Debating if you really need a credit card?

Here are 5 convincing reasons!





Credit Scores FTW





Having a good credit score helps you in more ways than you realise.

Want to get a home loan? Maintain a credit score of 650+.

Want to further your education abroad? You must have a credit score of 685+ for an easy process.



Purchasing with ease



With credit cards you don’t have to worry about how much money you currently have for major expenses or emergencies.

As long as you’re confident that you’ll be able to clear your credit dues in time, you can use your credit card for larger purchases without a worry.





Reap your rewards

Credit Cards come with multiple rewards, privileges, and discounts.

These rewards can be anything from extra air miles to discounts on regular purchases like groceries and more.

Save up and try out new experiences with a credit card that suits you best.



Protect your money



When you use a credit card, you use your bank's money to make purchases and clear these dues on a specified date. 

When a credit card is misused or defrauded, you can use the protection offered by the credit card provider to freeze your card and money.

You wouldn’t have to worry about paying dues for the fraud and can also get back the money you lost.



Convenience like no other



Unlike using debit cards or other modes of payment, credit cards make purchases and billing super convenient.

Instead of paying over a period of time, you can pay your monthly dues in a lump sum. 

You also don't need to worry about cash in hand every time before a purchase.

Credit cards are quick, far more preferred and of course, rewarding. ,

Convinced?

Know these before you begin

Features and rewards differ across credit cards. Do your research into all components before you get a credit card.

Failure to pay your credit dues on time can result to high interest. 

Credit card scores can effect your credit limits. Higher the score, higher the limit