Frequently Asked Questions

FAQarrow iconLoan against MFarrow iconGeneral Enquiries
General Enquiries
How is the loan amount calculated?

Per the Regulatory Authority guidelines, a loan of up to 50% of the Net Asset Value (NAV) for Equity Mutual Funds can be availed. For fixed-income Mutual Funds, you can get a loan of around 70% - 90% of your NAV. 

However, the loan amount you get may differ from one Mutual Fund scheme to another — it can be between 45% - 90% of your Net Asset Value.

Per our lending partner, there is a pre-approved list of Mutual Funds eligible for getting a loan. Mutual Funds from your portfolio will be fetched, reviewed, and categorised as Eligible and Ineligible. 

Fi partners with the best to secure your money

Federal Bank
VISA
NPCI
PCI
EPIFI WEALTH
ISO 27001:2013
Our partner bank hosts your Savings Account and follows all security standards per applicable regulations.
Your money is always safe with our banking partner - Federal Bank, is covered under the Deposit Insurance and Credit Guarantee Corporation Scheme. This insures your money up to ₹5 lakh.
Fi itself is not a bank and doesn’t hold or claim to have a banking license.
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