6.55% | 7.05% |
IDBI Bank | Private Sector | >2 Years to <3years | 6.55% | 7.05% |
Bank of Baroda | Public Sector | Above 1 year to 400 days | 6.50% | 7.00% |
Bank of Baroda | Public Sector | Above 400 days and upto 2 Years (except 444 Days) | 6.50% | 7.00% |
Bank of Baroda | Public Sector | Above 2 Years and upto 3 Years | 6.50% | 7.00% |
Canara Bank | Public Sector | 444 Days | 6.50% | 7.00% |
Central Bank of India | Public Sector | 5 years & above upto 10 years | 6.50% | 7.00% |
Indian Bank | Public Sector | Above 1 year to less than 2 years ( Except 444 & 555 Days) | 6.50% | 7.00% |
Indian Overseas Bank | Public Sector | >1 Year to < 2 years (Except 444 Days) | 6.50% | 7.00% |
Indian Overseas Bank | Public Sector | 2 Years to < 3 Years | 6.50% | 7.00% |
Union Bank of India | Public Sector | > 1 Year to 996 days | 6.50% | 7.00% |
Union Bank of India | Public Sector | >998 Days to less than 3 Year | 6.50% | 7.00% |
Federal Bank | Private Sector | Above 1 year to 749 days | 6.50% | 7.00% |
Federal Bank | Private Sector | 751 days to 998 days | 6.50% | 7.00% |
Federal Bank | Private Sector | 1000 days to 10 years | 6.50% | 7.00% |
DBS Bank | Private Sector | 601 days to less than 2 years | 6.50% | 7.00% |
DCB Bank | Private Sector | 10 months to less than 12 months | 6.50% | 6.75% |
Dhanlaxmi Bank | Private Sector | Above 2 years upto & inclusive of 3 years | 6.50% | 7.00% |
Dhanlaxmi Bank | Private Sector | Above 3 years upto & inclusive of 5 years | 6.50% | 7.00% |
IDBI Bank | Private Sector | 700 Days (UtsavFD) | 6.50% | 7.00% |
IDFC FIRST Bank | Private Sector | 371 days to 449 days | 6.50% | 7.00% |
IDFC FIRST Bank | Private Sector | 375 days (Green Deposits) | 6.50% | 7.00% |
J&K Bank | Private Sector | 3 years to less than 5 years | 6.50% | 7.00% |
J&K Bank | Private Sector | 5 years to less than 10 years | 6.50% | 7.00% |
Karnataka Bank | Private Sector | 1 year to 554 days | 6.50% | 6.90% |
Kotak Mahindra Bank | Private Sector | 390 Days (12 months 25 days) | 6.50% | 7.00% |
Kotak Mahindra Bank | Private Sector | 23 months 1 Day- less than 2 years | 6.50% | 7.00% |
SBM Bank India Ltd | Private Sector | 390 days | 6.50% | 7.00% |
Standard Chartered | Foreign Banks | 380 – 390 days | 6.50% | 7.00% |
Standard Chartered | Foreign Banks | 391 days – less than 18 months | 6.50% | 7.00% |
Standard Chartered | Foreign Banks | 18 months – less than 21 months | 6.50% | 7.00% |
Standard Chartered | Foreign Banks | 21 months – less than 2 years | 6.50% | 7.00% |
Standard Chartered | Foreign Banks | 2 years – less than 3 years | 6.50% | 7.00% |
Standard Chartered | Foreign Banks | 3 years – less than 4 years | 6.50% | 7.00% |
Standard Chartered | Foreign Banks | 4 years – less than 5 years | 6.50% | 7.00% |
Slice Small Finance Bank | Small Finance | 60 months 1 Day to 120 months | 6.50% | 6.75% |
Jana Small Finance Bank | Small Finance | Above 5 years to 10 years | 6.50% | 7.00% |
Shivalik Small Finance Bank | Small Finance | 36 months 1 day to 60 months | 6.50% | 7.00% |
Shivalik Small Finance Bank | Small Finance | Tax saver FD 5 Years (60 months) | 6.50% | 7.00% |
Unity Small Finance Bank | Small Finance | 1 Year | 6.50% | 7.00% |
Unity Small Finance Bank | Small Finance | > 1Year 1 day - 500 days | 6.50% | 7.00% |
Ujjivan Small Finance Bank | Small Finance | 60 months 1 day to 120 months | 6.50% | 7.00% |
Bank of India | Public Sector | 450 Days (Star Vaibhav) | 6.45% | 6.95% |
SBI | Public Sector | 2 years to less than 3 years | 6.45% | 6.95% |
UCO Bank | Public Sector | 444 Days | 6.45% | 6.95% |
HDFC Bank | Private Sector | 21 months - 2 years | 6.45% | 6.95% |
HDFC Bank | Private Sector | 2 Years 1 day to < 2 Year 11 Months | 6.45% | 6.95% |
HDFC Bank | Private Sector | 2 Years 11 Months - 35 Months | 6.45% | 6.95% |
HDFC Bank | Private Sector | 2 Years 11 Months 1 day <= 3 Year | 6.45% | 6.95% |
Bank of Baroda | Public Sector | Above 3 Years and upto 5 Years | 6.40% | 7.00% |
Indian Bank | Public Sector | 2 years to less than 3 years | 6.40% | 6.90% |
Union Bank of India | Public Sector | 1 Year | 6.40% | 6.90% |
Union Bank of India | Public Sector | > 3 Year to 10 years | 6.40% | 6.90% |
Punjab National Bank | Public Sector | Above 1 Year to 389 days | 6.40% | 6.90% |
Punjab National Bank | Public Sector | 391 Days - 505 Days | 6.40% | 6.90% |
Punjab National Bank | Public Sector | 507 Days to 2 year | 6.40% | 6.90% |
Punjab National Bank | Public Sector | Above 2 years to 3 years | 6.40% | 6.90% |
Federal Bank | Private Sector | 1 year | 6.40% | 6.90% |
DBS Bank | Private Sector | 2 years to less than 2 years & 6 months | 6.40% | 6.90% |
DBS Bank | Private Sector | 2 years & 6 months | 6.40% | 6.90% |
DBS Bank | Private Sector | 2 years 6 months 1 day & less than 3 years | 6.40% | 6.90% |
DBS Bank | Private Sector | 3 years and less than 4 years | 6.40% | 6.90% |
DBS Bank | Private Sector | 4 years to less than 5 years | 6.40% | 6.90% |
HDFC Bank | Private Sector | 3 Years 1 day to < 4 Years 7 Months | 6.40% | 6.90% |
HDFC Bank | Private Sector | 4 Year 7 Months - 55 months | 6.40% | 6.90% |
HDFC Bank | Private Sector | 4 Year 7 Months 1 day <= 5 Years | 6.40% | 6.90% |
ICICI Bank | Private Sector | 18 Months to 2 Years | 6.40% | 6.90% |
Karnataka Bank | Private Sector | 556 days to 2 years | 6.40% | 6.80% |
Kotak Mahindra Bank | Private Sector | 2 years- less than 3 years | 6.40% | 6.90% |
Kotak Mahindra Bank | Private Sector | 3 years and above but less than 4 years | 6.40% | 6.90% |
Kotak Mahindra Bank | Private Sector | 4 years and above but less than 5 years | 6.40% | 6.90% |
Tamilnad Mercantile Bank | Private Sector | 271 days to less than 1 year | 6.40% | 6.40% |
UCO Bank | Public Sector | 1000 Days | 6.35% | 6.85% |
HDFC Bank | Private Sector | 15 months to < 18 months | 6.35% | 6.85% |
IDBI Bank | Private Sector | 3 years to 5 years | 6.35% | 6.85% |
Equitas Small Finance Bank | Small Finance | 181 - 210 days | 6.35% | 6.85% |
Equitas Small Finance Bank | Small Finance | 211 - 270 days | 6.35% | 6.85% |
Equitas Small Finance Bank | Small Finance | 271 - 364 days | 6.35% | 6.85% |
AU Small Finance Bank | Small Finance | 6 months 1 day to 12 months | 6.35% | 6.85% |
Bank of India | Public Sector | Above 1 Year to less than 2 Years (except 450 Days) | 6.30% | 6.80% |
Bank of India | Public Sector | 2 Years to less than 3 Years (except 777 Days) | 6.30% | 6.80% |
SBI | Public Sector | 3 years to less than 5 years | 6.30% | 6.80% |
UCO Bank | Public Sector | 333 days | 6.30% | 6.55% |
Union Bank of India | Public Sector | 997 days | 6.30% | 6.80% |
Punjab National Bank | Public Sector | 506 Days | 6.30% | 6.80% |
DBS Bank | Private Sector | 1 year to 375 days | 6.30% | 6.80% |
IDFC FIRST Bank | Private Sector | 1 year | 6.30% | 6.80% |
IDFC FIRST Bank | Private Sector | 1 year 1 day– 370 days | 6.30% | 6.80% |
Nainital Bank | Private Sector | 2 years 1 day - 2 years 11 months 29 days | 6.3% | 6.8% |
SBM Bank India Ltd | Private Sector | 270 below 1 year | 6.30% | 6.80% |
South Indian Bank | Private Sector | 400 days | 6.30% | 6.80% |
Tamilnad Mercantile Bank | Private Sector | 180-270 days | 6.30% | 6.30% |
Bank of Baroda | Public Sector | 1 year | 6.25% | 6.75% |
Bank of India | Public Sector | 1 Year | 6.25% | 6.75% |
Bank of India | Public Sector | 3 Years to less than 5 Years | 6.25% | 7.00% |
Canara Bank | Public Sector | 1 Year & above to 1 year 3 months Only | 6.25% | 6.75% |
Canara Bank | Public Sector | Above 1 Year 3 months to less than 2 Years | 6.25% | 6.75% |
Canara Bank | Public Sector | 2 Years & above to less than 3 Years | 6.25% | 6.75% |
Canara Bank | Public Sector | 3 Years & above to less than 5 Years | 6.25% | 6.75% |
Canara Bank | Public Sector | 5 Years & above to 10 Years | 6.25% | 6.75% |
Indian Bank | Public Sector | 3 years to less than 5 years | 6.25% | 6.75% |
SBI | Public Sector | 1 Year to less than 2 years | 6.25% | 6.75% |
UCO Bank | Public Sector | 1 year | 6.25% | 6.75% |
Punjab National Bank | Public Sector | 1 Year | 6.25% | 6.75% |
Punjab National Bank | Public Sector | Above 3 years to 1203 days | 6.25% | 6.75% |
Punjab National Bank | Public Sector | 1205 days to 5 years | 6.25% | 6.75% |
Axis Bank | Private Sector | 1 year - 1 year 10 days | 6.25% | 6.75% |
City Union Bank | Private Sector | 181 days to 270 days | 6.25% | 6.50% |
City Union Bank | Private Sector | 271 days to 364 days | 6.25% | 6.50% |
City Union Bank | Private Sector | Above 3 Years upto 10 Years | 6.25% | 6.50% |
DBS Bank | Private Sector | 5 years and above | 6.25% | 6.75% |
Dhanlaxmi Bank | Private Sector | 1 Year and above upto & inclusive of 2 years | 6.25% | 6.75% |
HDFC Bank | Private Sector | 1 year to < 15 months | 6.25% | 6.75% |
ICICI Bank | Private Sector | 1 Year to < 18 Months | 6.25% | 6.75% |
Kotak Mahindra Bank | Private Sector | 365 Days to 389 Days | 6.25% | 6.75% |
Kotak Mahindra Bank | Private Sector | 5 years and above upto and inclusive of 10 years | 6.25% | 6.75% |
Deutsche Bank | Foreign Banks | > 2 Yrs - 3 Yrs | 6.25% | 6.25% |
Deutsche Bank | Foreign Banks | > 3 Yrs - 4 Yrs | 6.25% | 6.25% |
Deutsche Bank | Foreign Banks | > 4 Yrs - <5 Yrs | 6.25% | 6.25% |
Deutsche Bank | Foreign Banks | 5 Yrs | 6.25% | 6.25% |
Standard Chartered | Foreign Banks | 5 years | 6.25% | 6.75% |
Slice Small Finance Bank | Small Finance | 6 months 1 Day to 12 months | 6.25% | 6.50% |
Shivalik Small Finance Bank | Small Finance | 60 months 1 day to 120 months | 6.25% | 6.75% |
Unity Small Finance Bank | Small Finance | > 6 Months - 201 Days | 6.25% | 6.75% |
Unity Small Finance Bank | Small Finance | 202 - 364 Days | 6.25% | 6.75% |
Bank of Maharashtra | Public Sector | 365 days/ One Year | 6.20% | 6.70% |
Bank of Maharashtra | Public Sector | Above 1 year to 2 years | 6.20% | 6.70% |
Bank of Maharashtra | Public Sector | Above 2 years to 3 years | 6.20% | 6.70% |
Indian Overseas Bank | Public Sector | 3 Years and above | 6.20% | 6.70% |
UCO Bank | Public Sector | Above 1Yr – 443 days | 6.20% | 6.70% |
UCO Bank | Public Sector | 445 days upto 2 yrs | 6.20% | 6.70% |
UCO Bank | Public Sector | 2000 Days | 6.20% | 6.70% |
UCO Bank | Public Sector | 3000 Days | 6.20% | 6.70% |
South Indian Bank | Private Sector | 1 year 7 days to 399 days | 6.20% | 6.70% |
South Indian Bank | Private Sector | 401 days to less than 5 years | 6.20% | 6.70% |
UCO Bank | Public Sector | Above 2yrs – 3 yrs | 6.15% | 6.65% |
Union Bank of India | Public Sector | 181 Days to < 1 Year | 6.15% | 6.65% |
Punjab National Bank | Public Sector | 1204 days | 6.15% | 6.65% |
HDFC Bank | Private Sector | 5 Years 1 day - 10 Years | 6.15% | 6.65% |
Karnataka Bank | Private Sector | Above 2 years to 3 years | 6.15% | 6.55% |
Karnataka Bank | Private Sector | Above 3 years to 5 years | 6.15% | 6.55% |
Bank of Maharashtra | Public Sector | 1777 days(Green Deposit) | 6.10% | 6.60% |
Bank of Maharashtra | Public Sector | Above 3 years to 5 years | 6.10% | 6.60% |
Bank of Maharashtra | Public Sector | Above 5 years | 6.10% | 6.60% |
Indian Bank | Public Sector | 1 year | 6.10% | 6.60% |
UCO Bank | Public Sector | Above 3yrs - 5yrs | 6.10% | 6.60% |
South Indian Bank | Private Sector | Above 1 year to 1 year 6 days | 6.10% | 6.60% |
SBI | Public Sector | 5 years and up to 10 years | 6.05% | 7.05% |
RBL Bank | Private Sector | 241 days to 364 days | 6.05% | 6.55% |
Bank of Baroda | Public Sector | 271 days & above and less than 1 year | 6.00% | 6.50% |
Bank of Baroda | Public Sector | Above 5 Years and upto 10 Years | 6.00% | 7.00% |
Bank of India | Public Sector | 5 Years to less than 8 Years | 6.00% | 6.75% |
Bank of India | Public Sector | 8 years & above to 10 Years | 6.00% | 6.75% |
Indian Bank | Public Sector | 5 year | 6.00% | 6.50% |
Indian Bank | Public Sector | Above 5 years | 6.00% | 6.50% |
UCO Bank | Public Sector | Above 5 yrs | 6.00% | 6.50% |
Punjab National Bank | Public Sector | Above 5 years to 1894 days | 6.00% | 6.80% |
Punjab National Bank | Public Sector | 1896 days to 10 years | 6.00% | 6.80% |
Federal Bank | Private Sector | 181 days | 6.00% | 6.50% |
Federal Bank | Private Sector | 271 days to less than 1 year | 6.00% | 6.50% |
DBS Bank | Private Sector | 270 to less than 1 year | 6.00% | 6.50% |
DCB Bank | Private Sector | 6 months to less than 10 months | 6.00% | 6.25% |
IDBI Bank | Private Sector | 271 days to < 1 year | 6.00% | 6.50% |
IDFC FIRST Bank | Private Sector | 5 years 1 day – 10 years | 6.00% | 6.50% |
J&K Bank | Private Sector | 271 days to less than 1 year | 6.00% | 6.50% |
Kotak Mahindra Bank | Private Sector | 271 Days to 363 Days | 6.00% | 6.50% |
Kotak Mahindra Bank | Private Sector | 364 Days | 6.00% | 6.50% |
SBM Bank India Ltd | Private Sector | 211-269 days | 6.00% | 6.50% |
South Indian Bank | Private Sector | 271 days to less than 1 year | 6.00% | 6.50% |
South Indian Bank | Private Sector | 66 months (Green deposit) | 6.00% | 6.50% |
Suryoday Small Finance Bank | Small Finance | Above 9 months to less than 1 year | 6.00% | 6.20% |
Jana Small Finance Bank | Small Finance | 61 to 90 days | 6.00% | 6.00% |
Jana Small Finance Bank | Small Finance | 91 to 120 days | 6.00% | 6.00% |
Jana Small Finance Bank | Small Finance | 121 to 180 days | 6.00% | 6.00% |
Shivalik Small Finance Bank | Small Finance | 6 months to less than 9 months | 6.00% | 6.50% |
Shivalik Small Finance Bank | Small Finance | 9 months to 12 months | 6.00% | 6.50% |
Unity Small Finance Bank | Small Finance | > 5 Year - 10 Year | 6.00% | 6.50% |
Utkarsh Small Finance Bank | Small Finance | 181 Days to 370 Days | 6.00% | 6.50% |
ESAF Small Finance Bank | Small Finance | 3 years to less than 5 years | 6.00% | 6.50% |
Ujjivan Small Finance Bank | Small Finance | 180 days | 6.00% | 6.50% |
IDBI Bank | Private Sector | >5 years to 10 years | 5.95% | 6.45% |
SBI | Public Sector | 211 days to less than 1 year | 5.90% | 6.40% |
Punjab National Bank | Public Sector | 1895 days | 5.85% | 6.65% |
Bandhan Bank | Private Sector | 5 Y to up to 10 Y | 5.85% | 6.60% |
DBS Bank | Private Sector | 182 to 189 days | 5.80% | 6.30% |
DBS Bank | Private Sector | 190 to 269 days | 5.80% | 6.30% |
Nainital Bank | Private Sector | 3 years - 4 years 11 months 29 days | 5.8% | 6.3% |
Tamilnad Mercantile Bank | Private Sector | 91-120 days | 5.80% | 5.80% |
Tamilnad Mercantile Bank | Private Sector | 121-179 days | 5.80% | 5.80% |
Bank of Baroda | Public Sector | 211 days to 270 days | 5.75% | 6.25% |
Canara Bank | Public Sector | 270 Days to less than 1 Year | 5.75% | 6.25% |
Federal Bank | Private Sector | 182 days to 270 days | 5.75% | 6.25% |
City Union Bank | Private Sector | 91 days to 180 days | 5.75% | 5.75% |
HDFC Bank | Private Sector | 9 months 1 day to < 1 year | 5.75% | 6.25% |
IDBI Bank | Private Sector | 6 months 1 day to 270 Days | 5.75% | 6.25% |
Karnataka Bank | Private Sector | 180 days to below 1 year | 5.75% | 6.00% |
Nainital Bank | Private Sector | 8 months 28 days - 9 months 26 days | 5.75% | 6.25% |
Nainital Bank | Private Sector | 9 months 28 days - 11 months 29 days | 5.75% | 6.25% |
Standard Chartered | Foreign Banks | 181 – 364 days | 5.75% | 5.75% |
ESAF Small Finance Bank | Small Finance | 5 years to 10 years | 5.75% | 6.25% |
South Indian Bank | Private Sector | 181 days to 270 days | 5.70% | 6.20% |
South Indian Bank | Private Sector | 5 years to less than 66 months | 5.70% | 6.20% |
South Indian Bank | Private Sector | Above 66 months to upto and including 10 years | 5.70% | 6.20% |
South Indian Bank | Private Sector | Tax Gain (5 Years) | 5.70% | 6.20% |
SBI | Public Sector | 180 days to 210 days | 5.65% | 6.15% |
Punjab National Bank | Public Sector | 180 to 270 Days | 5.60% | 6.10% |
Punjab National Bank | Public Sector | 271 Days to 302 Days | 5.60% | 6.10% |
Punjab National Bank | Public Sector | 304 Days to less than 1 Year | 5.60% | 6.10% |
Bank of Baroda | Public Sector | 181 days to 210 days | 5.50% | 6.00% |
Bank of India | Public Sector | 180 days to 210 days | 5.50% | 6.00% |
Bank of India | Public Sector | 211 days to 269 days | 5.50% | 6.00% |
Bank of India | Public Sector | 270 days to less than 1 Year | 5.50% | 6.00% |
Canara Bank | Public Sector | 180 Days to 269 Days | 5.50% | 6.0% |
Central Bank of India | Public Sector | 180 – 270 days | 5.50% | 6.00% |
Central Bank of India | Public Sector | 271 – 364 days | 5.50% | 6.00% |
Indian Overseas Bank | Public Sector | 270 Days to < 1 Year | 5.50% | 6.00% |
Punjab National Bank | Public Sector | 303 Days | 5.50% | 6.00% |
HDFC Bank | Private Sector | 6 months 1 days <= 9 months | 5.50% | 6.00% |
ICICI Bank | Private Sector | 185 to < 1 Year | 5.50% | 6.00% |
