Why You Should Store Your PAN Card in DigiLocker: The Advantages

3 MIN • LAST EDITED BY PRANAV KARNAD ON AUGUST 21, 2024.
Fi.money
Written by Pranav Karnad on APRIL 24, 2024.
LinkedInX
Table of contents
  1. Convenient Access
  2. Safe File Storage
  3. User-friendly Interface
  4. Quick Issuance of PAN Card
  5. Free to Use
  6. Summing Up
  7. Frequently Asked Questions

Digilocker is a pioneering online service provided by the Indian Ministry of electronics and information technology as part of the country's digital India initiative. The service enables Indian citizens to store and access their official government documents and certificates in digital format, making it a highly convenient and secure platform for document management.

With Digilocker, one can easily upload, download, and share documents such as driving licenses, Aadhaar cards, academic certificates, and more. The platform is accessible through a web interface as well as a mobile app, making it highly accessible and user-friendly.

Your PAN card is necessary to open a bank account and receive a salary. So, you must store it safely. While physical storage is the most common method, it carries the risk of getting lost. Moreover, you might not always have access to the card, especially in emergencies.

DigiLocker services can store a digital version of the original PAN card for easy access. Moreover, it is an entirely safe storage option.

Let's explore more about this.

Convenient Access

The most significant advantage of DigiLocker PAN card services is hassle-free access. The platform uses cloud storage so that you can access your PAN card anywhere and anytime.

So, you don't need to always keep your documents with you. By just visiting the online DigiLocker portal, you can view or download your PAN card.

Safe File Storage

Along with convenience, DigiLocker also offers maximum safety. Being a government–facilitated platform, it follows strict security guidelines. The built-in cloud storage has a 256-bit SSL encryption and is hosted under ISO 27001 standards.

The sign-up process for the software is also done via an OTP sent to your registered phone number.

User-friendly Interface

The software has a highly user-friendly design to suit all types of users. You can easily navigate the various features and functionalities to store your documents. The process of uploading, accessing, downloading and sharing your PAN card is a breeze on DigiLocker.

As everything is paperless, you can quickly authenticate, save, and share your PAN card.

Quick Issuance of PAN Card

Offline application for a PAN card and receiving it can take up to 2 weeks. However, through DigiLocker services , you can speed up the process. After applying for the PAN card online, the Income Tax Department will begin the issuance process. Then, you'll need to e-sign the required documents through DigiLocker using the Aadhaar KYC facility.

After you have completed all the formalities online, the IT department will issue the PAN card. They will send the official document to your account on the DigiLocker portal. This way, any government agency can send and request access to your official documents.

Free to Use

Using the DigiLocker is free without any associated charges. So, there are no administrative expenses to store your PAN card on the platform. It can be a boon for students, professionals and organisations storing sensitive documents. You get a space of 1 GB to upload your documents, which is usually sufficient for many users.

Summing Up

Accessing your PAN card will be convenient via the DigiLocker during online transactions. If you wish to perform net–banking, a PAN card will be essential for your account/profile authentication. So, remember your DigiLocker password and never share it with anyone.

Along with simple document storage, if you need easy online banking, try Fi Money. You can set up a paperless zero-balance savings account in 5 minutes and get started!

Frequently Asked Questions

1. Why Is It Important To Keep Your PAN Card Safe?

You must store your PAN card safely as it's used for authentication, identity proof, financial transactions and official formalities.

2. How Does Storing A PAN Card In DigiLocker Benefit You?

Storing the PAN card in the DigiLocker will enable you to access, view and share it from anywhere online.

3. Can A Digital Copy Of A PAN Card Be Used As A Valid ID Proof?

Yes, you can use a digital copy of your PAN card as ID proof.

4. Can You Access Your PAN Card From DigiLocker Offline?

No, you cannot access your PAN card from your DigiLocker account offline.

