GUIDESDEBIT CARDS
Top 10 Hacks to Save Money While Travelling Abroad
4 MIN • 
LAST EDITED BY ANKANA GHOSHAL ON APRIL 30, 2025.
LAST EDITED BY ANKANA GHOSHAL ON APRIL 30, 2025.
GUIDES LAST EDITED BY ANKANA GHOSHAL ON APRIL 30, 2025.
Let’s be honest - travelling internationally and saving money don’t usually go hand in hand. Between splurging on flights, hotels, meals, and that irresistible souvenir you definitely need, your budget can feel like it’s slipping through your fingers faster than your boarding pass. But what if there was a way to have your passport stamped and still keep your wallet happy? With the right money hacks, you can cut down on travel expenses (and save on forex fees, too!) without turning your dream vacation into a staycation. Here are the top 10 tips to keep your travel adventures exciting — and your bank balance smiling.
One of the smartest ways to save on international travel is by booking your flights well in advance. Airlines often release tickets months ahead, offering lower prices and early bird discounts. Use sites like Skyscanner and Google Flights to learn about the best flight prices and deals across airline platforms.
Another great way to save money on international flights is to use discounts on debit/credit cards. The Fi-Federal Debit Card, for instance, offers discounts up to Rs. 1000 on tickets booked through EaseMyTrip, Yatra, Qatar Airways, and the like.
Foreign exchange fees can silently drain your travel budget, often adding up to 5% on every purchase abroad. These fees apply whenever you swipe your card for payments in a different currency, making even small transactions costly. To avoid this, opt for a debit card with zero forex* charges, like the Fi-Federal Debit Card. The card is ideal for international travel with no hidden charges, zero forex* fees, the convenience of loading funds in INR, and seamless access to ATMs across 180+ countries. The card also lets Indian travellers spend globally by loading funds in INR and spending in their preferred currency, thereby eliminating the hassle of cross-currency conversion.
Timing your trip outside of peak travel seasons can result in significant savings. During the off-season, airfare, accommodations, and even tickets to visit popular attractions tend to be much cheaper due to lower demand. Not only do you save money, but you also get to enjoy your destination without the chaos.
Choosing the right location for your stay can significantly impact your travel expenses. Staying in the city centre or famous tourist districts often has a higher price tag. Opt for budget-friendly accommodations like hostels or homestays in neighbourhoods that are well-connected by public transport. These options provide a more affordable and comfortable stay within a budget! Plus, staying in homestays often gives you a more authentic local experience.
Money exchanges at airports can be quite expensive due to hidden fees and unfavourable exchange rates, and therefore should generally be avoided. But if cash is needed urgently upon arrival, you can use cards like the Fi-Federal Debit Card that offer competitive rates and come without hidden charges.
Using local transportation is one of the most budget-friendly ways to explore a new destination. Public transport options like buses, trains, and metro systems are not only affordable but also offer an authentic way to experience local life. If public transport sounds too hectic, consider renting a vehicle - rental services often have lower daily rates than ride-hailing apps, especially for longer trips.
Tourist hotspots are notorious for inflated prices on everything–from souvenirs to snacks. Instead of purchasing items from these high-traffic areas, venture into local markets, thrift stores, or shops where locals go due to reasonable prices. You'll not only save money but also experience the local culture.
The best hack of all? Keep an eye on your expenses using tools like the Fi Money app that integrates seamlessly with the Fi-Federal Debit Card. Track your spending, see your savings, and manage your budget while enjoying your travels.
Also, locals often know the hidden gems that won’t break the bank. So don’t hesitate to ask them for advice—this can help avoid tourist traps and overpriced services.
Staying connected while travelling abroad can become expensive if you rely solely on purchasing physical SIM cards. While international packs from Airtel or Jio are convenient, e-SIMs offer even more flexibility. Avoid removing your original physical SIM cards to ensure a seamless banking experience while travelling abroad; rather consider purchasing a global e-SIM from providers like Matrix and activate it before your trip to avoid overpriced kiosks. This way, you stay connected without worrying about expensive roaming fees or physical SIM card limitations.
Food at foreign destinations can be quite expensive. Instead of dining out daily at overpriced cafes and restaurants (or worse, starving yourself!), check out supermarkets or convenience shops and stock up on snacks before heading out. Not only is this more cost-effective, but it also allows you to try local treats without paying tourist prices. Having cut fruits and juices is also a cost-effective plus healthy munching options.
Travelling doesn’t have to be a money-draining experience. With these 10 hacks, you’ll keep more cash in your pocket while still enjoying the best parts of your trip. Bon voyage!🛫
*Note: Any mention of zero forex linked to the Fi-Federal Debit Card in this blog implies Zero Forex is available on select account plans.