IDBI Bank | Private Sector | 91 days to 6 months | 5.50% | 6.00% |
IDFC FIRST Bank | Private Sector | 181 days – less than 1 year | 5.50% | 6.00% |
J&K Bank | Private Sector | 181 to 270 days | 5.50% | 6.00% |
Karnataka Bank | Private Sector | Above 5 years to 10 years | 5.50% | 5.90% |
Kotak Mahindra Bank | Private Sector | 181 Days to 269 Days | 5.50% | 6.00% |
Kotak Mahindra Bank | Private Sector | 270 Days | 5.50% | 6.00% |
RBL Bank | Private Sector | 181 days to 240 days | 5.50% | 6.00% |
HSBC India | Foreign Banks | 601 days to 699 days | 5.50% | 6.00% |
HSBC India | Foreign Banks | 48 months to 60 months | 5.50% | 6.00% |
Suryoday Small Finance Bank | Small Finance | Above 6 months 1 day to 9 months | 5.50% | 5.70% |
Unity Small Finance Bank | Small Finance | 165 Days - 6 Months | 5.50% | 6.00% |
Ujjivan Small Finance Bank | Small Finance | 6 months to < 12 months | 5.50% | 6.00% |
Capital Small Finance Bank | Small Finance | 180 Days to less than 1 Year | 5.50% | 6.00% |
HSBC India | Foreign Banks | 37 months to less than 48 months | 5.45% | 5.95% |
Nainital Bank | Private Sector | 5 years - 9 years 11 months 28 days | 5.4% | 5.9% |
HSBC India | Foreign Banks | 732 days to less than 36 months | 5.35% | 5.85% |
HSBC India | Foreign Banks | 36 months to less than 37 months | 5.35% | 5.85% |
HSBC India | Foreign Banks | 401 Days to less than 18 months | 5.30% | 5.80% |
Bank of Maharashtra | Public Sector | 271 - 364 days | 5.25% | 5.75% |
City Union Bank | Private Sector | 46 days to 90 days | 5.25% | 5.25% |
Dhanlaxmi Bank | Private Sector | 91 Days to 179 Days | 5.25% | 5.75% |
Dhanlaxmi Bank | Private Sector | 180 Days to less than one year | 5.25% | 5.75% |
Slice Small Finance Bank | Small Finance | 3 months 1 Day to 6 months | 5.25% | 5.50% |
Jana Small Finance Bank | Small Finance | 15 − 60 days | 5.25% | 5.25% |
Equitas Small Finance Bank | Small Finance | 91 - 120 days | 5.25% | 5.75% |
Equitas Small Finance Bank | Small Finance | 121 - 180 days | 5.25% | 5.75% |
AU Small Finance Bank | Small Finance | 3 months 1 day to 6 months | 5.25% | 5.75% |
Jana Small Finance Bank | Small Finance | 7 − 14 days | 5.15% | 5.15% |
Bank of Baroda | Public Sector | 46 days to 90 days | 5.00% | 5.50% |
Bank of Baroda | Public Sector | 91 days to 180 days | 5.00% | 5.50% |
Bank of Maharashtra | Public Sector | 181 - 270 days | 5.00% | 5.50% |
Central Bank of India | Public Sector | 91 – 179 days | 5.00% | 5.50% |
Indian Overseas Bank | Public Sector | 180-269 Days | 5.00% | 5.50% |
UCO Bank | Public Sector | 181-332 days | 5.00% | 5.25% |
UCO Bank | Public Sector | 334 – 364 days | 5.00% | 5.25% |
DBS Bank | Private Sector | 181 days | 5.00% | 5.50% |
SBM Bank India Ltd | Private Sector | 91-120 days | 5.00% | 5.50% |
Deutsche Bank | Foreign Banks | 100 Days | 5.00% | 5.00% |
Deutsche Bank | Foreign Banks | 101 - 180 Days | 5.00% | 5.00% |
Deutsche Bank | Foreign Banks | 181 - 270 Days | 5.00% | 5.00% |
Deutsche Bank | Foreign Banks | 271 Days - 1 Yr | 5.00% | 5.00% |
Suryoday Small Finance Bank | Small Finance | 91 days to 6 months | 5.00% | 5.20% |
Unity Small Finance Bank | Small Finance | 61 - 90 Days | 5.00% | 5.50% |
Unity Small Finance Bank | Small Finance | 91 - 164 Days | 5.00% | 5.50% |
Utkarsh Small Finance Bank | Small Finance | 91 Days to 180 Days | 5.00% | 5.50% |
Nainital Bank | Private Sector | 5 months 29 days - 8 months 27 days | 4.95% | 5.45% |
SBI | Public Sector | 46 days to 179 days | 4.90% | 5.40% |
Union Bank of India | Public Sector | 121-180 Days | 4.90% | 5.40% |
Punjab National Bank | Public Sector | 91 to 179 Days | 4.90% | 5.40% |
SBM Bank India Ltd | Private Sector | 181-210 days | 4.90% | 5.40% |
South Indian Bank | Private Sector | 100 days to 180 days | 4.80% | 5.30% |
Tamilnad Mercantile Bank | Private Sector | 46-60 days | 4.80% | 4.80% |
Tamilnad Mercantile Bank | Private Sector | 61-90 days | 4.80% | 4.80% |
Bank of Maharashtra | Public Sector | 120-180 days | 4.75% | 5.25% |
Indian Bank | Public Sector | 9 months to less than 1 year | 4.75% | 5.25% |
UCO Bank | Public Sector | 151-180 days | 4.75% | 5.00% |
DCB Bank | Private Sector | 91 days to less than 6 months | 4.75% | 5.00% |
IDBI Bank | Private Sector | 61- 90 days | 4.75% | 5.25% |
Karnataka Bank | Private Sector | 91 days to 179 days | 4.75% | 5.00% |
RBL Bank | Private Sector | 91 days to 180 days | 4.75% | 5.25% |
Deutsche Bank | Foreign Banks | 90 - 99 Days | 4.75% | 4.75% |
Standard Chartered | Foreign Banks | 86 – 180 days | 4.75% | 4.75% |
Shivalik Small Finance Bank | Small Finance | 91 days to 180 days | 4.75% | 5.25% |
Equitas Small Finance Bank | Small Finance | 63 - 90 days | 4.75% | 5.25% |
Unity Small Finance Bank | Small Finance | 46 - 60 Days | 4.75% | 5.25% |
ESAF Small Finance Bank | Small Finance | 183 days to 1 year | 4.75% | 5.25% |
Capital Small Finance Bank | Small Finance | 90 Days to 179 Days | 4.75% | 5.25% |
AU Small Finance Bank | Small Finance | 1 month 16 days to 3 months | 4.75% | 5.25% |
Union Bank of India | Public Sector | 91-120 Days | 4.70% | 5.20% |
SBM Bank India Ltd | Private Sector | 121-180 days | 4.70% | 5.20% |
Ujjivan Small Finance Bank | Small Finance | 90 days to 179 days | 4.65% | 5.15% |
Bank of India | Public Sector | 46 days to 90 days | 4.50% | 4.50% |
Bank of Maharashtra | Public Sector | 91-119 days | 4.50% | 5.00% |
Canara Bank | Public Sector | 91 Days to 179 Days | 4.50% | 4.50% |
Central Bank of India | Public Sector | 46 – 59 days | 4.50% | 5.00% |
Central Bank of India | Public Sector | 60 – 90 days | 4.50% | 5.00% |
Indian Bank | Public Sector | 181 days to less than 9 months | 4.50% | 5.00% |
Punjab National Bank | Public Sector | 46 to 60 Days | 4.50% | 5.00% |
Punjab National Bank | Public Sector | 61 to 90 Days | 4.50% | 5.00% |
Federal Bank | Private Sector | 91 days to 180 days | 4.50% | 5.00% |
Bandhan Bank | Private Sector | 2 M to less than 3 M | 4.50% | 5.25% |
Bandhan Bank | Private Sector | 3 M to less than 6 M | 4.50% | 5.25% |
Bandhan Bank | Private Sector | 6 M to less than 1 Y | 4.50% | 5.25% |
DCB Bank | Private Sector | 46 days to 90 days | 4.50% | 4.75% |
ICICI Bank | Private Sector | 91 to 184 Days | 4.50% | 5.00% |
IDBI Bank | Private Sector | 46- 60 days | 4.50% | 5.00% |
IDFC FIRST Bank | Private Sector | 91 - 180 days | 4.50% | 5.00% |
J&K Bank | Private Sector | 46 to 90 days | 4.50% | 5.00% |
J&K Bank | Private Sector | 91 to 180 days | 4.50% | 5.00% |
RBL Bank | Private Sector | 46 days to 90 days | 4.50% | 5.00% |
SBM Bank India Ltd | Private Sector | 46-60 days | 4.50% | 5.00% |
SBM Bank India Ltd | Private Sector | 61-90 days | 4.50% | 5.00% |
South Indian Bank | Private Sector | 91 days to 99 days | 4.50% | 5.00% |
Tamilnad Mercantile Bank | Private Sector | 30-45 days | 4.50% | 4.50% |
Deutsche Bank | Foreign Banks | 46 - 59 Days | 4.50% | 4.50% |
Deutsche Bank | Foreign Banks | 60 - 89 Days | 4.50% | 4.50% |
Slice Small Finance Bank | Small Finance | 46 Days to 3 months | 4.50% | 4.75% |
Suryoday Small Finance Bank | Small Finance | 46 days to 90 days | 4.50% | 4.70% |
Equitas Small Finance Bank | Small Finance | 46 - 62 days | 4.50% | 5.00% |
Utkarsh Small Finance Bank | Small Finance | 46 Days to 90 Days | 4.50% | 5.00% |
Union Bank of India | Public Sector | 46 -90 Days | 4.40% | 4.90% |
Nainital Bank | Private Sector | 1 month 15 days - 5 months 28 days | 4.3% | 4.8% |
HSBC India | Foreign Banks | 18 months to 599 days | 4.30% | 4.80% |
HSBC India | Foreign Banks | 600 days | 4.30% | 4.80% |
HSBC India | Foreign Banks | 700 days | 4.30% | 4.80% |
HSBC India | Foreign Banks | 701 days to 730 days | 4.30% | 4.80% |
HSBC India | Foreign Banks | 731 Days | 4.30% | 4.80% |
Bank of India | Public Sector | 91 days to 179 days | 4.25% | 4.25% |
Canara Bank | Public Sector | 46 Days to 90 Days | 4.25% | 4.25% |
UCO Bank | Public Sector | 91-120 days | 4.25% | 4.50% |
UCO Bank | Public Sector | 121-150 days | 4.25% | 4.50% |
Federal Bank | Private Sector | 46 days to 90 days | 4.25% | 4.75% |
DBS Bank | Private Sector | 91 to 180 days | 4.25% | 4.25% |
HDFC Bank | Private Sector | 46 - 60 days | 4.25% | 4.75% |
HDFC Bank | Private Sector | 61 - 89 days | 4.25% | 4.75% |
HDFC Bank | Private Sector | 90 days <= 6 months | 4.25% | 4.75% |
Kotak Mahindra Bank | Private Sector | 46 - 60 days | 4.25% | 4.75% |
Kotak Mahindra Bank | Private Sector | 61 - 89 days | 4.25% | 4.75% |
Kotak Mahindra Bank | Private Sector | 90 days to 6 months | 4.25% | 4.75% |
Tamilnad Mercantile Bank | Private Sector | 15-29 days | 4.25% | 4.25% |
Deutsche Bank | Foreign Banks | 31 - 45 Days | 4.25% | 4.25% |
HSBC India | Foreign Banks | 400 Days | 4.25% | 4.75% |
Slice Small Finance Bank | Small Finance | 30 - 45 Days | 4.25% | 4.50% |
Suryoday Small Finance Bank | Small Finance | 15 days to 45 days | 4.25% | 4.45% |
Shivalik Small Finance Bank | Small Finance | 30 days to 90 days | 4.25% | 4.75% |
Bank of Maharashtra | Public Sector | 46-90 days | 4.20% | 4.70% |
Ujjivan Small Finance Bank | Small Finance | 30 days to 89 days | 4.15% | 4.65% |
HSBC India | Foreign Banks | 180 Days | 4.10% | 4.60% |
Indian Overseas Bank | Public Sector | 46-60 Days | 4.00% | 4.50% |
City Union Bank | Private Sector | 7 days to 14 days | 4.00% | 4.00% |
City Union Bank | Private Sector | 15 days to 45 days | 4.00% | 4.00% |
DBS Bank | Private Sector | 62 days & up to 90 days | 4.00% | 4.00% |
Dhanlaxmi Bank | Private Sector | 7 Days to 14 Days | 4.00% | 4.50% |
Dhanlaxmi Bank | Private Sector | 15 Days to 45 Days | 4.00% | 4.50% |
Dhanlaxmi Bank | Private Sector | 46 Days to 60 Days | 4.00% | 4.50% |
Dhanlaxmi Bank | Private Sector | 61 Days to 90 Days | 4.00% | 4.50% |
ICICI Bank | Private Sector | 46 to 90 Days | 4.00% | 4.50% |
IDFC FIRST Bank | Private Sector | 46 - 90 days | 4.00% | 4.50% |
Karnataka Bank | Private Sector | 46 days to 90 days | 4.00% | 4.25% |
RBL Bank | Private Sector | 15 days to 45 days | 4.00% | 4.50% |
Tamilnad Mercantile Bank | Private Sector | 7-14 days | 4.00% | 4.00% |
Deutsche Bank | Foreign Banks | 30 Days | 4.00% | 4.00% |
HSBC India | Foreign Banks | 365 Days | 4.00% | 4.50% |
HSBC India | Foreign Banks | 366 Days to 399 Days | 4.00% | 4.50% |
Standard Chartered | Foreign Banks | 377 – 379 days | 4.00% | 4.50% |
Suryoday Small Finance Bank | Small Finance | 7 days to 14 days | 4.00% | 4.20% |
Equitas Small Finance Bank | Small Finance | 30 - 45 days | 4.00% | 4.50% |
Unity Small Finance Bank | Small Finance | 7 - 14 Days | 4.00% | 4.00% |
Unity Small Finance Bank | Small Finance | 15 - 45 Days | 4.00% | 4.00% |
Utkarsh Small Finance Bank | Small Finance | 7 Days to 45 Days | 4.00% | 4.50% |
ESAF Small Finance Bank | Small Finance | 91 days to 182 days | 4.00% | 4.50% |
Capital Small Finance Bank | Small Finance | 46 Days to 89 Days | 4.00% | 4.50% |
Indian Bank | Public Sector | 121 days to 180 days | 3.85% | 4.35% |
Central Bank of India | Public Sector | 15 – 30 days | 3.75% | 4.25% |
Central Bank of India | Public Sector | 31 - 45 days | 3.75% | 4.25% |
DBS Bank | Private Sector | 61 days | 3.75% | 3.75% |
DCB Bank | Private Sector | 7 days to 45 days | 3.75% | 4.00% |
SBM Bank India Ltd | Private Sector | 7-14 days | 3.75% | 4.25% |
SBM Bank India Ltd | Private Sector | 15-30 days | 3.75% | 4.25% |
SBM Bank India Ltd | Private Sector | 31-45 days | 3.75% | 4.25% |
Shivalik Small Finance Bank | Small Finance | 15 days to 29 days | 3.75% | 4.25% |
ESAF Small Finance Bank | Small Finance | 60 days to 90 days | 3.75% | 4.25% |
HSBC India | Foreign Banks | 270 Days to 364 Days | 3.7% | 4.2% |
HSBC India | Foreign Banks | 95 to 179 Days | 3.60% | 4.10% |
Bank of Baroda | Public Sector | 15 days to 45 days | 3.50% | 4.00% |
Central Bank of India | Public Sector | 7 -14 days | 3.50% | 4.00% |
Indian Bank | Public Sector | 91 days to 120 days | 3.50% | 4.00% |
Indian Overseas Bank | Public Sector | 7-14 Days | 3.50% | 4.00% |
Indian Overseas Bank | Public Sector | 15-29 Days | 3.50% | 4.00% |
Indian Overseas Bank | Public Sector | 30-45 Days | 3.50% | 4.00% |
Indian Overseas Bank | Public Sector | 91-120 Days | 3.50% | 4.00% |
UCO Bank | Public Sector | 46-60 days | 3.50% | 3.75% |
UCO Bank | Public Sector | 61-90 days | 3.50% | 3.75% |
Bandhan Bank | Private Sector | 31 D to less than 2 M | 3.50% | 4.25% |
DBS Bank | Private Sector | 46 days & up to 60 days | 3.50% | 3.50% |
J&K Bank | Private Sector | 31 to 45 days | 3.50% | 4.00% |
Karnataka Bank | Private Sector | 7 days to 45 days | 3.50% | 3.75% |
RBL Bank | Private Sector | 7 days to 14 days | 3.50% | 4.00% |
South Indian Bank | Private Sector | 31 days to 90 days | 3.50% | 4.00% |
HSBC India | Foreign Banks | 94 Days | 3.50% | 4.00% |
Standard Chartered | Foreign Banks | 60 – 85 days | 3.50% | 3.50% |
Slice Small Finance Bank | Small Finance | 7 - 29 Days | 3.50% | 3.75% |
Shivalik Small Finance Bank | Small Finance | 7 days to 14 days | 3.50% | 4.00% |
Equitas Small Finance Bank | Small Finance | 7 - 14 days | 3.50% | 4.00% |
Equitas Small Finance Bank | Small Finance | 15 - 29 days | 3.50% | 4.00% |
Ujjivan Small Finance Bank | Small Finance | 7 days to 29 days | 3.50% | 4.00% |
Capital Small Finance Bank | Small Finance | 15 Days to 30 Days | 3.50% | 4.00% |
Capital Small Finance Bank | Small Finance | 31 Days to 45 Days | 3.50% | 4.00% |
AU Small Finance Bank | Small Finance | 7 days to 1 month 15 days | 3.50% | 4.00% |
Union Bank of India | Public Sector | 7-45 Days | 3.40% | 3.90% |
HSBC India | Foreign Banks | 90 to 93 Days | 3.40% | 3.90% |
Nainital Bank | Private Sector | 7 days - 1 month 14 days | 3.3% | 3.8% |
Canara Bank | Public Sector | 7 Days to 45 Days | 3.25% | 3.25% |
Indian Bank | Public Sector | 46 days to 90 days | 3.25% | 3.75% |
Federal Bank | Private Sector | 30 days to 45 days | 3.25% | 3.75% |
DBS Bank | Private Sector | 15 days & up to 29 days | 3.25% | 3.25% |
DBS Bank | Private Sector | 30 days & up to 45 days | 3.25% | 3.25% |
HDFC Bank | Private Sector | 30 - 45 days | 3.25% | 3.75% |
IDBI Bank | Private Sector | 31-45 days | 3.25% | 3.75% |
Kotak Mahindra Bank | Private Sector | 30 - 45 days | 3.25% | 3.75% |
HSBC India | Foreign Banks | 60 to 89 Days | 3.25% | 3.75% |
HSBC India | Foreign Banks | 181 to 269 Days | 3.25% | 3.75% |
Standard Chartered | Foreign Banks | 45 – 59 days | 3.25% | 3.25% |
ESAF Small Finance Bank | Small Finance | 15 days to 59 days | 3.25% | 3.75% |
HSBC India | Foreign Banks | 30 to 59 Days | 3.10% | 3.60% |
SBI | Public Sector | 7 days to 45 days | 3.05% | 3.55% |
Bank of India | Public Sector | 7 days to 14 days | 3.00% | 3.00% |
Bank of India | Public Sector | 15 days to 30 days | 3.00% | 3.00% |
Bank of India | Public Sector | 31 days to 45 days | 3.00% | 3.00% |
Bank of Maharashtra | Public Sector | 31-45 days | 3.00% | 3.50% |
Indian Bank | Public Sector | 30 days to 45 days | 3.00% | 3.50% |
Indian Overseas Bank | Public Sector | 61-90 Days | 3.00% | 3.50% |
Indian Overseas Bank | Public Sector | 121-179 Days | 3.00% | 3.50% |
UCO Bank | Public Sector | 30-45 days | 3.00% | 3.25% |
Punjab National Bank | Public Sector | 7 to 14 Days | 3.00% | 3.50% |
Punjab National Bank | Public Sector | 15 to 29 Days | 3.00% | 3.50% |
Punjab National Bank | Public Sector | 30 to 45 Days | 3.00% | 3.50% |
Federal Bank | Private Sector | 7 days to 29 days | 3.00% | 3.50% |
Bandhan Bank | Private Sector | 7 D to 14 D | 3.00% | 3.75% |
Bandhan Bank | Private Sector | 15 D to 30 D | 3.00% | 3.75% |
DBS Bank | Private Sector | 8 days | 3.00% | 3.00% |
IDBI Bank | Private Sector | 7-30 days | 3.00% | 3.50% |
IDFC FIRST Bank | Private Sector | 7 - 14 days | 3.00% | 3.50% |
IDFC FIRST Bank | Private Sector | 15 - 29 days | 3.00% | 3.50% |
IDFC FIRST Bank | Private Sector | 30 - 45 days | 3.00% | 3.50% |
J&K Bank | Private Sector | 7 to 30 days | 3.00% | 3.50% |
Deutsche Bank | Foreign Banks | 7 Days | 3.00% | 3.00% |
Deutsche Bank | Foreign Banks | 8 - 14 Days | 3.00% | 3.00% |
Deutsche Bank | Foreign Banks | 15 - 29 Days | 3.00% | 3.00% |
UCO Bank | Public Sector | 7-14 days | 2.90% | 3.15% |
UCO Bank | Public Sector | 15-29 days | 2.90% | 3.15% |
South Indian Bank | Private Sector | 7 days to 30 days | 2.90% | 3.40% |
Indian Bank | Public Sector | 7 days to 14 days | 2.80% | 3.30% |
Indian Bank | Public Sector | 15 days to 29 days | 2.80% | 3.30% |
Bank of Maharashtra | Public Sector | 7 - 30 days | 2.75% | 3.25% |
DBS Bank | Private Sector | 7 days | 2.75% | 2.75% |
DBS Bank | Private Sector | 9 days & up to 14 days | 2.75% | 2.75% |
HDFC Bank | Private Sector | 7 - 14 days | 2.75% | 3.25% |
HDFC Bank | Private Sector | 15 - 29 days | 2.75% | 3.25% |
ICICI Bank | Private Sector | 7 to 45 Days | 2.75% | 3.25% |
