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GuidesCredit CardsA Guide: How to Track Credit Card Application Status Online in India - A Step-by-Step Guide
LAST EDITED BY SAYAN DAS ON APRIL 23, 2025.
If you recently applied for a credit card in India, you may wonder how to track your credit card application status. Fortunately, many banks in India offer online tracking services that allow you to check the status of your application in real time.
This blog post will discuss how to track credit card application status online in India.
The first step is to visit the bank's website where you applied for the credit card. Most banks in India offer an online tracking service on their website that allows you to check the status of your application.
Once you are on the bank's website, navigate to the credit card section. This section will have all the information related to credit cards, including the option to track your application status.
To track your credit card application status, you must enter the details such as application reference number, date of birth, mobile number, or PAN card number. These specifics will differ from one bank to the next.
After entering the application details, click on the 'submit' button. The next page will display the status of your credit card application. The status could be any of the ones listed below:
If your application is pending or rejected, it would be best to follow up with the bank to understand the reason for the delay or rejection.
Tracking your credit card application status online in India is simple and convenient. By following the steps outlined above, you can keep track of your application's status in real time and avoid any delays or surprises. Remember to check the status regularly and follow up with the bank if needed to ensure a smooth credit card application process.
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The Processing time for a credit card application depends on several factors, including the credit card issuer, the completeness and accuracy of the application, and the applicant's credit history.
Typically, credit card issues take a few minutes to several weeks to process a credit card application. Some issuers may respond quickly, while others may take a few days to review the application and make a decision. In some cases, the issuer may need additional information or documentation from the applicant, which can delay the processing time.
If you do not complete your credit card application online, the application will likely be saved as a draft, and you may be able to return to it later to finish it. It is essential to note that the application will only be considered complete once all needed information is submitted, and the issuer may begin processing the application at this point.
It may expire if you do not complete it within a specific time frame, and you may need to start the application process again.
