Operating US Stocks has come with several challenges that make it difficult for us to continue offering the experience at the quality and reliability standards we believe in. So, after careful consideration, we're winding down the US Stocks investment feature.
The Fi app will stop offering US Stock investment services on 10 April 2026.
What happens now?
Your holdings are safe with our FINRA-registered broker partner, Alpaca Securities. This page explains what this change means for you, the transition options suggested by Alpaca Securities, and how you can keep investing seamlessly in US stocks through other platforms.
Your US Stocks tax documents will remain available in the Fi app till 31st March 2026.
Until then, here's where you can find it within the Fi Money app:
Tap on your Profile Picture → US Stocks Documents → Tax Statements
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Our US Stocks broker, Alpaca Securities, has suggested 3 easy-to-understand account transition options. You can use one of the options below to liquidate your holdings or transfer them to another platform & continue your investment journey. Here are the 3 options:
Note: If you do not take any action, your account will be automatically moved to INDmoney. You will then need to sign up with INDmoney to access your holdings.
We have partnered with Alpaca to make it easy to transfer your holdings and Wallet Cash to INDmoney. If you choose this option, your holdings will be moved automatically on 10th April 2026 at no cost to you.
How this works:
If you don't take any action:
If you do not choose one of the three options listed here or let us know before the deadline, your US Stocks account will be automatically transferred to INDmoney. You will be able to access your account after completing the INDmoney onboarding process.
Note:
If you already have an INDmoney US Stocks account, you only need to finish onboarding if it is still pending. The transfer will happen on the scheduled date, making the process smooth for you.
You can sell all your US Stock holdings & withdraw the proceeds in one go. You must do this on or before 27th March 2026.
How it works:
Timelines & fees:
Withdrawals are usually completed within 3–9 working days. Fi does not charge any additional withdrawal fees. Withdrawals via Fi Money continue to remain free.
If you want to keep investing in US stocks without selling your holdings, you can move them to another platform using ACATS (Automated Customer Account Transfer Service). Be sure to exercise this option by 7th April 2026.
With ACATS, you can transfer your US stocks, equities, ETFs, and wallet cash directly from Fi to another platform.
Important things to know:
Note:
US stock investments made through Fi were held with Alpaca as the broker. When picking a platform, consider broker compatibility. If the platform you opt for uses Alpaca can make your transfer faster and smoother.
Check for fractional shares
Before initiating an ACATS transfer, please ensure that you are not holding any fractional shares. ACATS transfers can only be processed for stocks held in whole-number units.
If you're holding fractional shares, you'll need to sell the fractional portion before proceeding.
If you hold 7.438 shares of a stock, you must sell 0.438 shares and retain 7 whole shares.
How to sell fractional shares:
Note: You do not need to withdraw the proceeds from selling fractional shares. Wallet cash can be transferred during the ACATS process.
Initiating an ACATS transfer
Log in to the platform where you'd like to move your US stock holdings (see platform options above) and complete their onboarding process.
Ask them to initiate an ACATS transfer with the following details:
• Platform: Fi Money
• Broker-dealer: Alpaca Securities
The receiving platform may ask you for the following details:
• Contra / Delivering firm name: Alpaca Securities, LLC
• Contra / Delivering firm address: 3 East Third Ave, Suite 214 San Mateo, CA 94401
• Mailing address: PO Box 6221 Suite 2 Hayward, CA 94540
• Contra / Delivering firm email: support@alpaca.markets
• Clearing number / DTC number: 3021 (Alpaca Securities)
• Account number / Alpaca ID: Available in your monthly US Stocks statement
• Phone number: 941-231-4093
If your request is accepted, the platform's support team will share an ACATS initiation form. Fill, sign, and submit the form as instructed.
Once submitted, your portfolio transfer typically completes within 7–21 days.
Can an ACATS request be declined?
Your ACATS request could be declined for the following reasons:
ACATS: Do's & Don'ts
If you're planning to continue investing in US Stocks, you may consider moving your holdings to one of the platforms below. Note: Broker compatibility can impact transfer timelines and costs.
Brokers: Alpaca Securities, DriveWealth
Broker: Alpaca Securities
Broker: DriveWealth
Broker: DriveWealth
Broker: Viewtrade
Note: ACATS transfer fees, if charged by the delivering broker, will have to be borne by the user. Fi Money will not refund or reimburse any ACATS transfer fees incurred to facilitate this transfer.
The Fi app's US Stocks investment services will stop on 10th April 2026.
Your funds are safe as they are held by Alpaca LLC, a FINRA-registered US Stocks broker.
Alpaca has suggested a few options to transition your US Stocks account from the Fi app. They are:
We know this news may be disappointing, especially if you used the Fi app to build regular investing habits. Yet, this was still a tough call for us. Thank you for being on this US Stocks investment journey with us.