Kotak Mahindra Bank | Private Sector | 7 - 14 days | 2.75% | 3.25% |
Kotak Mahindra Bank | Private Sector | 15 - 29 days | 2.75% | 3.25% |
HSBC India | Foreign Banks | 15 to 29 Days | 2.75% | 3.25% |
Standard Chartered | Foreign Banks | 7 – 44 days | 2.75% | 2.75% |
ESAF Small Finance Bank | Small Finance | 7 days to 14 days | 2.75% | 3.25% |
HSBC India | Foreign Banks | 9 to 14 Days | 2.65% | 3.15% |
HSBC India | Foreign Banks | 7 Days | 2.50% | 3.00% |
HSBC India | Foreign Banks | 8 Days | 2.50% | 3.00% |
Bank of Baroda | Public Sector | 7 days to 14 days | 0% | 4.00% |
Muthoot Capital
Highest Rate
Entity Type
NBFCs
Tenure
3 years
General Citizen Rate
8.95%
Senior Citizen Rate
9.20%
Muthoot Capital
Entity Type
NBFCs
Tenure
4 years
General Citizen Rate
8.75%
Senior Citizen Rate
9.00%
Muthoot Capital
Entity Type
NBFCs
Tenure
2 years
General Citizen Rate
8.65%
Senior Citizen Rate
8.90%
Muthoot Capital
Entity Type
NBFCs
Tenure
5 years
General Citizen Rate
8.50%
Senior Citizen Rate
8.75%
Manipal Housing Finance
Entity Type
NBFCs
Tenure
1 year
General Citizen Rate
8.25%
Senior Citizen Rate
8.25%
Manipal Housing Finance
Entity Type
NBFCs
Tenure
2 years
General Citizen Rate
8.25%
Senior Citizen Rate
8.25%
Manipal Housing Finance
Entity Type
NBFCs
Tenure
3 years
General Citizen Rate
8.25%
Senior Citizen Rate
8.25%
Bandhan Bank
Entity Type
Private Sector
Tenure
1Y
General Citizen Rate
8.05%
Senior Citizen Rate
8.55%
Suryoday Small Finance Bank
Entity Type
Small Finance
Tenure
5 years
General Citizen Rate
8.05%
Senior Citizen Rate
8.10%
Bandhan Bank
Entity Type
Private Sector
Tenure
1Y1D to 1Y 9M
General Citizen Rate
8.00%
Senior Citizen Rate
8.50%
Jana Small Finance Bank
Entity Type
Small Finance
Tenure
5 years (1825 days)
General Citizen Rate
8.00%
Senior Citizen Rate
8.00%
Muthoot Capital
Entity Type
NBFCs
Tenure
1 year
General Citizen Rate
7.90%
Senior Citizen Rate
8.15%
Manipal Housing Finance
Entity Type
NBFCs
Tenure
4 years
General Citizen Rate
7.75%
Senior Citizen Rate
7.75%
Manipal Housing Finance
Entity Type
NBFCs
Tenure
5 years
General Citizen Rate
7.75%
Senior Citizen Rate
7.75%
Slice Small Finance Bank
Entity Type
Small Finance
Tenure
18 months 1 Day to 18 months 2 day
General Citizen Rate
7.75%
Senior Citizen Rate
7.75%
Utkarsh Small Finance Bank
Entity Type
Small Finance
Tenure
2 Years (730 Days) upto 3 Years (1095 Days)
General Citizen Rate
7.65%
Senior Citizen Rate
8.15%
Shriram Finance
Entity Type
NBFCs
Tenure
36 months to 60 months
General Citizen Rate
7.60%
Senior Citizen Rate
8.10%
ESAF Small Finance Bank
Entity Type
Small Finance
Tenure
444 days
General Citizen Rate
7.60%
Senior Citizen Rate
8.10%
SBM Bank India Ltd
Entity Type
Private Sector
Tenure
5 years
General Citizen Rate
7.50%
Senior Citizen Rate
8.00%
Slice Small Finance Bank
Entity Type
Small Finance
Tenure
18 months 3 Day to 36 months
General Citizen Rate
7.50%
Senior Citizen Rate
7.50%
Jana Small Finance Bank
Entity Type
Small Finance
Tenure
Above 2 years to 3 years
General Citizen Rate
7.50%
Senior Citizen Rate
8.00%
Utkarsh Small Finance Bank
Entity Type
Small Finance
Tenure
Above 3 Years to less than 4 Years
General Citizen Rate
7.50%
Senior Citizen Rate
8.00%
Ujjivan Small Finance Bank
Entity Type
Small Finance
Tenure
24 months
General Citizen Rate
7.45%
Senior Citizen Rate
7.95%
Suryoday Small Finance Bank
Entity Type
Small Finance
Tenure
1 year
General Citizen Rate
7.40%
Senior Citizen Rate
7.60%
Equitas Small Finance Bank
Entity Type
Small Finance
Tenure
888 days
General Citizen Rate
7.40%
Senior Citizen Rate
7.90%
Shivalik Small Finance Bank
Entity Type
Small Finance
Tenure
18 months to 24 months
General Citizen Rate
7.30%
Senior Citizen Rate
7.80%
Bandhan Bank
Entity Type
Private Sector
Tenure
1Y 9M 1D to less than 2 Y
General Citizen Rate
7.25%
Senior Citizen Rate
7.75%
Bandhan Bank
Entity Type
Private Sector
Tenure
2 Y to less than 3 Y
General Citizen Rate
7.25%
Senior Citizen Rate
7.75%
Bandhan Bank
Entity Type
Private Sector
Tenure
3 Y to less than 5 Y
General Citizen Rate
7.25%
Senior Citizen Rate
7.75%
Shriram Finance
Entity Type
NBFCs
Tenure
15 months
General Citizen Rate
7.25%
Senior Citizen Rate
7.75%
Shriram Finance
Entity Type
NBFCs
Tenure
24 months to 35 months
General Citizen Rate
7.25%
Senior Citizen Rate
7.75%
Slice Small Finance Bank
Entity Type
Small Finance
Tenure
12 months 1 Day to 18 months
General Citizen Rate
7.25%
Senior Citizen Rate
7.25%
Suryoday Small Finance Bank
Entity Type
Small Finance
Tenure
Above 1 year to 15 months
General Citizen Rate
7.25%
Senior Citizen Rate
7.45%
Suryoday Small Finance Bank
Entity Type
Small Finance
Tenure
Above 15 months to 18 months
General Citizen Rate
7.25%
Senior Citizen Rate
7.45%
Suryoday Small Finance Bank
Entity Type
Small Finance
Tenure
Above 18 months to 2 years
General Citizen Rate
7.25%
Senior Citizen Rate
7.45%
Suryoday Small Finance Bank
Entity Type
Small Finance
Tenure
Above 2 years to 30 months
General Citizen Rate
7.25%
Senior Citizen Rate
7.45%
Suryoday Small Finance Bank
Entity Type
Small Finance
Tenure
Above 30 months to 3 years
General Citizen Rate
7.25%
Senior Citizen Rate
7.45%
Suryoday Small Finance Bank
Entity Type
Small Finance
Tenure
Above 5 years to 10 years
General Citizen Rate
7.25%
Senior Citizen Rate
7.45%
Jana Small Finance Bank
Entity Type
Small Finance
Tenure
181 to 365 days
General Citizen Rate
7.25%
Senior Citizen Rate
7.75%
Jana Small Finance Bank
Entity Type
Small Finance
Tenure
Above 1 year to 2 years
General Citizen Rate
7.25%
Senior Citizen Rate
7.75%
Jana Small Finance Bank
Entity Type
Small Finance
Tenure
Above 3 years to less than 5 years
General Citizen Rate
7.25%
Senior Citizen Rate
7.75%
Utkarsh Small Finance Bank
Entity Type
Small Finance
Tenure
371 Days to less than 2 Years(729 Days)
General Citizen Rate
7.25%
Senior Citizen Rate
7.75%
Utkarsh Small Finance Bank
Entity Type
Small Finance
Tenure
4 Years (1461 Days) upto 5 Years(1826 Days)
General Citizen Rate
7.25%
Senior Citizen Rate
7.75%
ESAF Small Finance Bank
Entity Type
Small Finance
Tenure
1 year 1 day to 443 days
General Citizen Rate
7.25%
Senior Citizen Rate
7.75%
ESAF Small Finance Bank
Entity Type
Small Finance
Tenure
445 days to less than 2 years
General Citizen Rate
7.25%
Senior Citizen Rate
7.75%
ESAF Small Finance Bank
Entity Type
Small Finance
Tenure
2 years to less than 3 years
General Citizen Rate
7.25%
Senior Citizen Rate
7.75%
Ujjivan Small Finance Bank
Entity Type
Small Finance
Tenure
12 months to < 24 months
General Citizen Rate
7.25%
Senior Citizen Rate
7.75%
Ujjivan Small Finance Bank
Entity Type
Small Finance
Tenure
24 months 1 day to 990 days
General Citizen Rate
7.25%
Senior Citizen Rate
7.75%
DCB Bank
Entity Type
Private Sector
Tenure
37 months to 38 months
General Citizen Rate
7.20%
Senior Citizen Rate
7.70%
RBL Bank
Entity Type
Private Sector
Tenure
18 months to 36 months
General Citizen Rate
7.20%
Senior Citizen Rate
7.70%
Ujjivan Small Finance Bank
Entity Type
Small Finance
Tenure
991 days to 60 months
General Citizen Rate
7.20%
Senior Citizen Rate
7.70%
Shriram Finance
Entity Type
NBFCs
Tenure
18 months to 23 months
General Citizen Rate
7.15%
Senior Citizen Rate
7.65%
ICICI Home Finance
Entity Type
NBFCs
Tenure
36 months to less than 48 months
General Citizen Rate
7.15%
Senior Citizen Rate
7.15%
ICICI Home Finance
Entity Type
NBFCs
Tenure
48 months to less than 60 months
General Citizen Rate
7.15%
Senior Citizen Rate
7.15%
Sundaram Home Finance
Entity Type
NBFCs
Tenure
48 months
General Citizen Rate
7.15%
Senior Citizen Rate
7.15%
Sundaram Home Finance
Entity Type
NBFCs
Tenure
60 months
General Citizen Rate
7.15%
Senior Citizen Rate
7.15%
Capital Small Finance Bank
Entity Type
Small Finance
Tenure
12 Months
General Citizen Rate
7.15%
Senior Citizen Rate
7.65%
Capital Small Finance Bank
Entity Type
Small Finance
Tenure
400 Days
General Citizen Rate
7.15%
Senior Citizen Rate
7.65%
DCB Bank
Entity Type
Private Sector
Tenure
27 months to less than 28 months
General Citizen Rate
7.10%
Senior Citizen Rate
7.60%
DCB Bank
Entity Type
Private Sector
Tenure
More than 60 months to 61 months
General Citizen Rate
7.10%
Senior Citizen Rate
7.60%
J&K Bank
Entity Type
Private Sector
Tenure
1 Year to less than 2 years
General Citizen Rate
7.10%
Senior Citizen Rate
7.60%
ICICI Home Finance
Entity Type
NBFCs
Tenure
24 months to less than 36 months
General Citizen Rate
7.10%
Senior Citizen Rate
7.10%
LIC Housing Finance
Entity Type
NBFCs
Tenure
36 – 47 months
General Citizen Rate
7.10%
Senior Citizen Rate
7.35%
LIC Housing Finance
Entity Type
NBFCs
Tenure
48 – 59 months
General Citizen Rate
7.10%
Senior Citizen Rate
7.35%
LIC Housing Finance
Entity Type
NBFCs
Tenure
60 months
General Citizen Rate
7.10%
Senior Citizen Rate
7.35%
PNB Housing Finance
Entity Type
NBFCs
Tenure
36 – 47 months
General Citizen Rate
7.10%
Senior Citizen Rate
7.35%
PNB Housing Finance
Entity Type
NBFCs
Tenure
48 – 59 months
General Citizen Rate
7.10%
Senior Citizen Rate
7.35%
PNB Housing Finance
Entity Type
NBFCs
Tenure
60 months
General Citizen Rate
7.10%
Senior Citizen Rate
7.35%
Equitas Small Finance Bank
Entity Type
Small Finance
Tenure
444 Days
General Citizen Rate
7.10%
Senior Citizen Rate
7.60%
Equitas Small Finance Bank
Entity Type
Small Finance
Tenure
777 days
General Citizen Rate
7.10%
Senior Citizen Rate
7.60%
AU Small Finance Bank
Entity Type
Small Finance
Tenure
24 months 1 day to 36 months
General Citizen Rate
7.10%
Senior Citizen Rate
7.50%
Nainital Bank
Entity Type
Private Sector
Tenure
1 year 1 month 29 days
General Citizen Rate
7.05%
Senior Citizen Rate
7.55%
Shivalik Small Finance Bank
Entity Type
Small Finance
Tenure
12 months 1 day to less than 18 months
General Citizen Rate
7.05%
Senior Citizen Rate
7.55%
Capital Small Finance Bank
Entity Type
Small Finance
Tenure
600 Days
General Citizen Rate
7.05%
Senior Citizen Rate
7.55%
Capital Small Finance Bank
Entity Type
Small Finance
Tenure
900 Days
General Citizen Rate
7.05%
Senior Citizen Rate
7.55%
Central Bank of India
Entity Type
Public Sector
Tenure
2 yr to less than 3 years
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
DCB Bank
Entity Type
Private Sector
Tenure
15 months to less than 16 months
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
DCB Bank
Entity Type
Private Sector
Tenure
28 months to less than 37 months
General Citizen Rate
7.00%
Senior Citizen Rate
7.25%
DCB Bank
Entity Type
Private Sector
Tenure
More than 38 months to 60 months
General Citizen Rate
7.00%
Senior Citizen Rate
7.25%
DCB Bank
Entity Type
Private Sector
Tenure
More than 61 months to 120 months
General Citizen Rate
7.00%
Senior Citizen Rate
7.25%
IDFC FIRST Bank
Entity Type
Private Sector
Tenure
450 days to 2 years
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
J&K Bank
Entity Type
Private Sector
Tenure
2 years to less than 3 years
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
Nainital Bank
Entity Type
Private Sector
Tenure
9 months 27 days
General Citizen Rate
7%
Senior Citizen Rate
7.5%
Nainital Bank
Entity Type
Private Sector
Tenure
1 year 6 months 2 days - 2 years
General Citizen Rate
7%
Senior Citizen Rate
7.5%
RBL Bank
Entity Type
Private Sector
Tenure
365 days (12 months) to 500 days
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
RBL Bank
Entity Type
Private Sector
Tenure
501 days to less than 18 months
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
RBL Bank
Entity Type
Private Sector
Tenure
36 months 1 day to less than 60 months
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
SBM Bank India Ltd
Entity Type
Private Sector
Tenure
> 15 months to 18 months
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
SBM Bank India Ltd
Entity Type
Private Sector
Tenure
> 18 months to < 2 years 3 days
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
SBM Bank India Ltd
Entity Type
Private Sector
Tenure
2 years 3 days
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
SBM Bank India Ltd
Entity Type
Private Sector
Tenure
> 2 years 3 days up to < 3 years 2 days
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
SBM Bank India Ltd
Entity Type
Private Sector
Tenure
3 years 2 days
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
SBM Bank India Ltd
Entity Type
Private Sector
Tenure
> 3 years 2 days up to < 5 years
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
SBM Bank India Ltd
Entity Type
Private Sector
Tenure
> 5 years up to 10 years
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
Deutsche Bank
Entity Type
Foreign Banks
Tenure
> 1 Yr - 1.5 Yrs
General Citizen Rate
7.00%
Senior Citizen Rate
7.00%
Deutsche Bank
Entity Type
Foreign Banks
Tenure
> 1.5 Yrs - 2 Yrs
General Citizen Rate
7.00%
Senior Citizen Rate
7.00%
Shriram Finance
Entity Type
NBFCs
Tenure
12 months
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
Sundaram Home Finance
Entity Type
NBFCs
Tenure
24 months
General Citizen Rate
7.00%
Senior Citizen Rate
7.00%
Sundaram Home Finance
Entity Type
NBFCs
Tenure
36 months
General Citizen Rate
7.00%
Senior Citizen Rate
7.00%
LIC Housing Finance
Entity Type
NBFCs
Tenure
12 – 23 months
General Citizen Rate
7.00%
Senior Citizen Rate
7.25%
LIC Housing Finance
Entity Type
NBFCs
Tenure
24 – 35 months
General Citizen Rate
7.00%
Senior Citizen Rate
7.25%
PNB Housing Finance
Entity Type
NBFCs
Tenure
12 – 23 months
General Citizen Rate
7.00%
Senior Citizen Rate
7.25%
PNB Housing Finance
Entity Type
NBFCs
Tenure
24 – 35 months
General Citizen Rate
7.00%
Senior Citizen Rate
7.25%
Mahindra Finance
Entity Type
NBFCs
Tenure
24 months
General Citizen Rate
7.00%
Senior Citizen Rate
7.25%
Mahindra Finance
Entity Type
NBFCs
Tenure
36 months
General Citizen Rate
7.00%
Senior Citizen Rate
7.25%
Mahindra Finance
Entity Type
NBFCs
Tenure
48 months
General Citizen Rate
7.00%
Senior Citizen Rate
7.25%
Mahindra Finance
Entity Type
NBFCs
Tenure
60 months
General Citizen Rate
7.00%
Senior Citizen Rate
7.25%
Slice Small Finance Bank
Entity Type
Small Finance
Tenure
36 months 1 Day to 60 months
General Citizen Rate
7.00%
Senior Citizen Rate
7.25%
Shivalik Small Finance Bank
Entity Type
Small Finance
Tenure
24 months 1 day to 36 months
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
Equitas Small Finance Bank
Entity Type
Small Finance
Tenure
1 year to 443 days
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
Equitas Small Finance Bank
Entity Type
Small Finance
Tenure
445 Days to 18 Months
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
Equitas Small Finance Bank
Entity Type
Small Finance
Tenure
18 Months 1 day to 2 years
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
Equitas Small Finance Bank
Entity Type
Small Finance
Tenure
2 years 1 day to 776 days
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
Equitas Small Finance Bank
Entity Type
Small Finance
Tenure
778 days to 887 days
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
Equitas Small Finance Bank
Entity Type
Small Finance
Tenure
889 days to 3 years
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
Equitas Small Finance Bank
Entity Type
Small Finance
Tenure
3 years 1 day to 4 years
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
Equitas Small Finance Bank
Entity Type
Small Finance
Tenure
4 years 1 day to 5 years
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
Equitas Small Finance Bank
Entity Type
Small Finance
Tenure
5 years 1 day to 10 years
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
Utkarsh Small Finance Bank
Entity Type
Small Finance
Tenure
Above 5 Years to 10 Years
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
Capital Small Finance Bank
Entity Type
Small Finance
Tenure
1 Year to less than 400 Days
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
Capital Small Finance Bank
Entity Type
Small Finance
Tenure
401 Days to less than 600 Days
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
Capital Small Finance Bank
Entity Type
Small Finance
Tenure
601 Days to less than 900 Days
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
Capital Small Finance Bank
Entity Type
Small Finance
Tenure
901 Days to less than 5 Years
General Citizen Rate
7.00%
Senior Citizen Rate
7.50%
AU Small Finance Bank
Entity Type
Small Finance
Tenure
36 months 1 day to 45 months
General Citizen Rate
7.00%
Senior Citizen Rate
7.25%
Bajaj Finserv
Entity Type
NBFCs
Tenure
24-60 months
General Citizen Rate
6.95%
Senior Citizen Rate
7.30%
DCB Bank
Entity Type
Private Sector
Tenure
12 months to less than 15 months
General Citizen Rate
6.90%
Senior Citizen Rate
7.15%
DCB Bank
Entity Type
Private Sector
Tenure
16 months to less than 27 months
General Citizen Rate
6.90%
Senior Citizen Rate
7.15%
SBM Bank India Ltd
Entity Type
Private Sector
Tenure
