Frequently Asked Questions

Salary Deposits: Inform your employer to use an alternate bank account for salary payments.

Loans/EMIs: You can use third-party apps like Paytm or Mobikwik for loan repayments during the freeze.

Fixed/Smart Deposits: Until your LEA is resolved, you will not be able to withdraw the deposits in the account.

Mutual Funds: Ensure that your bank account details are updated via MF Central (mfcentral.com) for managing mutual fund investments.

US Stock Investments: Until your LEA is resolved, you will not be able to withdraw the investments in the account.

Credit Card Bills: Manually pay your EMIs and bills using third-party platforms to avoid late fees.

Option 1: Pay via Credit Card Bill Payment Apps

You can make payments using apps such as CRED, CHEQ, PayTM, AmazonPay, and other similar credit card bill payment services.

Option 2: IMPS or NEFT Transfer

To make a direct bank transfer, use the following details:

Account Number:

91 + [Your 10-digit Mobile Number] + Last 4 digits of your Credit Card, OR

Your 16-digit Credit Card Number

IFSC Code: FDRL00CARDS

Beneficiary Name: Your Name

Account Type: Current Account

Important: Payments to this account must be made via IMPS or NEFT. Payments via GPAY or the Fi app are not supported.