There are 2 repayment amounts for every month of your loan tenure.
Minimum monthly due (only the interest)
Recommended EMI (principal component)
For example, you take a loan of ₹1,00,000 for 12 months at an interest rate of 10.5% p.a.
Your recommended EMI will be around ₹8815 { ₹7940 (principal) + ₹875 (minimum monthly due)}
If you choose to pay only the min. monthly due of ₹875 every month, you'll need to repay the entire principal of ₹1,00,000 in the 12th month.