1 year and 1 year 1 day
General Citizen Rate
6.90%
Senior Citizen Rate
7.40%
SBM Bank India Ltd
Entity Type
Private Sector
Tenure
> 1 year 2 days to 389 days
General Citizen Rate
6.90%
Senior Citizen Rate
7.40%
SBM Bank India Ltd
Entity Type
Private Sector
Tenure
391 days to 15 months
General Citizen Rate
6.90%
Senior Citizen Rate
7.40%
Tamilnad Mercantile Bank
Entity Type
Private Sector
Tenure
400 days (TMB400 Special Deposit Scheme)
General Citizen Rate
6.90%
Senior Citizen Rate
7.00%
LIC Housing Finance
Entity Type
NBFCs
Tenure
5 years
General Citizen Rate
6.90%
Senior Citizen Rate
6.90%
Capital Small Finance Bank
Entity Type
Small Finance
Tenure
5 Years and upto 10 Years
General Citizen Rate
6.90%
Senior Citizen Rate
7.40%
AU Small Finance Bank
Entity Type
Small Finance
Tenure
12 months 1 day to 15 months
General Citizen Rate
6.90%
Senior Citizen Rate
7.40%
AU Small Finance Bank
Entity Type
Small Finance
Tenure
15 months 1 day to 18 months
General Citizen Rate
6.90%
Senior Citizen Rate
7.40%
AU Small Finance Bank
Entity Type
Small Finance
Tenure
18 months 1 day to 24 months
General Citizen Rate
6.90%
Senior Citizen Rate
7.60%
ICICI Home Finance
Entity Type
NBFCs
Tenure
12 months to less than 24 months
General Citizen Rate
6.85%
Senior Citizen Rate
6.85%
LIC Housing Finance
Entity Type
NBFCs
Tenure
3 years
General Citizen Rate
6.85%
Senior Citizen Rate
6.85%
Dhanlaxmi Bank
Entity Type
Private Sector
Tenure
400 Days
General Citizen Rate
6.80%
Senior Citizen Rate
7.30%
Tamilnad Mercantile Bank
Entity Type
Private Sector
Tenure
1 Year
General Citizen Rate
6.80%
Senior Citizen Rate
6.80%
Tamilnad Mercantile Bank
Entity Type
Private Sector
Tenure
above 1 year to less than 400 days
General Citizen Rate
6.80%
Senior Citizen Rate
6.80%
LIC Housing Finance
Entity Type
NBFCs
Tenure
2 years
General Citizen Rate
6.80%
Senior Citizen Rate
6.80%
Central Bank of India
Entity Type
Public Sector
Tenure
3 yr to less than 5 years
General Citizen Rate
6.75%
Senior Citizen Rate
7.25%
City Union Bank
Entity Type
Private Sector
Tenure
365 days
General Citizen Rate
6.75%
Senior Citizen Rate
7.00%
IDFC FIRST Bank
Entity Type
Private Sector
Tenure
2 years 1 day – 3 years
General Citizen Rate
6.75%
Senior Citizen Rate
7.25%
LIC Housing Finance
Entity Type
NBFCs
Tenure
15 months
General Citizen Rate
6.75%
Senior Citizen Rate
6.75%
LIC Housing Finance
Entity Type
NBFCs
Tenure
18 months
General Citizen Rate
6.75%
Senior Citizen Rate
6.75%
Bajaj Finserv
Entity Type
NBFCs
Tenure
15-23 months
General Citizen Rate
6.75%
Senior Citizen Rate
7.10%
Suryoday Small Finance Bank
Entity Type
Small Finance
Tenure
6 months 1 day
General Citizen Rate
6.75%
Senior Citizen Rate
6.95%
Suryoday Small Finance Bank
Entity Type
Small Finance
Tenure
Above 3 years to less than 5 years
General Citizen Rate
6.75%
Senior Citizen Rate
6.95%
Unity Small Finance Bank
Entity Type
Small Finance
Tenure
501 Days
General Citizen Rate
6.75%
Senior Citizen Rate
7.25%
Unity Small Finance Bank
Entity Type
Small Finance
Tenure
502 Days - 18 Months
General Citizen Rate
6.75%
Senior Citizen Rate
7.25%
Unity Small Finance Bank
Entity Type
Small Finance
Tenure
> 18 Months - 700 Days
General Citizen Rate
6.75%
Senior Citizen Rate
7.25%
Unity Small Finance Bank
Entity Type
Small Finance
Tenure
701 Days
General Citizen Rate
6.75%
Senior Citizen Rate
7.25%
Unity Small Finance Bank
Entity Type
Small Finance
Tenure
702 Days - 1000 Days
General Citizen Rate
6.75%
Senior Citizen Rate
7.25%
Unity Small Finance Bank
Entity Type
Small Finance
Tenure
1001 Days
General Citizen Rate
6.75%
Senior Citizen Rate
7.25%
Unity Small Finance Bank
Entity Type
Small Finance
Tenure
1002 Days - 3 Year
General Citizen Rate
6.75%
Senior Citizen Rate
7.25%
Unity Small Finance Bank
Entity Type
Small Finance
Tenure
> 3 Year - 5 Year
General Citizen Rate
6.75%
Senior Citizen Rate
7.25%
AU Small Finance Bank
Entity Type
Small Finance
Tenure
45 months 1 day to less than 60 months
General Citizen Rate
6.75%
Senior Citizen Rate
7.25%
AU Small Finance Bank
Entity Type
Small Finance
Tenure
60 months to 120 months
General Citizen Rate
6.75%
Senior Citizen Rate
7.25%
Bank of Maharashtra
Entity Type
Public Sector
Tenure
366 days
General Citizen Rate
6.70%
Senior Citizen Rate
7.20%
Central Bank of India
Entity Type
Public Sector
Tenure
1 yr to less than 2 yrs
General Citizen Rate
6.70%
Senior Citizen Rate
7.20%
Indian Bank
Entity Type
Public Sector
Tenure
444 days (Ind Secure Product)
General Citizen Rate
6.70%
Senior Citizen Rate
7.20%
Indian Overseas Bank
Entity Type
Public Sector
Tenure
444 Days
General Citizen Rate
6.70%
Senior Citizen Rate
7.20%
Federal Bank
Entity Type
Private Sector
Tenure
999 days
General Citizen Rate
6.70%
Senior Citizen Rate
7.20%
Nainital Bank
Entity Type
Private Sector
Tenure
1 year - 1 year 1 month 28 days
General Citizen Rate
6.7%
Senior Citizen Rate
7.2%
Nainital Bank
Entity Type
Private Sector
Tenure
1 year 2 months - 1 year 6 months 1 day
General Citizen Rate
6.7%
Senior Citizen Rate
7.2%
RBL Bank
Entity Type
Private Sector
Tenure
60 months to 120 months
General Citizen Rate
6.70%
Senior Citizen Rate
7.20%
Sundaram Home Finance
Entity Type
NBFCs
Tenure
12 months
General Citizen Rate
6.70%
Senior Citizen Rate
6.70%
LIC Housing Finance
Entity Type
NBFCs
Tenure
1 year
General Citizen Rate
6.70%
Senior Citizen Rate
6.70%
City Union Bank
Entity Type
Private Sector
Tenure
366 days to 3 Years
General Citizen Rate
6.65%
Senior Citizen Rate
6.90%
IDBI Bank
Entity Type
Private Sector
Tenure
555 Days (UtsavFD)
General Citizen Rate
6.65%
Senior Citizen Rate
7.15%
Karnataka Bank
Entity Type
Private Sector
Tenure
555 days only
General Citizen Rate
6.65%
Senior Citizen Rate
7.05%
Bank of Baroda
Entity Type
Public Sector
Tenure
bob Square Drive Deposit Scheme (444 Days)
General Citizen Rate
6.60%
Senior Citizen Rate
7.10%
Bank of India
Entity Type
Public Sector
Tenure
777 Days (Star Utsav)
General Citizen Rate
6.60%
Senior Citizen Rate
7.10%
Bank of Maharashtra
Entity Type
Public Sector
Tenure
555 days
General Citizen Rate
6.60%
Senior Citizen Rate
7.10%
Indian Bank
Entity Type
Public Sector
Tenure
555 days ( Ind Green Product)
General Citizen Rate
6.60%
Senior Citizen Rate
7.10%
Indian Overseas Bank
Entity Type
Public Sector
Tenure
1 Year
General Citizen Rate
6.60%
Senior Citizen Rate
7.10%
SBI
Entity Type
Public Sector
Tenure
Amrit Vrishti (444 days)
General Citizen Rate
6.60%
Senior Citizen Rate
7.10%
Union Bank of India
Entity Type
Public Sector
Tenure
3 years
General Citizen Rate
6.60%
Senior Citizen Rate
7.10%
Punjab National Bank
Entity Type
Public Sector
Tenure
390 days
General Citizen Rate
6.60%
Senior Citizen Rate
7.10%
Axis Bank
Entity Type
Private Sector
Tenure
18 months to less than 2 years
General Citizen Rate
6.60%
Senior Citizen Rate
7.10%
Federal Bank
Entity Type
Private Sector
Tenure
750 days
General Citizen Rate
6.60%
Senior Citizen Rate
7.10%
Dhanlaxmi Bank
Entity Type
Private Sector
Tenure
Above 5 years upto & inclusive of 10 years
General Citizen Rate
6.60%
Senior Citizen Rate
7.10%
HDFC Bank
Entity Type
Private Sector
Tenure
18 months to < 21 months
General Citizen Rate
6.60%
Senior Citizen Rate
7.10%
ICICI Bank
Entity Type
Private Sector
Tenure
2 Years 1 Day to 10 Years
General Citizen Rate
6.60%
Senior Citizen Rate
7.10%
ICICI Bank
Entity Type
Private Sector
Tenure
5Y (Tax Saver FD)
General Citizen Rate
6.60%
Senior Citizen Rate
7.10%
IDBI Bank
Entity Type
Private Sector
Tenure
444 Days (UtsavFD)
General Citizen Rate
6.60%
Senior Citizen Rate
7.10%
IDFC FIRST Bank
Entity Type
Private Sector
Tenure
3 years 1 day – 5 years
General Citizen Rate
6.60%
Senior Citizen Rate
7.10%
IDFC FIRST Bank
Entity Type
Private Sector
Tenure
5 years (Tax Saver Deposit)
General Citizen Rate
6.60%
Senior Citizen Rate
7.10%
Kotak Mahindra Bank
Entity Type
Private Sector
Tenure
391 Days - Less than 23 Months
General Citizen Rate
6.60%
Senior Citizen Rate
7.10%
Kotak Mahindra Bank
Entity Type
Private Sector
Tenure
23 Months
General Citizen Rate
6.60%
Senior Citizen Rate
7.10%
South Indian Bank
Entity Type
Private Sector
Tenure
1 year
General Citizen Rate
6.60%
Senior Citizen Rate
7.25%
Tamilnad Mercantile Bank
Entity Type
Private Sector
Tenure
Above 400 days to less than 2 years
General Citizen Rate
6.60%
Senior Citizen Rate
6.70%
Tamilnad Mercantile Bank
Entity Type
Private Sector
Tenure
2 years to less than 3 years
General Citizen Rate
6.60%
Senior Citizen Rate
6.70%
Tamilnad Mercantile Bank
Entity Type
Private Sector
Tenure
3 years to 10 years
General Citizen Rate
6.60%
Senior Citizen Rate
6.70%
Standard Chartered
Entity Type
Foreign Banks
Tenure
1 year – 376 days
General Citizen Rate
6.60%
Senior Citizen Rate
7.10%
Mahindra Finance
Entity Type
NBFCs
Tenure
12 months
General Citizen Rate
6.60%
Senior Citizen Rate
6.85%
Bajaj Finserv
Entity Type
NBFCs
Tenure
12-14 months
General Citizen Rate
6.60%
Senior Citizen Rate
6.95%
DBS Bank
Entity Type
Private Sector
Tenure
376 days to 540 days
General Citizen Rate
6.55%
Senior Citizen Rate
7.05%
DBS Bank
Entity Type
Private Sector
Tenure
541 days to 599 days
General Citizen Rate
6.55%
Senior Citizen Rate
7.05%
DBS Bank
Entity Type
Private Sector
Tenure
600 days
General Citizen Rate
6.55%
Senior Citizen Rate
7.05%
IDBI Bank
Entity Type
Private Sector
Tenure
1 Year to 2 Years (except 444 Days, 555 days & 700 Days)
General Citizen Rate
6.55%
Senior Citizen Rate
7.05%
IDBI Bank
Entity Type
Private Sector
Tenure
>2 Years to <3years
General Citizen Rate
6.55%
Senior Citizen Rate
7.05%
Bank of Baroda
Entity Type
Public Sector
Tenure
Above 1 year to 400 days
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Bank of Baroda
Entity Type
Public Sector
Tenure
Above 400 days and upto 2 Years (except 444 Days)
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Bank of Baroda
Entity Type
Public Sector
Tenure
Above 2 Years and upto 3 Years
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Canara Bank
Entity Type
Public Sector
Tenure
444 Days
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Central Bank of India
Entity Type
Public Sector
Tenure
5 years & above upto 10 years
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Indian Bank
Entity Type
Public Sector
Tenure
Above 1 year to less than 2 years ( Except 444 & 555 Days)
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Indian Overseas Bank
Entity Type
Public Sector
Tenure
>1 Year to < 2 years (Except 444 Days)
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Indian Overseas Bank
Entity Type
Public Sector
Tenure
2 Years to < 3 Years
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Union Bank of India
Entity Type
Public Sector
Tenure
> 1 Year to 996 days
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Union Bank of India
Entity Type
Public Sector
Tenure
>998 Days to less than 3 Year
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Federal Bank
Entity Type
Private Sector
Tenure
Above 1 year to 749 days
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Federal Bank
Entity Type
Private Sector
Tenure
751 days to 998 days
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Federal Bank
Entity Type
Private Sector
Tenure
1000 days to 10 years
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
DBS Bank
Entity Type
Private Sector
Tenure
601 days to less than 2 years
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
DCB Bank
Entity Type
Private Sector
Tenure
10 months to less than 12 months
General Citizen Rate
6.50%
Senior Citizen Rate
6.75%
Dhanlaxmi Bank
Entity Type
Private Sector
Tenure
Above 2 years upto & inclusive of 3 years
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Dhanlaxmi Bank
Entity Type
Private Sector
Tenure
Above 3 years upto & inclusive of 5 years
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
IDBI Bank
Entity Type
Private Sector
Tenure
700 Days (UtsavFD)
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
IDFC FIRST Bank
Entity Type
Private Sector
Tenure
371 days to 449 days
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
IDFC FIRST Bank
Entity Type
Private Sector
Tenure
375 days (Green Deposits)
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
J&K Bank
Entity Type
Private Sector
Tenure
3 years to less than 5 years
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
J&K Bank
Entity Type
Private Sector
Tenure
5 years to less than 10 years
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Karnataka Bank
Entity Type
Private Sector
Tenure
1 year to 554 days
General Citizen Rate
6.50%
Senior Citizen Rate
6.90%
Kotak Mahindra Bank
Entity Type
Private Sector
Tenure
390 Days (12 months 25 days)
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Kotak Mahindra Bank
Entity Type
Private Sector
Tenure
23 months 1 Day- less than 2 years
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
SBM Bank India Ltd
Entity Type
Private Sector
Tenure
390 days
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Standard Chartered
Entity Type
Foreign Banks
Tenure
380 – 390 days
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Standard Chartered
Entity Type
Foreign Banks
Tenure
391 days – less than 18 months
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Standard Chartered
Entity Type
Foreign Banks
Tenure
18 months – less than 21 months
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Standard Chartered
Entity Type
Foreign Banks
Tenure
21 months – less than 2 years
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Standard Chartered
Entity Type
Foreign Banks
Tenure
2 years – less than 3 years
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Standard Chartered
Entity Type
Foreign Banks
Tenure
3 years – less than 4 years
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Standard Chartered
Entity Type
Foreign Banks
Tenure
4 years – less than 5 years
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Slice Small Finance Bank
Entity Type
Small Finance
Tenure
60 months 1 Day to 120 months
General Citizen Rate
6.50%
Senior Citizen Rate
6.75%
Jana Small Finance Bank
Entity Type
Small Finance
Tenure
Above 5 years to 10 years
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Shivalik Small Finance Bank
Entity Type
Small Finance
Tenure
36 months 1 day to 60 months
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Shivalik Small Finance Bank
Entity Type
Small Finance
Tenure
Tax saver FD 5 Years (60 months)
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Unity Small Finance Bank
Entity Type
Small Finance
Tenure
1 Year
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Unity Small Finance Bank
Entity Type
Small Finance
Tenure
> 1Year 1 day - 500 days
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Ujjivan Small Finance Bank
Entity Type
Small Finance
Tenure
60 months 1 day to 120 months
General Citizen Rate
6.50%
Senior Citizen Rate
7.00%
Bank of India
Entity Type
Public Sector
Tenure
450 Days (Star Vaibhav)
General Citizen Rate
6.45%
Senior Citizen Rate
6.95%
SBI
Entity Type
Public Sector
Tenure
2 years to less than 3 years
General Citizen Rate
6.45%
Senior Citizen Rate
6.95%
UCO Bank
Entity Type
Public Sector
Tenure
444 Days
General Citizen Rate
6.45%
Senior Citizen Rate
6.95%
HDFC Bank
Entity Type
Private Sector
Tenure
21 months - 2 years
General Citizen Rate
6.45%
Senior Citizen Rate
6.95%
HDFC Bank
Entity Type
Private Sector
Tenure
2 Years 1 day to < 2 Year 11 Months
General Citizen Rate
6.45%
Senior Citizen Rate
6.95%
HDFC Bank
Entity Type
Private Sector
Tenure
2 Years 11 Months - 35 Months
General Citizen Rate
6.45%
Senior Citizen Rate
6.95%
HDFC Bank
Entity Type
Private Sector
Tenure
2 Years 11 Months 1 day <= 3 Year
General Citizen Rate
6.45%
Senior Citizen Rate
6.95%
Bank of Baroda
Entity Type
Public Sector
Tenure
Above 3 Years and upto 5 Years
General Citizen Rate
6.40%
Senior Citizen Rate
7.00%
Indian Bank
Entity Type
Public Sector
Tenure
2 years to less than 3 years
General Citizen Rate
6.40%
Senior Citizen Rate
6.90%
Union Bank of India
Entity Type
Public Sector
Tenure
1 Year
General Citizen Rate
6.40%
Senior Citizen Rate
6.90%
Union Bank of India
Entity Type
Public Sector
Tenure
> 3 Year to 10 years
General Citizen Rate
6.40%
Senior Citizen Rate
6.90%
Punjab National Bank
Entity Type
Public Sector
Tenure
Above 1 Year to 389 days
General Citizen Rate
6.40%
Senior Citizen Rate
6.90%
Punjab National Bank
Entity Type
Public Sector
Tenure
391 Days - 505 Days
General Citizen Rate
6.40%
Senior Citizen Rate
6.90%
Punjab National Bank
Entity Type
Public Sector
Tenure
507 Days to 2 year
General Citizen Rate
6.40%
Senior Citizen Rate
6.90%
Punjab National Bank
Entity Type
Public Sector
Tenure
Above 2 years to 3 years
General Citizen Rate
6.40%
Senior Citizen Rate
