Frequently Asked Questions

While this is an inherent risk, the probability of this happening is low. 

Liquiloans predominantly lends to salaried borrowers with an average credit score of 720+. As per a review conducted by CRISIL, the borrower profile of Liquiloans is strong. It is comparable to the quality of borrowers that a bank would lend to. Your money is spread across multiple such salaried borrowers. 

As an additional safety measure, any losses due to non-repayment are first absorbed by Liquiloans and us. This provides a sizeable safety buffer that isolates you from any shocks. 

Here’s how the process works: In case a borrower doesn’t repay, Liquiloans uses legally-compliant collections agencies to follow up and collect missed payments on your behalf. If any borrower ends up defaulting even after the recovery process is initiated, Liquiloans and Fi earn no income until you get your indicated return. 

Want more clarity? Head to the Liquiloans FAQ section.