GUIDESCREDIT CARDS
MagniFi Credit Card – Lifetime Free Card with Top Rewards
5 MIN • 
LAST EDITED BY ANKANA GHOSHAL ON DECEMBER 8, 2025.
LAST EDITED BY ANKANA GHOSHAL ON DECEMBER 8, 2025.
GUIDES LAST EDITED BY ANKANA GHOSHAL ON DECEMBER 8, 2025.
Weekends are for unwinding. Bingeing your favourite show, ordering comfort food, catching a movie, or indulging in a little self-care. Now imagine if your credit card added to that joy. What if it got your weekend mood and rewarded every moment of it?
Introducing MagniFi, lifetime-free credit card made for weekend-heavy spenders.
Earn rewards on dining, movies, groceries, online shopping & family plans with ₹0 joining fee and ₹0 annual fee.
5% back on weekend spends, exclusive discounts on brands like Zomato, Zepto, Amazon, BookMyShow, and zero annual / joining fee, MagniFi offers the perfect blend of freedom, rewards, and ease. One of the best credit cards in India right now, MagniFi is your ultimate weekend buddy.
Modern life revolves around weekends, the days we wait for all week. MagniFi, issued by Federal Bank and AU Small Finance Bank, elevates your Saturdays and Sundays with rewards on everything you love, transforming weekends into celebrations. Be it eating out, watching movies, going for shopping, stocking up on groceries, travelling, ordering food online, or just spending time with friends and family. Naturally, weekends are also when most of our spending happens.
And if most spends happen on weekends, shouldn’t the best rewards come on weekends too?
That’s why we built MagniFi Credit Card, the ultimate weekend card built to reward all your weekend spends. A lifetime free credit card with zero joining or annual fees, this credit card is designed for the digital-first Indian who wants real value without hidden costs.
With the MagniFi Credit Card, weekends come packed with rewards. Get an instant 20% off on top brands like Zepto, Zomato, Amazon, and BookMyShow, plus 5% cashback on all other weekend spends.
Weekdays aren’t left out either since the MagniFi Credit Card gives 0.5% back on every transaction from Monday to Thursday. And for that extra treat, unlock up to 50% off on gift vouchers, perfect for gifting or indulging yourself. In short, this card makes every weekend a celebration of its own.
If your weekends include groceries, food, movies, shopping, and social plans, MagniFi is built for your reality
This makes MagniFi Credit Card compelling for users who compare:
MagniFi simplifies earning rewards. Forget complex point systems; we focus on direct savings and cashback that you can actually use. Here's a breakdown of how you maximise your benefits:
Weekend Special: 20% discount on Top Brands! Get an instant 20% off when you spend with your MagniFi Credit Card on your favourite weekend essentials:
1. Zepto: For those last-minute grocery runs or midnight snack cravings.
2. Zomato: Your go-to for delicious restaurant deliveries.
3. Amazon: From entertainment to electronics, all your weekend shopping needs.
To apply for the MagniFi Credit Card (issued by Federal Bank and AU Small Finance Bank), you generally need to meet the following criteria:
Note: Specific income criteria and documentation requirements will be communicated during the application process.
Applying for the MagniFi Credit Card is a simple and hassle-free process. Here's how you can get your hands on the ultimate weekend card:
You will receive updates on your application status via SMS and email.
Checking eligibility does not impact your credit score.
Redeeming your MagniFi benefits is designed to be simple and straightforward:
The MagniFi, issued by Federal Bank and AU Small Finance Bank is a lifestyle enhancer rather than merely a means of payment. It is designed for people who appreciate a good weekend and wish to be rewarded for it. MagniFi is the best weekend card because of its lifetime free status, amazing savings on well-known brands, substantial cashback on all weekend purchases, and alluring gift voucher offers. MagniFi your weekends instead of just spending them!
A lifetime free credit card has zero membership charges for the entire time you hold the card. You won’t be billed any annual renewal fee.
Approval timelines vary based on your profile and verification. Many users get a decision quickly once documents and checks are complete.
There are no joining or annual fees, but like any credit card, certain charges may apply in specific cases (for example, late payment fees, cash withdrawal fees, or interest on unpaid dues). Always review the pricing details before use.
Yes, you can convert eligible spends into EMIs, subject to issuer terms and your available limit.
Yes, after approval you can use the digital card instantly, and the physical card will be delivered to your registered address.
You can track spends, repayments, rewards, and card controls through Fi app.
A credit card application usually involves a credit check, which can cause a small, temporary impact. Responsible usage helps build your score over time.