6.90%
Federal Bank
Entity Type
Private Sector
Tenure
1 year
General Citizen Rate
6.40%
Senior Citizen Rate
6.90%
DBS Bank
Entity Type
Private Sector
Tenure
2 years to less than 2 years & 6 months
General Citizen Rate
6.40%
Senior Citizen Rate
6.90%
DBS Bank
Entity Type
Private Sector
Tenure
2 years & 6 months
General Citizen Rate
6.40%
Senior Citizen Rate
6.90%
DBS Bank
Entity Type
Private Sector
Tenure
2 years 6 months 1 day & less than 3 years
General Citizen Rate
6.40%
Senior Citizen Rate
6.90%
DBS Bank
Entity Type
Private Sector
Tenure
3 years and less than 4 years
General Citizen Rate
6.40%
Senior Citizen Rate
6.90%
DBS Bank
Entity Type
Private Sector
Tenure
4 years to less than 5 years
General Citizen Rate
6.40%
Senior Citizen Rate
6.90%
HDFC Bank
Entity Type
Private Sector
Tenure
3 Years 1 day to < 4 Years 7 Months
General Citizen Rate
6.40%
Senior Citizen Rate
6.90%
HDFC Bank
Entity Type
Private Sector
Tenure
4 Year 7 Months - 55 months
General Citizen Rate
6.40%
Senior Citizen Rate
6.90%
HDFC Bank
Entity Type
Private Sector
Tenure
4 Year 7 Months 1 day <= 5 Years
General Citizen Rate
6.40%
Senior Citizen Rate
6.90%
ICICI Bank
Entity Type
Private Sector
Tenure
18 Months to 2 Years
General Citizen Rate
6.40%
Senior Citizen Rate
6.90%
Karnataka Bank
Entity Type
Private Sector
Tenure
556 days to 2 years
General Citizen Rate
6.40%
Senior Citizen Rate
6.80%
Kotak Mahindra Bank
Entity Type
Private Sector
Tenure
2 years- less than 3 years
General Citizen Rate
6.40%
Senior Citizen Rate
6.90%
Kotak Mahindra Bank
Entity Type
Private Sector
Tenure
3 years and above but less than 4 years
General Citizen Rate
6.40%
Senior Citizen Rate
6.90%
Kotak Mahindra Bank
Entity Type
Private Sector
Tenure
4 years and above but less than 5 years
General Citizen Rate
6.40%
Senior Citizen Rate
6.90%
Tamilnad Mercantile Bank
Entity Type
Private Sector
Tenure
271 days to less than 1 year
General Citizen Rate
6.40%
Senior Citizen Rate
6.40%
UCO Bank
Entity Type
Public Sector
Tenure
1000 Days
General Citizen Rate
6.35%
Senior Citizen Rate
6.85%
HDFC Bank
Entity Type
Private Sector
Tenure
15 months to < 18 months
General Citizen Rate
6.35%
Senior Citizen Rate
6.85%
IDBI Bank
Entity Type
Private Sector
Tenure
3 years to 5 years
General Citizen Rate
6.35%
Senior Citizen Rate
6.85%
Equitas Small Finance Bank
Entity Type
Small Finance
Tenure
181 - 210 days
General Citizen Rate
6.35%
Senior Citizen Rate
6.85%
Equitas Small Finance Bank
Entity Type
Small Finance
Tenure
211 - 270 days
General Citizen Rate
6.35%
Senior Citizen Rate
6.85%
Equitas Small Finance Bank
Entity Type
Small Finance
Tenure
271 - 364 days
General Citizen Rate
6.35%
Senior Citizen Rate
6.85%
AU Small Finance Bank
Entity Type
Small Finance
Tenure
6 months 1 day to 12 months
General Citizen Rate
6.35%
Senior Citizen Rate
6.85%
Bank of India
Entity Type
Public Sector
Tenure
Above 1 Year to less than 2 Years (except 450 Days)
General Citizen Rate
6.30%
Senior Citizen Rate
6.80%
Bank of India
Entity Type
Public Sector
Tenure
2 Years to less than 3 Years (except 777 Days)
General Citizen Rate
6.30%
Senior Citizen Rate
6.80%
SBI
Entity Type
Public Sector
Tenure
3 years to less than 5 years
General Citizen Rate
6.30%
Senior Citizen Rate
6.80%
UCO Bank
Entity Type
Public Sector
Tenure
333 days
General Citizen Rate
6.30%
Senior Citizen Rate
6.55%
Union Bank of India
Entity Type
Public Sector
Tenure
997 days
General Citizen Rate
6.30%
Senior Citizen Rate
6.80%
Punjab National Bank
Entity Type
Public Sector
Tenure
506 Days
General Citizen Rate
6.30%
Senior Citizen Rate
6.80%
DBS Bank
Entity Type
Private Sector
Tenure
1 year to 375 days
General Citizen Rate
6.30%
Senior Citizen Rate
6.80%
IDFC FIRST Bank
Entity Type
Private Sector
Tenure
1 year
General Citizen Rate
6.30%
Senior Citizen Rate
6.80%
IDFC FIRST Bank
Entity Type
Private Sector
Tenure
1 year 1 day– 370 days
General Citizen Rate
6.30%
Senior Citizen Rate
6.80%
Nainital Bank
Entity Type
Private Sector
Tenure
2 years 1 day - 2 years 11 months 29 days
General Citizen Rate
6.3%
Senior Citizen Rate
6.8%
SBM Bank India Ltd
Entity Type
Private Sector
Tenure
270 below 1 year
General Citizen Rate
6.30%
Senior Citizen Rate
6.80%
South Indian Bank
Entity Type
Private Sector
Tenure
400 days
General Citizen Rate
6.30%
Senior Citizen Rate
6.80%
Tamilnad Mercantile Bank
Entity Type
Private Sector
Tenure
180-270 days
General Citizen Rate
6.30%
Senior Citizen Rate
6.30%
Bank of Baroda
Entity Type
Public Sector
Tenure
1 year
General Citizen Rate
6.25%
Senior Citizen Rate
6.75%
Bank of India
Entity Type
Public Sector
Tenure
1 Year
General Citizen Rate
6.25%
Senior Citizen Rate
6.75%
Bank of India
Entity Type
Public Sector
Tenure
3 Years to less than 5 Years
General Citizen Rate
6.25%
Senior Citizen Rate
7.00%
Canara Bank
Entity Type
Public Sector
Tenure
1 Year & above to 1 year 3 months Only
General Citizen Rate
6.25%
Senior Citizen Rate
6.75%
Canara Bank
Entity Type
Public Sector
Tenure
Above 1 Year 3 months to less than 2 Years
General Citizen Rate
6.25%
Senior Citizen Rate
6.75%
Canara Bank
Entity Type
Public Sector
Tenure
2 Years & above to less than 3 Years
General Citizen Rate
6.25%
Senior Citizen Rate
6.75%
Canara Bank
Entity Type
Public Sector
Tenure
3 Years & above to less than 5 Years
General Citizen Rate
6.25%
Senior Citizen Rate
6.75%
Canara Bank
Entity Type
Public Sector
Tenure
5 Years & above to 10 Years
General Citizen Rate
6.25%
Senior Citizen Rate
6.75%
Indian Bank
Entity Type
Public Sector
Tenure
3 years to less than 5 years
General Citizen Rate
6.25%
Senior Citizen Rate
6.75%
SBI
Entity Type
Public Sector
Tenure
1 Year to less than 2 years
General Citizen Rate
6.25%
Senior Citizen Rate
6.75%
UCO Bank
Entity Type
Public Sector
Tenure
1 year
General Citizen Rate
6.25%
Senior Citizen Rate
6.75%
Punjab National Bank
Entity Type
Public Sector
Tenure
1 Year
General Citizen Rate
6.25%
Senior Citizen Rate
6.75%
Punjab National Bank
Entity Type
Public Sector
Tenure
Above 3 years to 1203 days
General Citizen Rate
6.25%
Senior Citizen Rate
6.75%
Punjab National Bank
Entity Type
Public Sector
Tenure
1205 days to 5 years
General Citizen Rate
6.25%
Senior Citizen Rate
6.75%
Axis Bank
Entity Type
Private Sector
Tenure
1 year - 1 year 10 days
General Citizen Rate
6.25%
Senior Citizen Rate
6.75%
City Union Bank
Entity Type
Private Sector
Tenure
181 days to 270 days
General Citizen Rate
6.25%
Senior Citizen Rate
6.50%
City Union Bank
Entity Type
Private Sector
Tenure
271 days to 364 days
General Citizen Rate
6.25%
Senior Citizen Rate
6.50%
City Union Bank
Entity Type
Private Sector
Tenure
Above 3 Years upto 10 Years
General Citizen Rate
6.25%
Senior Citizen Rate
6.50%
DBS Bank
Entity Type
Private Sector
Tenure
5 years and above
General Citizen Rate
6.25%
Senior Citizen Rate
6.75%
Dhanlaxmi Bank
Entity Type
Private Sector
Tenure
1 Year and above upto & inclusive of 2 years
General Citizen Rate
6.25%
Senior Citizen Rate
6.75%
HDFC Bank
Entity Type
Private Sector
Tenure
1 year to < 15 months
General Citizen Rate
6.25%
Senior Citizen Rate
6.75%
ICICI Bank
Entity Type
Private Sector
Tenure
1 Year to < 18 Months
General Citizen Rate
6.25%
Senior Citizen Rate
6.75%
Kotak Mahindra Bank
Entity Type
Private Sector
Tenure
365 Days to 389 Days
General Citizen Rate
6.25%
Senior Citizen Rate
6.75%
Kotak Mahindra Bank
Entity Type
Private Sector
Tenure
5 years and above upto and inclusive of 10 years
General Citizen Rate
6.25%
Senior Citizen Rate
6.75%
Deutsche Bank
Entity Type
Foreign Banks
Tenure
> 2 Yrs - 3 Yrs
General Citizen Rate
6.25%
Senior Citizen Rate
6.25%
Deutsche Bank
Entity Type
Foreign Banks
Tenure
> 3 Yrs - 4 Yrs
General Citizen Rate
6.25%
Senior Citizen Rate
6.25%
Deutsche Bank
Entity Type
Foreign Banks
Tenure
> 4 Yrs - <5 Yrs
General Citizen Rate
6.25%
Senior Citizen Rate
6.25%
Deutsche Bank
Entity Type
Foreign Banks
Tenure
5 Yrs
General Citizen Rate
6.25%
Senior Citizen Rate
6.25%
Standard Chartered
Entity Type
Foreign Banks
Tenure
5 years
General Citizen Rate
6.25%
Senior Citizen Rate
6.75%
Slice Small Finance Bank
Entity Type
Small Finance
Tenure
6 months 1 Day to 12 months
General Citizen Rate
6.25%
Senior Citizen Rate
6.50%
Shivalik Small Finance Bank
Entity Type
Small Finance
Tenure
60 months 1 day to 120 months
General Citizen Rate
6.25%
Senior Citizen Rate
6.75%
Unity Small Finance Bank
Entity Type
Small Finance
Tenure
> 6 Months - 201 Days
General Citizen Rate
6.25%
Senior Citizen Rate
6.75%
Unity Small Finance Bank
Entity Type
Small Finance
Tenure
202 - 364 Days
General Citizen Rate
6.25%
Senior Citizen Rate
6.75%
Bank of Maharashtra
Entity Type
Public Sector
Tenure
365 days/ One Year
General Citizen Rate
6.20%
Senior Citizen Rate
6.70%
Bank of Maharashtra
Entity Type
Public Sector
Tenure
Above 1 year to 2 years
General Citizen Rate
6.20%
Senior Citizen Rate
6.70%
Bank of Maharashtra
Entity Type
Public Sector
Tenure
Above 2 years to 3 years
General Citizen Rate
6.20%
Senior Citizen Rate
6.70%
Indian Overseas Bank
Entity Type
Public Sector
Tenure
3 Years and above
General Citizen Rate
6.20%
Senior Citizen Rate
6.70%
UCO Bank
Entity Type
Public Sector
Tenure
Above 1Yr – 443 days
General Citizen Rate
6.20%
Senior Citizen Rate
6.70%
UCO Bank
Entity Type
Public Sector
Tenure
445 days upto 2 yrs
General Citizen Rate
6.20%
Senior Citizen Rate
6.70%
UCO Bank
Entity Type
Public Sector
Tenure
2000 Days
General Citizen Rate
6.20%
Senior Citizen Rate
6.70%
UCO Bank
Entity Type
Public Sector
Tenure
3000 Days
General Citizen Rate
6.20%
Senior Citizen Rate
6.70%
South Indian Bank
Entity Type
Private Sector
Tenure
1 year 7 days to 399 days
General Citizen Rate
6.20%
Senior Citizen Rate
6.70%
South Indian Bank
Entity Type
Private Sector
Tenure
401 days to less than 5 years
General Citizen Rate
6.20%
Senior Citizen Rate
6.70%
UCO Bank
Entity Type
Public Sector
Tenure
Above 2yrs – 3 yrs
General Citizen Rate
6.15%
Senior Citizen Rate
6.65%
Union Bank of India
Entity Type
Public Sector
Tenure
181 Days to < 1 Year
General Citizen Rate
6.15%
Senior Citizen Rate
6.65%
Punjab National Bank
Entity Type
Public Sector
Tenure
1204 days
General Citizen Rate
6.15%
Senior Citizen Rate
6.65%
HDFC Bank
Entity Type
Private Sector
Tenure
5 Years 1 day - 10 Years
General Citizen Rate
6.15%
Senior Citizen Rate
6.65%
Karnataka Bank
Entity Type
Private Sector
Tenure
Above 2 years to 3 years
General Citizen Rate
6.15%
Senior Citizen Rate
6.55%
Karnataka Bank
Entity Type
Private Sector
Tenure
Above 3 years to 5 years
General Citizen Rate
6.15%
Senior Citizen Rate
6.55%
Bank of Maharashtra
Entity Type
Public Sector
Tenure
1777 days(Green Deposit)
General Citizen Rate
6.10%
Senior Citizen Rate
6.60%
Bank of Maharashtra
Entity Type
Public Sector
Tenure
Above 3 years to 5 years
General Citizen Rate
6.10%
Senior Citizen Rate
6.60%
Bank of Maharashtra
Entity Type
Public Sector
Tenure
Above 5 years
General Citizen Rate
6.10%
Senior Citizen Rate
6.60%
Indian Bank
Entity Type
Public Sector
Tenure
1 year
General Citizen Rate
6.10%
Senior Citizen Rate
6.60%
UCO Bank
Entity Type
Public Sector
Tenure
Above 3yrs - 5yrs
General Citizen Rate
6.10%
Senior Citizen Rate
6.60%
South Indian Bank
Entity Type
Private Sector
Tenure
Above 1 year to 1 year 6 days
General Citizen Rate
6.10%
Senior Citizen Rate
6.60%
SBI
Entity Type
Public Sector
Tenure
5 years and up to 10 years
General Citizen Rate
6.05%
Senior Citizen Rate
7.05%
RBL Bank
Entity Type
Private Sector
Tenure
241 days to 364 days
General Citizen Rate
6.05%
Senior Citizen Rate
6.55%
Bank of Baroda
Entity Type
Public Sector
Tenure
271 days & above and less than 1 year
General Citizen Rate
6.00%
Senior Citizen Rate
6.50%
Bank of Baroda
Entity Type
Public Sector
Tenure
Above 5 Years and upto 10 Years
General Citizen Rate
6.00%
Senior Citizen Rate
7.00%
Bank of India
Entity Type
Public Sector
Tenure
5 Years to less than 8 Years
General Citizen Rate
6.00%
Senior Citizen Rate
6.75%
Bank of India
Entity Type
Public Sector
Tenure
8 years & above to 10 Years
General Citizen Rate
6.00%
Senior Citizen Rate
6.75%
Indian Bank
Entity Type
Public Sector
Tenure
5 year
General Citizen Rate
6.00%
Senior Citizen Rate
6.50%
Indian Bank
Entity Type
Public Sector
Tenure
Above 5 years
General Citizen Rate
6.00%
Senior Citizen Rate
6.50%
UCO Bank
Entity Type
Public Sector
Tenure
Above 5 yrs
General Citizen Rate
6.00%
Senior Citizen Rate
6.50%
Punjab National Bank
Entity Type
Public Sector
Tenure
Above 5 years to 1894 days
General Citizen Rate
6.00%
Senior Citizen Rate
6.80%
Punjab National Bank
Entity Type
Public Sector
Tenure
1896 days to 10 years
General Citizen Rate
6.00%
Senior Citizen Rate
6.80%
Federal Bank
Entity Type
Private Sector
Tenure
181 days
General Citizen Rate
6.00%
Senior Citizen Rate
6.50%
Federal Bank
Entity Type
Private Sector
Tenure
271 days to less than 1 year
General Citizen Rate
6.00%
Senior Citizen Rate
6.50%
DBS Bank
Entity Type
Private Sector
Tenure
270 to less than 1 year
General Citizen Rate
6.00%
Senior Citizen Rate
6.50%
DCB Bank
Entity Type
Private Sector
Tenure
6 months to less than 10 months
General Citizen Rate
6.00%
Senior Citizen Rate
6.25%
IDBI Bank
Entity Type
Private Sector
Tenure
271 days to < 1 year
General Citizen Rate
6.00%
Senior Citizen Rate
6.50%
IDFC FIRST Bank
Entity Type
Private Sector
Tenure
5 years 1 day – 10 years
General Citizen Rate
6.00%
Senior Citizen Rate
6.50%
J&K Bank
Entity Type
Private Sector
Tenure
271 days to less than 1 year
General Citizen Rate
6.00%
Senior Citizen Rate
6.50%
Kotak Mahindra Bank
Entity Type
Private Sector
Tenure
271 Days to 363 Days
General Citizen Rate
6.00%
Senior Citizen Rate
6.50%
Kotak Mahindra Bank
Entity Type
Private Sector
Tenure
364 Days
General Citizen Rate
6.00%
Senior Citizen Rate
6.50%
SBM Bank India Ltd
Entity Type
Private Sector
Tenure
211-269 days
General Citizen Rate
6.00%
Senior Citizen Rate
6.50%
South Indian Bank
Entity Type
Private Sector
Tenure
271 days to less than 1 year
General Citizen Rate
6.00%
Senior Citizen Rate
6.50%
South Indian Bank
Entity Type
Private Sector
Tenure
66 months (Green deposit)
General Citizen Rate
6.00%
Senior Citizen Rate
6.50%
Suryoday Small Finance Bank
Entity Type
Small Finance
Tenure
Above 9 months to less than 1 year
General Citizen Rate
6.00%
Senior Citizen Rate
6.20%
Jana Small Finance Bank
Entity Type
Small Finance
Tenure
61 to 90 days
General Citizen Rate
6.00%
Senior Citizen Rate
6.00%
Jana Small Finance Bank
Entity Type
Small Finance
Tenure
91 to 120 days
General Citizen Rate
6.00%
Senior Citizen Rate
6.00%
Jana Small Finance Bank
Entity Type
Small Finance
Tenure
121 to 180 days
General Citizen Rate
6.00%
Senior Citizen Rate
6.00%
Shivalik Small Finance Bank
Entity Type
Small Finance
Tenure
6 months to less than 9 months
General Citizen Rate
6.00%
Senior Citizen Rate
6.50%
Shivalik Small Finance Bank
Entity Type
Small Finance
Tenure
9 months to 12 months
General Citizen Rate
6.00%
Senior Citizen Rate
6.50%
Unity Small Finance Bank
Entity Type
Small Finance
Tenure
> 5 Year - 10 Year
General Citizen Rate
6.00%
Senior Citizen Rate
6.50%
Utkarsh Small Finance Bank
Entity Type
Small Finance
Tenure
181 Days to 370 Days
General Citizen Rate
6.00%
Senior Citizen Rate
6.50%
ESAF Small Finance Bank
Entity Type
Small Finance
Tenure
3 years to less than 5 years
General Citizen Rate
6.00%
Senior Citizen Rate
6.50%
Ujjivan Small Finance Bank
Entity Type
Small Finance
Tenure
180 days
General Citizen Rate
6.00%
Senior Citizen Rate
6.50%
IDBI Bank
Entity Type
Private Sector
Tenure
>5 years to 10 years
General Citizen Rate
5.95%
Senior Citizen Rate
6.45%
SBI
Entity Type
Public Sector
Tenure
211 days to less than 1 year
General Citizen Rate
5.90%
Senior Citizen Rate
6.40%
Punjab National Bank
Entity Type
Public Sector
Tenure
1895 days
General Citizen Rate
5.85%
Senior Citizen Rate
6.65%
Bandhan Bank
Entity Type
Private Sector
Tenure
5 Y to up to 10 Y
General Citizen Rate
5.85%
Senior Citizen Rate
6.60%
DBS Bank
Entity Type
Private Sector
Tenure
182 to 189 days
General Citizen Rate
5.80%
Senior Citizen Rate
6.30%
DBS Bank
Entity Type
Private Sector
Tenure
190 to 269 days
General Citizen Rate
5.80%
Senior Citizen Rate
6.30%
Nainital Bank
Entity Type
Private Sector
Tenure
3 years - 4 years 11 months 29 days
General Citizen Rate
5.8%
Senior Citizen Rate
6.3%
Tamilnad Mercantile Bank
Entity Type
Private Sector
Tenure
91-120 days
General Citizen Rate
5.80%
Senior Citizen Rate
5.80%
Tamilnad Mercantile Bank
Entity Type
Private Sector
Tenure
121-179 days
General Citizen Rate
5.80%
Senior Citizen Rate
5.80%
Bank of Baroda
Entity Type
Public Sector
Tenure
211 days to 270 days
General Citizen Rate
5.75%
Senior Citizen Rate
6.25%
Canara Bank
Entity Type
Public Sector
Tenure
