Frequently Asked Questions

FAQarrow iconLoan against MFarrow iconGeneral Enquiries

General Enquiries

How is the loan amount calculated?

Per the Regulatory Authority guidelines, a loan of up to 50% of the Net Asset Value (NAV) for Equity Mutual Funds can be availed. For fixed-income Mutual Funds, you can get a loan of around 70% - 90% of your NAV. 

However, the loan amount you get may differ from one Mutual Fund scheme to another — it can be between 45% - 90% of your Net Asset Value.

Per our lending partner, there is a pre-approved list of Mutual Funds eligible for getting a loan. Mutual Funds from your portfolio will be fetched, reviewed, and categorised as Eligible and Ineligible.