Frequently Asked Questions

FAQarrow iconLoan against MFarrow iconPayments and EMI
Payments and EMI
What happens if I don’t have enough money in my savings account?

If you don't have enough money in your Savings Account for the recommended EMI, the auto-pay for that month will be skipped, without any penalties whatsoever. Please note that you will still need to maintain enough balance to repay minimum monthly due, which cannot be skipped.

Fi partners with the best to secure your money

Federal Bank
VISA
NPCI
PCI
EPIFI WEALTH
ISO 27001:2022
Our partner bank hosts your Savings Account and follows all security standards per applicable regulations.
Your money is always safe with our banking partner - Federal Bank, is covered under the Deposit Insurance and Credit Guarantee Corporation Scheme. This insures your money up to ₹5 lakh.
Fi itself is not a bank and doesn’t hold or claim to have a banking license.
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