270 Days to less than 1 Year
General Citizen Rate
5.75%
Senior Citizen Rate
6.25%
Federal Bank
Entity Type
Private Sector
Tenure
182 days to 270 days
General Citizen Rate
5.75%
Senior Citizen Rate
6.25%
City Union Bank
Entity Type
Private Sector
Tenure
91 days to 180 days
General Citizen Rate
5.75%
Senior Citizen Rate
5.75%
HDFC Bank
Entity Type
Private Sector
Tenure
9 months 1 day to < 1 year
General Citizen Rate
5.75%
Senior Citizen Rate
6.25%
IDBI Bank
Entity Type
Private Sector
Tenure
6 months 1 day to 270 Days
General Citizen Rate
5.75%
Senior Citizen Rate
6.25%
Karnataka Bank
Entity Type
Private Sector
Tenure
180 days to below 1 year
General Citizen Rate
5.75%
Senior Citizen Rate
6.00%
Nainital Bank
Entity Type
Private Sector
Tenure
8 months 28 days - 9 months 26 days
General Citizen Rate
5.75%
Senior Citizen Rate
6.25%
Nainital Bank
Entity Type
Private Sector
Tenure
9 months 28 days - 11 months 29 days
General Citizen Rate
5.75%
Senior Citizen Rate
6.25%
Standard Chartered
Entity Type
Foreign Banks
Tenure
181 – 364 days
General Citizen Rate
5.75%
Senior Citizen Rate
5.75%
ESAF Small Finance Bank
Entity Type
Small Finance
Tenure
5 years to 10 years
General Citizen Rate
5.75%
Senior Citizen Rate
6.25%
South Indian Bank
Entity Type
Private Sector
Tenure
181 days to 270 days
General Citizen Rate
5.70%
Senior Citizen Rate
6.20%
South Indian Bank
Entity Type
Private Sector
Tenure
5 years to less than 66 months
General Citizen Rate
5.70%
Senior Citizen Rate
6.20%
South Indian Bank
Entity Type
Private Sector
Tenure
Above 66 months to upto and including 10 years
General Citizen Rate
5.70%
Senior Citizen Rate
6.20%
South Indian Bank
Entity Type
Private Sector
Tenure
Tax Gain (5 Years)
General Citizen Rate
5.70%
Senior Citizen Rate
6.20%
SBI
Entity Type
Public Sector
Tenure
180 days to 210 days
General Citizen Rate
5.65%
Senior Citizen Rate
6.15%
Punjab National Bank
Entity Type
Public Sector
Tenure
180 to 270 Days
General Citizen Rate
5.60%
Senior Citizen Rate
6.10%
Punjab National Bank
Entity Type
Public Sector
Tenure
271 Days to 302 Days
General Citizen Rate
5.60%
Senior Citizen Rate
6.10%
Punjab National Bank
Entity Type
Public Sector
Tenure
304 Days to less than 1 Year
General Citizen Rate
5.60%
Senior Citizen Rate
6.10%
Bank of Baroda
Entity Type
Public Sector
Tenure
181 days to 210 days
General Citizen Rate
5.50%
Senior Citizen Rate
6.00%
Bank of India
Entity Type
Public Sector
Tenure
180 days to 210 days
General Citizen Rate
5.50%
Senior Citizen Rate
6.00%
Bank of India
Entity Type
Public Sector
Tenure
211 days to 269 days
General Citizen Rate
5.50%
Senior Citizen Rate
6.00%
Bank of India
Entity Type
Public Sector
Tenure
270 days to less than 1 Year
General Citizen Rate
5.50%
Senior Citizen Rate
6.00%
Canara Bank
Entity Type
Public Sector
Tenure
180 Days to 269 Days
General Citizen Rate
5.50%
Senior Citizen Rate
6.0%
Central Bank of India
Entity Type
Public Sector
Tenure
180 – 270 days
General Citizen Rate
5.50%
Senior Citizen Rate
6.00%
Central Bank of India
Entity Type
Public Sector
Tenure
271 – 364 days
General Citizen Rate
5.50%
Senior Citizen Rate
6.00%
Indian Overseas Bank
Entity Type
Public Sector
Tenure
270 Days to < 1 Year
General Citizen Rate
5.50%
Senior Citizen Rate
6.00%
Punjab National Bank
Entity Type
Public Sector
Tenure
303 Days
General Citizen Rate
5.50%
Senior Citizen Rate
6.00%
HDFC Bank
Entity Type
Private Sector
Tenure
6 months 1 days <= 9 months
General Citizen Rate
5.50%
Senior Citizen Rate
6.00%
ICICI Bank
Entity Type
Private Sector
Tenure
185 to < 1 Year
General Citizen Rate
5.50%
Senior Citizen Rate
6.00%
IDBI Bank
Entity Type
Private Sector
Tenure
91 days to 6 months
General Citizen Rate
5.50%
Senior Citizen Rate
6.00%
IDFC FIRST Bank
Entity Type
Private Sector
Tenure
181 days – less than 1 year
General Citizen Rate
5.50%
Senior Citizen Rate
6.00%
J&K Bank
Entity Type
Private Sector
Tenure
181 to 270 days
General Citizen Rate
5.50%
Senior Citizen Rate
6.00%
Karnataka Bank
Entity Type
Private Sector
Tenure
Above 5 years to 10 years
General Citizen Rate
5.50%
Senior Citizen Rate
5.90%
Kotak Mahindra Bank
Entity Type
Private Sector
Tenure
181 Days to 269 Days
General Citizen Rate
5.50%
Senior Citizen Rate
6.00%
Kotak Mahindra Bank
Entity Type
Private Sector
Tenure
270 Days
General Citizen Rate
5.50%
Senior Citizen Rate
6.00%
RBL Bank
Entity Type
Private Sector
Tenure
181 days to 240 days
General Citizen Rate
5.50%
Senior Citizen Rate
6.00%
HSBC India
Entity Type
Foreign Banks
Tenure
601 days to 699 days
General Citizen Rate
5.50%
Senior Citizen Rate
6.00%
HSBC India
Entity Type
Foreign Banks
Tenure
48 months to 60 months
General Citizen Rate
5.50%
Senior Citizen Rate
6.00%
Suryoday Small Finance Bank
Entity Type
Small Finance
Tenure
Above 6 months 1 day to 9 months
General Citizen Rate
5.50%
Senior Citizen Rate
5.70%
Unity Small Finance Bank
Entity Type
Small Finance
Tenure
165 Days - 6 Months
General Citizen Rate
5.50%
Senior Citizen Rate
6.00%
Ujjivan Small Finance Bank
Entity Type
Small Finance
Tenure
6 months to < 12 months
General Citizen Rate
5.50%
Senior Citizen Rate
6.00%
Capital Small Finance Bank
Entity Type
Small Finance
Tenure
180 Days to less than 1 Year
General Citizen Rate
5.50%
Senior Citizen Rate
6.00%
HSBC India
Entity Type
Foreign Banks
Tenure
37 months to less than 48 months
General Citizen Rate
5.45%
Senior Citizen Rate
5.95%
Nainital Bank
Entity Type
Private Sector
Tenure
5 years - 9 years 11 months 28 days
General Citizen Rate
5.4%
Senior Citizen Rate
5.9%
HSBC India
Entity Type
Foreign Banks
Tenure
732 days to less than 36 months
General Citizen Rate
5.35%
Senior Citizen Rate
5.85%
HSBC India
Entity Type
Foreign Banks
Tenure
36 months to less than 37 months
General Citizen Rate
5.35%
Senior Citizen Rate
5.85%
HSBC India
Entity Type
Foreign Banks
Tenure
401 Days to less than 18 months
General Citizen Rate
5.30%
Senior Citizen Rate
5.80%
Bank of Maharashtra
Entity Type
Public Sector
Tenure
271 - 364 days
General Citizen Rate
5.25%
Senior Citizen Rate
5.75%
City Union Bank
Entity Type
Private Sector
Tenure
46 days to 90 days
General Citizen Rate
5.25%
Senior Citizen Rate
5.25%
Dhanlaxmi Bank
Entity Type
Private Sector
Tenure
91 Days to 179 Days
General Citizen Rate
5.25%
Senior Citizen Rate
5.75%
Dhanlaxmi Bank
Entity Type
Private Sector
Tenure
180 Days to less than one year
General Citizen Rate
5.25%
Senior Citizen Rate
5.75%
Slice Small Finance Bank
Entity Type
Small Finance
Tenure
3 months 1 Day to 6 months
General Citizen Rate
5.25%
Senior Citizen Rate
5.50%
Jana Small Finance Bank
Entity Type
Small Finance
Tenure
15 − 60 days
General Citizen Rate
5.25%
Senior Citizen Rate
5.25%
Equitas Small Finance Bank
Entity Type
Small Finance
Tenure
91 - 120 days
General Citizen Rate
5.25%
Senior Citizen Rate
5.75%
Equitas Small Finance Bank
Entity Type
Small Finance
Tenure
121 - 180 days
General Citizen Rate
5.25%
Senior Citizen Rate
5.75%
AU Small Finance Bank
Entity Type
Small Finance
Tenure
3 months 1 day to 6 months
General Citizen Rate
5.25%
Senior Citizen Rate
5.75%
Jana Small Finance Bank
Entity Type
Small Finance
Tenure
7 − 14 days
General Citizen Rate
5.15%
Senior Citizen Rate
5.15%
Bank of Baroda
Entity Type
Public Sector
Tenure
46 days to 90 days
General Citizen Rate
5.00%
Senior Citizen Rate
5.50%
Bank of Baroda
Entity Type
Public Sector
Tenure
91 days to 180 days
General Citizen Rate
5.00%
Senior Citizen Rate
5.50%
Bank of Maharashtra
Entity Type
Public Sector
Tenure
181 - 270 days
General Citizen Rate
5.00%
Senior Citizen Rate
5.50%
Central Bank of India
Entity Type
Public Sector
Tenure
91 – 179 days
General Citizen Rate
5.00%
Senior Citizen Rate
5.50%
Indian Overseas Bank
Entity Type
Public Sector
Tenure
180-269 Days
General Citizen Rate
5.00%
Senior Citizen Rate
5.50%
UCO Bank
Entity Type
Public Sector
Tenure
181-332 days
General Citizen Rate
5.00%
Senior Citizen Rate
5.25%
UCO Bank
Entity Type
Public Sector
Tenure
334 – 364 days
General Citizen Rate
5.00%
Senior Citizen Rate
5.25%
DBS Bank
Entity Type
Private Sector
Tenure
181 days
General Citizen Rate
5.00%
Senior Citizen Rate
5.50%
SBM Bank India Ltd
Entity Type
Private Sector
Tenure
91-120 days
General Citizen Rate
5.00%
Senior Citizen Rate
5.50%
Deutsche Bank
Entity Type
Foreign Banks
Tenure
100 Days
General Citizen Rate
5.00%
Senior Citizen Rate
5.00%
Deutsche Bank
Entity Type
Foreign Banks
Tenure
101 - 180 Days
General Citizen Rate
5.00%
Senior Citizen Rate
5.00%
Deutsche Bank
Entity Type
Foreign Banks
Tenure
181 - 270 Days
General Citizen Rate
5.00%
Senior Citizen Rate
5.00%
Deutsche Bank
Entity Type
Foreign Banks
Tenure
271 Days - 1 Yr
General Citizen Rate
5.00%
Senior Citizen Rate
5.00%
Suryoday Small Finance Bank
Entity Type
Small Finance
Tenure
91 days to 6 months
General Citizen Rate
5.00%
Senior Citizen Rate
5.20%
Unity Small Finance Bank
Entity Type
Small Finance
Tenure
61 - 90 Days
General Citizen Rate
5.00%
Senior Citizen Rate
5.50%
Unity Small Finance Bank
Entity Type
Small Finance
Tenure
91 - 164 Days
General Citizen Rate
5.00%
Senior Citizen Rate
5.50%
Utkarsh Small Finance Bank
Entity Type
Small Finance
Tenure
91 Days to 180 Days
General Citizen Rate
5.00%
Senior Citizen Rate
5.50%
Nainital Bank
Entity Type
Private Sector
Tenure
5 months 29 days - 8 months 27 days
General Citizen Rate
4.95%
Senior Citizen Rate
5.45%
SBI
Entity Type
Public Sector
Tenure
46 days to 179 days
General Citizen Rate
4.90%
Senior Citizen Rate
5.40%
Union Bank of India
Entity Type
Public Sector
Tenure
121-180 Days
General Citizen Rate
4.90%
Senior Citizen Rate
5.40%
Punjab National Bank
Entity Type
Public Sector
Tenure
91 to 179 Days
General Citizen Rate
4.90%
Senior Citizen Rate
5.40%
SBM Bank India Ltd
Entity Type
Private Sector
Tenure
181-210 days
General Citizen Rate
4.90%
Senior Citizen Rate
5.40%
South Indian Bank
Entity Type
Private Sector
Tenure
100 days to 180 days
General Citizen Rate
4.80%
Senior Citizen Rate
5.30%
Tamilnad Mercantile Bank
Entity Type
Private Sector
Tenure
46-60 days
General Citizen Rate
4.80%
Senior Citizen Rate
4.80%
Tamilnad Mercantile Bank
Entity Type
Private Sector
Tenure
61-90 days
General Citizen Rate
4.80%
Senior Citizen Rate
4.80%
Bank of Maharashtra
Entity Type
Public Sector
Tenure
120-180 days
General Citizen Rate
4.75%
Senior Citizen Rate
5.25%
Indian Bank
Entity Type
Public Sector
Tenure
9 months to less than 1 year
General Citizen Rate
4.75%
Senior Citizen Rate
5.25%
UCO Bank
Entity Type
Public Sector
Tenure
151-180 days
General Citizen Rate
4.75%
Senior Citizen Rate
5.00%
DCB Bank
Entity Type
Private Sector
Tenure
91 days to less than 6 months
General Citizen Rate
4.75%
Senior Citizen Rate
5.00%
IDBI Bank
Entity Type
Private Sector
Tenure
61- 90 days
General Citizen Rate
4.75%
Senior Citizen Rate
5.25%
Karnataka Bank
Entity Type
Private Sector
Tenure
91 days to 179 days
General Citizen Rate
4.75%
Senior Citizen Rate
5.00%
RBL Bank
Entity Type
Private Sector
Tenure
91 days to 180 days
General Citizen Rate
4.75%
Senior Citizen Rate
5.25%
Deutsche Bank
Entity Type
Foreign Banks
Tenure
90 - 99 Days
General Citizen Rate
4.75%
Senior Citizen Rate
4.75%
Standard Chartered
Entity Type
Foreign Banks
Tenure
86 – 180 days
General Citizen Rate
4.75%
Senior Citizen Rate
4.75%
Shivalik Small Finance Bank
Entity Type
Small Finance
Tenure
91 days to 180 days
General Citizen Rate
4.75%
Senior Citizen Rate
5.25%
Equitas Small Finance Bank
Entity Type
Small Finance
Tenure
63 - 90 days
General Citizen Rate
4.75%
Senior Citizen Rate
5.25%
Unity Small Finance Bank
Entity Type
Small Finance
Tenure
46 - 60 Days
General Citizen Rate
4.75%
Senior Citizen Rate
5.25%
ESAF Small Finance Bank
Entity Type
Small Finance
Tenure
183 days to 1 year
General Citizen Rate
4.75%
Senior Citizen Rate
5.25%
Capital Small Finance Bank
Entity Type
Small Finance
Tenure
90 Days to 179 Days
General Citizen Rate
4.75%
Senior Citizen Rate
5.25%
AU Small Finance Bank
Entity Type
Small Finance
Tenure
1 month 16 days to 3 months
General Citizen Rate
4.75%
Senior Citizen Rate
5.25%
Union Bank of India
Entity Type
Public Sector
Tenure
91-120 Days
General Citizen Rate
4.70%
Senior Citizen Rate
5.20%
SBM Bank India Ltd
Entity Type
Private Sector
Tenure
121-180 days
General Citizen Rate
4.70%
Senior Citizen Rate
5.20%
Ujjivan Small Finance Bank
Entity Type
Small Finance
Tenure
90 days to 179 days
General Citizen Rate
4.65%
Senior Citizen Rate
5.15%
Bank of India
Entity Type
Public Sector
Tenure
46 days to 90 days
General Citizen Rate
4.50%
Senior Citizen Rate
4.50%
Bank of Maharashtra
Entity Type
Public Sector
Tenure
91-119 days
General Citizen Rate
4.50%
Senior Citizen Rate
5.00%
Canara Bank
Entity Type
Public Sector
Tenure
91 Days to 179 Days
General Citizen Rate
4.50%
Senior Citizen Rate
4.50%
Central Bank of India
Entity Type
Public Sector
Tenure
46 – 59 days
General Citizen Rate
4.50%
Senior Citizen Rate
5.00%
Central Bank of India
Entity Type
Public Sector
Tenure
60 – 90 days
General Citizen Rate
4.50%
Senior Citizen Rate
5.00%
Indian Bank
Entity Type
Public Sector
Tenure
181 days to less than 9 months
General Citizen Rate
4.50%
Senior Citizen Rate
5.00%
Punjab National Bank
Entity Type
Public Sector
Tenure
46 to 60 Days
General Citizen Rate
4.50%
Senior Citizen Rate
5.00%
Punjab National Bank
Entity Type
Public Sector
Tenure
61 to 90 Days
General Citizen Rate
4.50%
Senior Citizen Rate
5.00%
Federal Bank
Entity Type
Private Sector
Tenure
91 days to 180 days
General Citizen Rate
4.50%
Senior Citizen Rate
5.00%
Bandhan Bank
Entity Type
Private Sector
Tenure
2 M to less than 3 M
General Citizen Rate
4.50%
Senior Citizen Rate
5.25%
Bandhan Bank
Entity Type
Private Sector
Tenure
3 M to less than 6 M
General Citizen Rate
4.50%
Senior Citizen Rate
5.25%
Bandhan Bank
Entity Type
Private Sector
Tenure
6 M to less than 1 Y
General Citizen Rate
4.50%
Senior Citizen Rate
5.25%
DCB Bank
Entity Type
Private Sector
Tenure
46 days to 90 days
General Citizen Rate
4.50%
Senior Citizen Rate
4.75%
ICICI Bank
Entity Type
Private Sector
Tenure
91 to 184 Days
General Citizen Rate
4.50%
Senior Citizen Rate
5.00%
IDBI Bank
Entity Type
Private Sector
Tenure
46- 60 days
General Citizen Rate
4.50%
Senior Citizen Rate
5.00%
IDFC FIRST Bank
Entity Type
Private Sector
Tenure
91 - 180 days
General Citizen Rate
4.50%
Senior Citizen Rate
5.00%
J&K Bank
Entity Type
Private Sector
Tenure
46 to 90 days
General Citizen Rate
4.50%
Senior Citizen Rate
5.00%
J&K Bank
Entity Type
Private Sector
Tenure
91 to 180 days
General Citizen Rate
4.50%
Senior Citizen Rate
5.00%
RBL Bank
Entity Type
Private Sector
Tenure
46 days to 90 days
General Citizen Rate
4.50%
Senior Citizen Rate
5.00%
SBM Bank India Ltd
Entity Type
Private Sector
Tenure
46-60 days
General Citizen Rate
4.50%
Senior Citizen Rate
5.00%
SBM Bank India Ltd
Entity Type
Private Sector
Tenure
61-90 days
General Citizen Rate
4.50%
Senior Citizen Rate
5.00%
South Indian Bank
Entity Type
Private Sector
Tenure
91 days to 99 days
General Citizen Rate
4.50%
Senior Citizen Rate
5.00%
Tamilnad Mercantile Bank
Entity Type
Private Sector
Tenure
30-45 days
General Citizen Rate
4.50%
Senior Citizen Rate
4.50%
Deutsche Bank
Entity Type
Foreign Banks
Tenure
46 - 59 Days
General Citizen Rate
4.50%
Senior Citizen Rate
4.50%
Deutsche Bank
Entity Type
Foreign Banks
Tenure
60 - 89 Days
General Citizen Rate
4.50%
Senior Citizen Rate
4.50%
Slice Small Finance Bank
Entity Type
Small Finance
Tenure
46 Days to 3 months
General Citizen Rate
4.50%
Senior Citizen Rate
4.75%
Suryoday Small Finance Bank
Entity Type
Small Finance
Tenure
46 days to 90 days
General Citizen Rate
4.50%
Senior Citizen Rate
4.70%
Equitas Small Finance Bank
Entity Type
Small Finance
Tenure
46 - 62 days
General Citizen Rate
4.50%
Senior Citizen Rate
5.00%
Utkarsh Small Finance Bank
Entity Type
Small Finance
Tenure
46 Days to 90 Days
General Citizen Rate
4.50%
Senior Citizen Rate
5.00%
Union Bank of India
Entity Type
Public Sector
Tenure
46 -90 Days
General Citizen Rate
4.40%
Senior Citizen Rate
4.90%
Nainital Bank
Entity Type
Private Sector
Tenure
1 month 15 days - 5 months 28 days
General Citizen Rate
4.3%
Senior Citizen Rate
4.8%
HSBC India
Entity Type
Foreign Banks
Tenure
18 months to 599 days
General Citizen Rate
4.30%
Senior Citizen Rate
4.80%
HSBC India
Entity Type
Foreign Banks
Tenure
600 days
General Citizen Rate
4.30%
Senior Citizen Rate
4.80%
HSBC India
Entity Type
Foreign Banks
Tenure
700 days
General Citizen Rate
4.30%
Senior Citizen Rate
4.80%
HSBC India
Entity Type
Foreign Banks
Tenure
701 days to 730 days
General Citizen Rate
4.30%
Senior Citizen Rate
4.80%
HSBC India
Entity Type
Foreign Banks
Tenure
731 Days
General Citizen Rate
4.30%
Senior Citizen Rate
4.80%
Bank of India
Entity Type
