Slide 1 of 7
Debating if you really need a credit card?
Here are 5 convincing reasons!
Slide 2 of 7
Credit Scores FTW
Having a good credit score helps you in more ways than you realise.
Want to get a
? Maintain a credit score of 650+.
Want to further your
? You must have a credit score of 685+ for an easy process.
Slide 3 of 7
Purchasing with ease
With credit cards you don’t have to worry about how much money you currently have for
major expenses or emergencies.
As long as you’re confident that you’ll be able to clear your
in time, you can use your credit card for larger purchases without a worry.
Slide 4 of 7
Reap your rewards
Credit Cards come with multiple
rewards, privileges, and discounts.
These rewards can be anything from extra air miles to discounts on regular purchases like groceries and more.
Save up and try out new experiences with a credit card that suits you best.
Slide 5 of 7
Protect your money
When you use a credit card, you use your bank's money to make purchases and clear these dues on a specified date.
credit card is misused or defrauded
, you can use the
offered by the credit card provider to freeze your card and money.
You wouldn’t have to worry about paying dues for the fraud and can also get back the money you lost.
Slide 6 of 7
Convenience like no other
Unlike using debit cards or other modes of payment, credit cards make purchases and billing super convenient.
Instead of paying over a period of time, you can pay your monthly dues in a
You also don't need to worry about cash in hand every time before a purchase.
Credit cards are quick, far more preferred and of course, rewarding. ,
Slide 7 of 7
Know these before you begin
Features and rewards differ across credit cards. Do your research into all components before you get a credit card.
Failure to pay your credit dues on time can result to high interest.
Credit card scores can effect your credit limits. Higher the score, higher the limit