Public Sector
Tenure
91 days to 179 days
General Citizen Rate
4.25%
Senior Citizen Rate
4.25%
Canara Bank
Entity Type
Public Sector
Tenure
46 Days to 90 Days
General Citizen Rate
4.25%
Senior Citizen Rate
4.25%
UCO Bank
Entity Type
Public Sector
Tenure
91-120 days
General Citizen Rate
4.25%
Senior Citizen Rate
4.50%
UCO Bank
Entity Type
Public Sector
Tenure
121-150 days
General Citizen Rate
4.25%
Senior Citizen Rate
4.50%
Federal Bank
Entity Type
Private Sector
Tenure
46 days to 90 days
General Citizen Rate
4.25%
Senior Citizen Rate
4.75%
DBS Bank
Entity Type
Private Sector
Tenure
91 to 180 days
General Citizen Rate
4.25%
Senior Citizen Rate
4.25%
HDFC Bank
Entity Type
Private Sector
Tenure
46 - 60 days
General Citizen Rate
4.25%
Senior Citizen Rate
4.75%
HDFC Bank
Entity Type
Private Sector
Tenure
61 - 89 days
General Citizen Rate
4.25%
Senior Citizen Rate
4.75%
HDFC Bank
Entity Type
Private Sector
Tenure
90 days <= 6 months
General Citizen Rate
4.25%
Senior Citizen Rate
4.75%
Kotak Mahindra Bank
Entity Type
Private Sector
Tenure
46 - 60 days
General Citizen Rate
4.25%
Senior Citizen Rate
4.75%
Kotak Mahindra Bank
Entity Type
Private Sector
Tenure
61 - 89 days
General Citizen Rate
4.25%
Senior Citizen Rate
4.75%
Kotak Mahindra Bank
Entity Type
Private Sector
Tenure
90 days to 6 months
General Citizen Rate
4.25%
Senior Citizen Rate
4.75%
Tamilnad Mercantile Bank
Entity Type
Private Sector
Tenure
15-29 days
General Citizen Rate
4.25%
Senior Citizen Rate
4.25%
Deutsche Bank
Entity Type
Foreign Banks
Tenure
31 - 45 Days
General Citizen Rate
4.25%
Senior Citizen Rate
4.25%
HSBC India
Entity Type
Foreign Banks
Tenure
400 Days
General Citizen Rate
4.25%
Senior Citizen Rate
4.75%
Slice Small Finance Bank
Entity Type
Small Finance
Tenure
30 - 45 Days
General Citizen Rate
4.25%
Senior Citizen Rate
4.50%
Suryoday Small Finance Bank
Entity Type
Small Finance
Tenure
15 days to 45 days
General Citizen Rate
4.25%
Senior Citizen Rate
4.45%
Shivalik Small Finance Bank
Entity Type
Small Finance
Tenure
30 days to 90 days
General Citizen Rate
4.25%
Senior Citizen Rate
4.75%
Bank of Maharashtra
Entity Type
Public Sector
Tenure
46-90 days
General Citizen Rate
4.20%
Senior Citizen Rate
4.70%
Ujjivan Small Finance Bank
Entity Type
Small Finance
Tenure
30 days to 89 days
General Citizen Rate
4.15%
Senior Citizen Rate
4.65%
HSBC India
Entity Type
Foreign Banks
Tenure
180 Days
General Citizen Rate
4.10%
Senior Citizen Rate
4.60%
Indian Overseas Bank
Entity Type
Public Sector
Tenure
46-60 Days
General Citizen Rate
4.00%
Senior Citizen Rate
4.50%
City Union Bank
Entity Type
Private Sector
Tenure
7 days to 14 days
General Citizen Rate
4.00%
Senior Citizen Rate
4.00%
City Union Bank
Entity Type
Private Sector
Tenure
15 days to 45 days
General Citizen Rate
4.00%
Senior Citizen Rate
4.00%
DBS Bank
Entity Type
Private Sector
Tenure
62 days & up to 90 days
General Citizen Rate
4.00%
Senior Citizen Rate
4.00%
Dhanlaxmi Bank
Entity Type
Private Sector
Tenure
7 Days to 14 Days
General Citizen Rate
4.00%
Senior Citizen Rate
4.50%
Dhanlaxmi Bank
Entity Type
Private Sector
Tenure
15 Days to 45 Days
General Citizen Rate
4.00%
Senior Citizen Rate
4.50%
Dhanlaxmi Bank
Entity Type
Private Sector
Tenure
46 Days to 60 Days
General Citizen Rate
4.00%
Senior Citizen Rate
4.50%
Dhanlaxmi Bank
Entity Type
Private Sector
Tenure
61 Days to 90 Days
General Citizen Rate
4.00%
Senior Citizen Rate
4.50%
ICICI Bank
Entity Type
Private Sector
Tenure
46 to 90 Days
General Citizen Rate
4.00%
Senior Citizen Rate
4.50%
IDFC FIRST Bank
Entity Type
Private Sector
Tenure
46 - 90 days
General Citizen Rate
4.00%
Senior Citizen Rate
4.50%
Karnataka Bank
Entity Type
Private Sector
Tenure
46 days to 90 days
General Citizen Rate
4.00%
Senior Citizen Rate
4.25%
RBL Bank
Entity Type
Private Sector
Tenure
15 days to 45 days
General Citizen Rate
4.00%
Senior Citizen Rate
4.50%
Tamilnad Mercantile Bank
Entity Type
Private Sector
Tenure
7-14 days
General Citizen Rate
4.00%
Senior Citizen Rate
4.00%
Deutsche Bank
Entity Type
Foreign Banks
Tenure
30 Days
General Citizen Rate
4.00%
Senior Citizen Rate
4.00%
HSBC India
Entity Type
Foreign Banks
Tenure
365 Days
General Citizen Rate
4.00%
Senior Citizen Rate
4.50%
HSBC India
Entity Type
Foreign Banks
Tenure
366 Days to 399 Days
General Citizen Rate
4.00%
Senior Citizen Rate
4.50%
Standard Chartered
Entity Type
Foreign Banks
Tenure
377 – 379 days
General Citizen Rate
4.00%
Senior Citizen Rate
4.50%
Suryoday Small Finance Bank
Entity Type
Small Finance
Tenure
7 days to 14 days
General Citizen Rate
4.00%
Senior Citizen Rate
4.20%
Equitas Small Finance Bank
Entity Type
Small Finance
Tenure
30 - 45 days
General Citizen Rate
4.00%
Senior Citizen Rate
4.50%
Unity Small Finance Bank
Entity Type
Small Finance
Tenure
7 - 14 Days
General Citizen Rate
4.00%
Senior Citizen Rate
4.00%
Unity Small Finance Bank
Entity Type
Small Finance
Tenure
15 - 45 Days
General Citizen Rate
4.00%
Senior Citizen Rate
4.00%
Utkarsh Small Finance Bank
Entity Type
Small Finance
Tenure
7 Days to 45 Days
General Citizen Rate
4.00%
Senior Citizen Rate
4.50%
ESAF Small Finance Bank
Entity Type
Small Finance
Tenure
91 days to 182 days
General Citizen Rate
4.00%
Senior Citizen Rate
4.50%
Capital Small Finance Bank
Entity Type
Small Finance
Tenure
46 Days to 89 Days
General Citizen Rate
4.00%
Senior Citizen Rate
4.50%
Indian Bank
Entity Type
Public Sector
Tenure
121 days to 180 days
General Citizen Rate
3.85%
Senior Citizen Rate
4.35%
Central Bank of India
Entity Type
Public Sector
Tenure
15 – 30 days
General Citizen Rate
3.75%
Senior Citizen Rate
4.25%
Central Bank of India
Entity Type
Public Sector
Tenure
31 - 45 days
General Citizen Rate
3.75%
Senior Citizen Rate
4.25%
DBS Bank
Entity Type
Private Sector
Tenure
61 days
General Citizen Rate
3.75%
Senior Citizen Rate
3.75%
DCB Bank
Entity Type
Private Sector
Tenure
7 days to 45 days
General Citizen Rate
3.75%
Senior Citizen Rate
4.00%
SBM Bank India Ltd
Entity Type
Private Sector
Tenure
7-14 days
General Citizen Rate
3.75%
Senior Citizen Rate
4.25%
SBM Bank India Ltd
Entity Type
Private Sector
Tenure
15-30 days
General Citizen Rate
3.75%
Senior Citizen Rate
4.25%
SBM Bank India Ltd
Entity Type
Private Sector
Tenure
31-45 days
General Citizen Rate
3.75%
Senior Citizen Rate
4.25%
Shivalik Small Finance Bank
Entity Type
Small Finance
Tenure
15 days to 29 days
General Citizen Rate
3.75%
Senior Citizen Rate
4.25%
ESAF Small Finance Bank
Entity Type
Small Finance
Tenure
60 days to 90 days
General Citizen Rate
3.75%
Senior Citizen Rate
4.25%
HSBC India
Entity Type
Foreign Banks
Tenure
270 Days to 364 Days
General Citizen Rate
3.7%
Senior Citizen Rate
4.2%
HSBC India
Entity Type
Foreign Banks
Tenure
95 to 179 Days
General Citizen Rate
3.60%
Senior Citizen Rate
4.10%
Bank of Baroda
Entity Type
Public Sector
Tenure
15 days to 45 days
General Citizen Rate
3.50%
Senior Citizen Rate
4.00%
Central Bank of India
Entity Type
Public Sector
Tenure
7 -14 days
General Citizen Rate
3.50%
Senior Citizen Rate
4.00%
Indian Bank
Entity Type
Public Sector
Tenure
91 days to 120 days
General Citizen Rate
3.50%
Senior Citizen Rate
4.00%
Indian Overseas Bank
Entity Type
Public Sector
Tenure
7-14 Days
General Citizen Rate
3.50%
Senior Citizen Rate
4.00%
Indian Overseas Bank
Entity Type
Public Sector
Tenure
15-29 Days
General Citizen Rate
3.50%
Senior Citizen Rate
4.00%
Indian Overseas Bank
Entity Type
Public Sector
Tenure
30-45 Days
General Citizen Rate
3.50%
Senior Citizen Rate
4.00%
Indian Overseas Bank
Entity Type
Public Sector
Tenure
91-120 Days
General Citizen Rate
3.50%
Senior Citizen Rate
4.00%
UCO Bank
Entity Type
Public Sector
Tenure
46-60 days
General Citizen Rate
3.50%
Senior Citizen Rate
3.75%
UCO Bank
Entity Type
Public Sector
Tenure
61-90 days
General Citizen Rate
3.50%
Senior Citizen Rate
3.75%
Bandhan Bank
Entity Type
Private Sector
Tenure
31 D to less than 2 M
General Citizen Rate
3.50%
Senior Citizen Rate
4.25%
DBS Bank
Entity Type
Private Sector
Tenure
46 days & up to 60 days
General Citizen Rate
3.50%
Senior Citizen Rate
3.50%
J&K Bank
Entity Type
Private Sector
Tenure
31 to 45 days
General Citizen Rate
3.50%
Senior Citizen Rate
4.00%
Karnataka Bank
Entity Type
Private Sector
Tenure
7 days to 45 days
General Citizen Rate
3.50%
Senior Citizen Rate
3.75%
RBL Bank
Entity Type
Private Sector
Tenure
7 days to 14 days
General Citizen Rate
3.50%
Senior Citizen Rate
4.00%
South Indian Bank
Entity Type
Private Sector
Tenure
31 days to 90 days
General Citizen Rate
3.50%
Senior Citizen Rate
4.00%
HSBC India
Entity Type
Foreign Banks
Tenure
94 Days
General Citizen Rate
3.50%
Senior Citizen Rate
4.00%
Standard Chartered
Entity Type
Foreign Banks
Tenure
60 – 85 days
General Citizen Rate
3.50%
Senior Citizen Rate
3.50%
Slice Small Finance Bank
Entity Type
Small Finance
Tenure
7 - 29 Days
General Citizen Rate
3.50%
Senior Citizen Rate
3.75%
Shivalik Small Finance Bank
Entity Type
Small Finance
Tenure
7 days to 14 days
General Citizen Rate
3.50%
Senior Citizen Rate
4.00%
Equitas Small Finance Bank
Entity Type
Small Finance
Tenure
7 - 14 days
General Citizen Rate
3.50%
Senior Citizen Rate
4.00%
Equitas Small Finance Bank
Entity Type
Small Finance
Tenure
15 - 29 days
General Citizen Rate
3.50%
Senior Citizen Rate
4.00%
Ujjivan Small Finance Bank
Entity Type
Small Finance
Tenure
7 days to 29 days
General Citizen Rate
3.50%
Senior Citizen Rate
4.00%
Capital Small Finance Bank
Entity Type
Small Finance
Tenure
15 Days to 30 Days
General Citizen Rate
3.50%
Senior Citizen Rate
4.00%
Capital Small Finance Bank
Entity Type
Small Finance
Tenure
31 Days to 45 Days
General Citizen Rate
3.50%
Senior Citizen Rate
4.00%
AU Small Finance Bank
Entity Type
Small Finance
Tenure
7 days to 1 month 15 days
General Citizen Rate
3.50%
Senior Citizen Rate
4.00%
Union Bank of India
Entity Type
Public Sector
Tenure
7-45 Days
General Citizen Rate
3.40%
Senior Citizen Rate
3.90%
HSBC India
Entity Type
Foreign Banks
Tenure
90 to 93 Days
General Citizen Rate
3.40%
Senior Citizen Rate
3.90%
Nainital Bank
Entity Type
Private Sector
Tenure
7 days - 1 month 14 days
General Citizen Rate
3.3%
Senior Citizen Rate
3.8%
Canara Bank
Entity Type
Public Sector
Tenure
7 Days to 45 Days
General Citizen Rate
3.25%
Senior Citizen Rate
3.25%
Indian Bank
Entity Type
Public Sector
Tenure
46 days to 90 days
General Citizen Rate
3.25%
Senior Citizen Rate
3.75%
Federal Bank
Entity Type
Private Sector
Tenure
30 days to 45 days
General Citizen Rate
3.25%
Senior Citizen Rate
3.75%
DBS Bank
Entity Type
Private Sector
Tenure
15 days & up to 29 days
General Citizen Rate
3.25%
Senior Citizen Rate
3.25%
DBS Bank
Entity Type
Private Sector
Tenure
30 days & up to 45 days
General Citizen Rate
3.25%
Senior Citizen Rate
3.25%
HDFC Bank
Entity Type
Private Sector
Tenure
30 - 45 days
General Citizen Rate
3.25%
Senior Citizen Rate
3.75%
IDBI Bank
Entity Type
Private Sector
Tenure
31-45 days
General Citizen Rate
3.25%
Senior Citizen Rate
3.75%
Kotak Mahindra Bank
Entity Type
Private Sector
Tenure
30 - 45 days
General Citizen Rate
3.25%
Senior Citizen Rate
3.75%
HSBC India
Entity Type
Foreign Banks
Tenure
60 to 89 Days
General Citizen Rate
3.25%
Senior Citizen Rate
3.75%
HSBC India
Entity Type
Foreign Banks
Tenure
181 to 269 Days
General Citizen Rate
3.25%
Senior Citizen Rate
3.75%
Standard Chartered
Entity Type
Foreign Banks
Tenure
45 – 59 days
General Citizen Rate
3.25%
Senior Citizen Rate
3.25%
ESAF Small Finance Bank
Entity Type
Small Finance
Tenure
15 days to 59 days
General Citizen Rate
3.25%
Senior Citizen Rate
3.75%
HSBC India
Entity Type
Foreign Banks
Tenure
30 to 59 Days
General Citizen Rate
3.10%
Senior Citizen Rate
3.60%
SBI
Entity Type
Public Sector
Tenure
7 days to 45 days
General Citizen Rate
3.05%
Senior Citizen Rate
3.55%
Bank of India
Entity Type
Public Sector
Tenure
7 days to 14 days
General Citizen Rate
3.00%
Senior Citizen Rate
3.00%
Bank of India
Entity Type
Public Sector
Tenure
15 days to 30 days
General Citizen Rate
3.00%
Senior Citizen Rate
3.00%
Bank of India
Entity Type
Public Sector
Tenure
31 days to 45 days
General Citizen Rate
3.00%
Senior Citizen Rate
3.00%
Bank of Maharashtra
Entity Type
Public Sector
Tenure
31-45 days
General Citizen Rate
3.00%
Senior Citizen Rate
3.50%
Indian Bank
Entity Type
Public Sector
Tenure
30 days to 45 days
General Citizen Rate
3.00%
Senior Citizen Rate
3.50%
Indian Overseas Bank
Entity Type
Public Sector
Tenure
61-90 Days
General Citizen Rate
3.00%
Senior Citizen Rate
3.50%
Indian Overseas Bank
Entity Type
Public Sector
Tenure
121-179 Days
General Citizen Rate
3.00%
Senior Citizen Rate
3.50%
UCO Bank
Entity Type
Public Sector
Tenure
30-45 days
General Citizen Rate
3.00%
Senior Citizen Rate
3.25%
Punjab National Bank
Entity Type
Public Sector
Tenure
7 to 14 Days
General Citizen Rate
3.00%
Senior Citizen Rate
3.50%
Punjab National Bank
Entity Type
Public Sector
Tenure
15 to 29 Days
General Citizen Rate
3.00%
Senior Citizen Rate
3.50%
Punjab National Bank
Entity Type
Public Sector
Tenure
30 to 45 Days
General Citizen Rate
3.00%
Senior Citizen Rate
3.50%
Federal Bank
Entity Type
Private Sector
Tenure
7 days to 29 days
General Citizen Rate
3.00%
Senior Citizen Rate
3.50%
Bandhan Bank
Entity Type
Private Sector
Tenure
7 D to 14 D
General Citizen Rate
3.00%
Senior Citizen Rate
3.75%
Bandhan Bank
Entity Type
Private Sector
Tenure
15 D to 30 D
General Citizen Rate
3.00%
Senior Citizen Rate
3.75%
DBS Bank
Entity Type
Private Sector
Tenure
8 days
General Citizen Rate
3.00%
Senior Citizen Rate
3.00%
IDBI Bank
Entity Type
Private Sector
Tenure
7-30 days
General Citizen Rate
3.00%
Senior Citizen Rate
3.50%
IDFC FIRST Bank
Entity Type
Private Sector
Tenure
7 - 14 days
General Citizen Rate
3.00%
Senior Citizen Rate
3.50%
IDFC FIRST Bank
Entity Type
Private Sector
Tenure
15 - 29 days
General Citizen Rate
3.00%
Senior Citizen Rate
3.50%
IDFC FIRST Bank
Entity Type
Private Sector
Tenure
30 - 45 days
General Citizen Rate
3.00%
Senior Citizen Rate
3.50%
J&K Bank
Entity Type
Private Sector
Tenure
7 to 30 days
General Citizen Rate
3.00%
Senior Citizen Rate
3.50%
Deutsche Bank
Entity Type
Foreign Banks
Tenure
7 Days
General Citizen Rate
3.00%
Senior Citizen Rate
3.00%
Deutsche Bank
Entity Type
Foreign Banks
Tenure
8 - 14 Days
General Citizen Rate
3.00%
Senior Citizen Rate
3.00%
Deutsche Bank
Entity Type
Foreign Banks
Tenure
15 - 29 Days
General Citizen Rate
3.00%
Senior Citizen Rate
3.00%
UCO Bank
Entity Type
Public Sector
Tenure
7-14 days
General Citizen Rate
2.90%
Senior Citizen Rate
3.15%
UCO Bank
Entity Type
Public Sector
Tenure
15-29 days
General Citizen Rate
2.90%
Senior Citizen Rate
3.15%
South Indian Bank
Entity Type
Private Sector
Tenure
7 days to 30 days
General Citizen Rate
2.90%
Senior Citizen Rate
3.40%
Indian Bank
Entity Type
Public Sector
Tenure
7 days to 14 days
General Citizen Rate
2.80%
Senior Citizen Rate
3.30%
Indian Bank
Entity Type
Public Sector
Tenure
15 days to 29 days
General Citizen Rate
2.80%
Senior Citizen Rate
3.30%
Bank of Maharashtra
Entity Type
Public Sector
Tenure
7 - 30 days
General Citizen Rate
2.75%
Senior Citizen Rate
3.25%
DBS Bank
Entity Type
Private Sector
Tenure
7 days
General Citizen Rate
2.75%
Senior Citizen Rate
2.75%
DBS Bank
Entity Type
Private Sector
Tenure
9 days & up to 14 days
General Citizen Rate
2.75%
Senior Citizen Rate
2.75%
HDFC Bank
Entity Type
Private Sector
Tenure
7 - 14 days
General Citizen Rate
2.75%
Senior Citizen Rate
3.25%
HDFC Bank
Entity Type
Private Sector
Tenure
15 - 29 days
General Citizen Rate
2.75%
Senior Citizen Rate
3.25%
ICICI Bank
Entity Type
Private Sector
Tenure
7 to 45 Days
General Citizen Rate
2.75%
Senior Citizen Rate
3.25%
Kotak Mahindra Bank
Entity Type
Private Sector
Tenure
7 - 14 days
General Citizen Rate
2.75%
Senior Citizen Rate
3.25%
Kotak Mahindra Bank
Entity Type
Private Sector
Tenure
15 - 29 days
General Citizen Rate
2.75%
Senior Citizen Rate
3.25%
HSBC India
Entity Type
Foreign Banks
Tenure
15 to 29 Days
General Citizen Rate
2.75%
Senior Citizen Rate
3.25%
Standard Chartered
Entity Type
Foreign Banks
Tenure
7 – 44 days
General Citizen Rate
2.75%
Senior Citizen Rate
2.75%
ESAF Small Finance Bank
Entity Type
Small Finance
Tenure
7 days to 14 days
General Citizen Rate
2.75%
Senior Citizen Rate
3.25%
HSBC India
Entity Type
Foreign Banks
Tenure
9 to 14 Days
General Citizen Rate
2.65%
Senior Citizen Rate
3.15%
HSBC India
Entity Type
Foreign Banks
Tenure
7 Days
General Citizen Rate
2.50%
Senior Citizen Rate
3.00%
HSBC India
Entity Type
Foreign Banks
Tenure
8 Days
General Citizen Rate
2.50%
Senior Citizen Rate
3.00%
Bank of Baroda
Entity Type
Public Sector
Tenure
7 days to 14 days
General Citizen Rate
0%
Senior Citizen Rate
4.00%
What is a Fixed Deposit?
A fixed deposit (FD) is one of the most reliable investment options for earning high interest on fixed deposits with minimal risk. Banks and NBFCs in India offer various tenure options, from FD for one month to 10 years, making it suitable for both short-term and long-term savers. The FD interest rate remains constant throughout the tenure, ensuring guaranteed returns.
FDs offer higher interest rates compared to a regular savings account, along with the benefits of capital protection and income certainty. This makes them an attractive choice for senior citizens, conservative investors, and those seeking stability during a financial year.
Fixed deposits also come with deposit offers from various bank offers, and can help in tax planning under the Income Tax Act, especially when held for five years or more. While premature withdrawal is allowed, it may impact the applicable FD interest rate and incur penalties. Despite this, FDs remain one of the most preferred tools for meeting short-term goals, managing emergency funds, or planning retirement savings with assured returns.
FD Interest Rates
Fixed Deposits, also known as FDs or term deposits, are a widely preferred investment option in India due to their stability and predictable returns. With a fixed deposit, you can park a specific deposit amount for a predetermined period and earn assured fixed deposit interest at an agreed rate. The interest payout can be received monthly, quarterly, or at maturity, making it suitable for various financial needs.
The FD interest rate reflects the percentage of return you earn on the principal over the chosen tenure. These deposit interest rates vary based on the duration of the deposit, economic conditions, and guidelines issued by the regulatory authority. Factors like inflation trends and the overall monetary environment influence how interest rates are set.
Top Banks Offering Highest FD Interest Rates
Currently, FD interest rates offered by scheduled banks range between 2.50% p.a. and 8.50% p.a. for regular depositors, depending on the tenure, which can span from 7 days to 10 years. Small finance banks and NBFCs tend to offer the highest FD interest rates, making them attractive for those seeking higher interest rates on their savings. These rates are especially beneficial for senior citizens, who often receive an additional interest premium.
Which Bank FD Is Best in India?
Choosing which bank is best for FD depends on your investment goals, desired tenure, and risk appetite.
- For highest returns: Small Finance Banks like Suryoday and Jana usually offer the highest FD interest rates, often crossing 8% p.a.
- For safety + reputation: Large private banks like HDFC Bank, ICICI Bank, and Axis Bank are preferred.
- For senior citizens: Banks like Indian Bank and SBI offer a higher senior citizen scheme interest rate, up to 7.2% in select tenures.
You can also compare options online using an FD calculator to estimate your maturity value before investing.
How to Choose the Best FD Rate?
- Compare Interest Rates: Look for banks offering the highest interest rates for your preferred tenure.
- Check Bank Credibility: Ensure the bank is reputable and has good customer service ratings.
- Consider Tenure Options: Longer tenures typically offer higher interest rates.
- Senior Citizen Rates: If eligible, always check for additional interest rates for senior citizens.
- Premature Withdrawal: Understand the penalty charges for early withdrawal before investing.
- Interest Payout Options: Choose between monthly, quarterly, annual, or maturity payouts based on your needs.
Fixed Deposit Rates for Senior Citizens
Banks and NBFCs typically offer senior citizens an additional interest rate of 0.50% p.a. over and above the standard fixed deposit interest rates applicable to general depositors. In addition to this, many banks run special deposit offers under specific schemes or tenures, providing an extra 0.20% to 0.50% interest over the existing senior citizen FD rates.
For example, ICICI Bank offers senior citizens an extra 10 basis points (0.10%) on term deposits with tenures between 15 and 18 months, in addition to the standard 50 basis point senior citizen premium.
Moreover, select banks and small finance banks extend enhanced benefits to super senior citizens (individuals aged 80 and above). Indian Bank, for instance, provides an additional 0.75% p.a. on fixed deposits of up to 5 years and 1% p.a. on tenures ranging from above 5 years up to 10 years. These higher FD interest rates help senior and super senior citizens grow their retirement savings while maintaining stability and a predictable interest payout.
If you’re a retiree, choosing the best bank in India for senior citizen FDs ensures stable monthly income and high interest fixed deposit returns. Always compare senior citizen scheme interest rates from different banks before locking in your deposit.
How Much FD Interest Is Tax Free?
Under current income tax rules, the interest on fixed deposits is taxable if it exceeds ₹40,000 per financial year (₹50,000 for senior citizens). However, by investing in tax-saving fixed deposits, you can claim deductions of up to ₹1.5 lakh under Section 80C of the Income Tax Act.
To maximize your returns, check how much FD interest is tax free based on your age and income slab, and plan your investment accordingly.
Key Features of Fixed Deposits
Fixed Deposits (FDs) offer guaranteed returns, flexibility, and safety, making them ideal for both short-term and long-term financial planning. Here are the key features of FDs you should know:
- Lucrative Returns: FD interest rates are generally higher than those offered by a regular savings account, providing better interest income over a fixed tenure. Certain bank offers and schemes from small finance banks also provide higher interest rates to maximise your returns.
- Senior Citizen Benefits: Most banks, including HDFC Bank, offer preferential fixed deposit interest rates and income tax benefits under the Income Tax Act for senior citizens aged 60 and above.
- Interest Payout Options: You can choose the interest payout frequency–monthly, quarterly, annually, or at maturity, depending on whether you need regular income or want to reinvest.
- Flexible Tenure Choices: You can select FD tenures ranging from 7 days to 10 years. The deposit interest rates vary based on the tenure you choose, aligning with your financial year planning and savings goals.
- Instant Booking & Digital Access: Most banks allow you to instantly open a fixed deposit via NetBanking or mobile apps, making the process hassle-free and paperless.
- Premature Withdrawal: While FDs are meant to be held until maturity, many banks offer premature withdrawal options, albeit with certain penalties. This provides liquidity in case of emergencies.
- Autorenewal Facility: Banks can automatically renew your fixed deposit at the end of its term, based on prevailing FD interest rates, unless instructed otherwise.
- Nomination Option: You can assign or update a nominee anytime during the FD tenure, ensuring a smooth transfer process for your beneficiaries.
Types of Fixed Deposits
Banks and Non-Banking Financial Companies (NBFCs) offer various fixed deposit schemes to meet the diverse needs of depositors. Whether you're planning for long-term wealth accumulation, tax savings, or liquidity management, there's a term deposit suited to your financial goals. Here are the main types of FDs available in India:
1. Standard Fixed Deposit
This is the most common type of fixed deposit, available to resident Indians, sole proprietorships, partnership firms, limited companies, and Hindu Undivided Families (HUFs). These FDs offer fixed deposit interest rates that are generally higher than savings account interest rates. Investors can choose their preferred tenure, ranging from a few days to several years, and enjoy the benefit of interest payout at maturity or on a regular basis.
2. Tax-Saving Fixed Deposit
Offered only to resident individuals and HUFs, this FD scheme comes with a mandatory lock-in period of 5 years. Under Section 80C of the Income Tax Act, depositors can claim a deduction of up to ₹1.5 lakh on the deposit amount, making it a preferred investment option for income tax planning. Note: Premature withdrawal is not permitted in this scheme.
3. Floating Rate Fixed Deposit
Unlike traditional FDs, this option links the fd interest rate to a benchmark such as the Reserve Bank of India's repo rate or Treasury bill yield. As a result, the returns vary depending on fluctuations in the reference rate. This type of FD is suitable for those willing to take some market-linked risk in exchange for potentially higher interest rates.
4. Flexi Fixed Deposit
Also known as a sweep-in FD, this scheme links the FD with a savings account or current account. If your account has insufficient funds, a portion of the linked FD is automatically broken to cover the shortfall. The remaining amount continues to earn the applicable fixed deposit interest rate. This option combines the liquidity of a savings account with the higher returns of a term deposit.
5. Senior Citizen Fixed Deposit
Exclusively for individuals aged 60 and above, this FD scheme offers an additional interest rate, typically 0.50% p.a. over the standard FD rates. Some banks and NBFCs also run deposit offers under special tenures, providing further benefits of 0.20%–0.30% extra interest. Super senior citizens (aged 80+) may receive even higher preferential rates—up to 1% more—on select tenures, making this ideal for retirement savings.
6. Corporate Fixed Deposit
Issued by Housing Finance Companies (HFCs) and NBFCs, these FDs offer higher interest rates than traditional bank FDs. They can be a viable alternative for investors looking for slightly riskier but rewarding investment options outside the banking system.
7. Cumulative Fixed Deposit
With this FD, the interest income is compounded and reinvested along with the deposit amount, offering substantial gains at maturity. This is ideal for long-term investors who do not require regular interest payout.
8. Non-Cumulative Fixed Deposit
Designed for those seeking periodic income, this FD pays out interest at regular intervals—monthly, quarterly, half-yearly, or annually. It's a popular choice among senior citizens and retirees who rely on fixed interest payouts for day-to-day expenses.
9. Callable Fixed Deposit
This variant allows premature withdrawal before the FD matures. While convenient during emergencies, banks may charge a penalty, and the fd interest rate may be lower compared to non-callable options.
10. Non-Callable Fixed Deposit
In contrast to callable FDs, these do not allow premature withdrawal. In exchange for this restriction, banks typically offer higher interest rates, making it a solid choice for investors who can stay locked in until maturity.
Each of these fixed deposit schemes serves a specific purpose–from income tax planning to emergency fund creation or earning higher returns than a savings account. Before choosing one, assess your liquidity needs, risk appetite, and financial goals to make the most of your deposit.
Types of Fixed Deposits for Non-Resident Indians (NRIs)
Indian banks offer various types of fixed deposits tailored to meet the needs of Non-Resident Indians (NRIs) and Persons of Indian Origin (PIOs). These term deposit schemes allow NRIs to securely invest their foreign or domestic income while earning fixed deposit interest with flexible interest payout options. Here's a breakdown of the main FD types available to NRIs:
1. NRE (Non-Resident External) Fixed Deposit
Designed for NRIs and PIOs who wish to deposit their foreign earnings in Indian banks, this deposit option allows the amount to be held in Indian Rupees. The interest income earned is tax-free in India, and both principal and interest are fully repatriable. It's an attractive investment option for those looking to park overseas income with higher interest rates than what is typically available abroad.
2. NRO (Non-Resident Ordinary) Fixed Deposit
This type of FD is suitable for NRIs who want to deposit income earned in India, such as rent, dividends, or pension. The fixed deposit interest earned is subject to income tax in India, and funds are repatriable up to a prescribed limit after tax deduction. These deposit accounts allow NRIs to manage their Indian income effectively.
3. FCNR (Foreign Currency Non-Resident) Fixed Deposit
Ideal for NRIs and PIOs who want to maintain deposits in a foreign currency (like USD, GBP, EUR, etc.), the FCNR deposit eliminates exchange rate risk. The funds deposited must be earned overseas, and the interest earned is tax-free in India. It ensures capital protection and currency stability while earning consistent FD interest.
4. RFC (Resident Foreign Currency) Fixed Deposit
This type of FD is available to returning NRIs or PIOs who have been residing abroad for at least one year and are now returning to India. RFC accounts allow them to open fixed deposits in foreign currency using funds earned abroad. These deposits are exempt from exchange rate risk and offer competitive interest rates, making them ideal for wealth repatriation during the transition back to Indian residency.
These NRI deposit options provide both flexibility and attractive returns, while also helping in financial year planning and mitigating currency volatility. NRIs can choose based on the source of income, currency preference, and income tax implications to make the most of their fixed deposit investments.
Benefits of Fixed Deposits
Fixed deposits (FDs) are one of the most reliable investment options for individuals seeking safety, stability, and predictable growth. Here are some key advantages of opening an FD:
- Guaranteed Returns: With assured fixed deposit interest, FDs offer consistent and risk-free interest income, making them ideal for conservative investors and senior citizens.
- Deposit Insurance Protection: Your deposit amount, including fd interest, is insured up to ₹5 lakh under the Deposit Insurance and Credit Guarantee Corporation (DICGC), offering added capital protection.
- Tax Benefits: By investing in tax-saving fixed deposits, you can claim a deduction of up to ₹1.5 lakh under Section 80C of the Income Tax Act. This makes FDs a smart choice for income tax planning in a financial year.
- Collateral for Loans & Credit: You can pledge your FD to avail of loans or secured credit cards from banks. This allows you to meet financial needs without opting for premature withdrawal, so your FD interest earnings continue uninterrupted.
Eligibility Criteria for Opening a Fixed Deposit
Most banks and small finance banks in India offer fixed deposit schemes to a wide range of customer segments. The following entities are eligible to open a term deposit and earn fixed deposit interest:
- Resident Individuals
- Hindu Undivided Families (HUFs)
- Sole Proprietorship Firms
- Partnership Firms
- Limited Companies
- Trust Accounts and other eligible entities
These groups can invest a specific deposit amount and choose from various interest payout options such as monthly, quarterly, or at maturity. Additionally, some may qualify for deposit offers and higher interest rates based on tenure, amount, or special customer categories like senior citizens.
Documents Required to Open a Fixed Deposit (FD)
Opening a fixed deposit (FD) is a simple process, especially if you already have a savings account with the bank. In most cases, existing customers don't need to submit additional documents, as the bank already holds their KYC (Know Your Customer) details.
However, for new customers, submitting identity and address proof is mandatory to comply with regulatory guidelines issued by the Reserve Bank of India. To open a term deposit account, the following documents are typically required:
- Aadhaar Card
- PAN Card
- Passport
- Driver's License
- Recent passport-sized coloured photographs
These documents are necessary for KYC verification and to ensure smooth processing of your deposit account. Once verified, you can invest a suitable deposit amount, choose your preferred tenure, and start earning fixed deposit interest with options for monthly or quarterly interest payout.
How to Invest in FD Online?
Opening a fixed deposit online is quick, convenient, and completely paperless. Most banks and small finance banks allow customers to book a term deposit through their net banking portal or mobile banking application.
If you're an existing customer with a savings account, you can log in to your internet banking or mobile app, select the deposit amount, choose your preferred tenure, and opt for a suitable interest payout frequency–monthly, quarterly, or at maturity. Once submitted, your FD is instantly created, and you start earning fixed deposit interest right away.
New customers may need to complete KYC verification by submitting basic documents such as Aadhaar and PAN before booking the FD online.
Digital FD booking also allows you to explore ongoing bank offers, compare FD interest rates, and access special schemes like senior citizen fixed deposits, tax-saving FDs, and premature withdrawal options, making it a seamless and flexible investment option.
How to Invest in FD Offline?
To open a fixed deposit offline, customers can visit the nearest branch of their preferred bank or deposit-taking NBFC. Alternatively, they can also connect with authorised business correspondents, agents, or bank employees who assist with the FD account opening process. Once the required KYC documents and deposit amount are submitted, the term deposit is created, and the customer begins earning fixed deposit interest based on the chosen tenure and interest payout frequency.
Before investing, compare FD interest rates in India across banks and NBFCs to find which bank is best for fixed deposit for your financial needs.
Frequently Asked Questions (FAQs) on Fixed Deposits
Why should I invest in a Fixed Deposit (FD)?
How do I choose the right fixed deposit scheme?
Who is eligible to invest in an FD in India?
What is the tenure range for fixed deposit schemes?