Send it to someone who might find it helpful
Know more. All that you'll ever need to learn.
Scan QR to get the Fi app
Your Privacy.
Minus the jargon.
arrow
No Hidden
Fees!
arrow
Join the
team.
arrow
Fi logo
Pronounced  Fī(-ē) and sounds like
volume
hi
Greeting emoji
sky
Sky emoji
tie
Tie emoji
fly
Fly emoji
Contact Fi Money customer care
In-app chat
instagram
twitter
linkedin
Disclaimer: You may have noticed some brand logos used on this website to indicate where you, as a user, may or may not have spent money. We don’t endorse these brands. Nor do these brands endorse us. The logos of the specific brands are owned by them.

Products on our platform

Details

Unified Payments Interface (UPI)

Epifi Technologies Pvt. Ltd ('Epifi Tech') is a Third-Party App Provider ('TPAP') - and acts as a service provider and participates in UPI through a Payment Service Provider ('PSP') Bank (Federal Bank).

Savings Account and Deposits

Federal Bank offers savings account, fixed deposits and smart deposits to users on the Fi App (through Epifi Tech). Users' savings account and deposits are securely opened with Federal Bank.

Epifi Tech itself is not a bank and doesn't hold or claim to have a banking license.

Cards

Fi Brand Pvt. Ltd. markets and distributes co-branded cards in partnership with Federal Bank and Visa. Cards are issued by Federal Bank.

Loans

Epifi Tech facilitates loan distribution and acts as a lending service provider and/or digital lending application for various Banks, registered NBFCs and NBFC-P2P ('Lenders') List of Lenders.

Epifi Tech only provides a platform that enables you to avail instant loans. Epifi Tech is not a lender; neither does it represent to be a lender in its own capacity. The Lenders provide you personal loans as per their policies

Mutual Funds

Epifi Wealth Pvt. Ltd. ('Epifi Wealth') is a registered investment adviser and provides a platform for mutual funds investment. Epifi Wealth has partnered with MFCentral to provide mutual funds analyser to users.

Loans Against Mutual Funds

Epifi Tech in partnership with regulated entities including Epifi Wealth and Bajaj Finserv provides a platform for loans against mutual funds.

Bajaj Finserv is a registered NBFC and provides loans as per their policies.

US Stocks

Epifi Tech has partnered with US stock broker Alpaca Securities LLC to provide users the option to invest in US stocks.

Connected Accounts

Epifi Wealth (as a financial information user), in partnership with Finvu and Onemoney, provides users the option to link their existing financial accounts on Fi.

Credit Analyser

Epifi Tech (as a non-specified user) in partnership with Experian and CIBIL provides insights on users' credit scores

Fi-Coins

Fi-Coins are earned under a reward programme for engaging with products and services on the Fi App.

Fi Store

Fi-Coins can be redeemed on products and services listed on Fi Store such as merchandise, gift cards, air miles, among other things.

Insights

1. Net Worth: Helps users get a view of their financial Net Worth — in accordance with their assets & liabilities

2. Wealth Maximiser: Analyses your finances, shares financial reports to make informed money decisions

These products are governed by our Terms and ConditionsPrivacy Policy, and any other product and partner specific terms and conditions as communicated to you.

©epiFi Technologies Pvt. Ltd. 2025

Fi is a money management platform that offers the perfect solution for all your financial needs. The Federal Bank Savings Account offered through Fi is an online savings account that you can open in 3 minutes! It goes beyond online account opening, as it has helped reimagine the banking experience in India

Through Fi, you can do more: apply for an instant personal loan, pick from many types of Mutual Funds, select the best SIP to invest in US Stocks, apply for a forex-free Debit Card (works for select account plans) to use while travelling abroad, analyse/improve their portfolio, get a 360-degree view of your spend insights and take steps building wealth.

You can also utilise Fi's free personal loan resources, such as the Personal Loan and EMI calculator, before proceeding to the quick loan application process. All of this is why over 35 lakh Indians feel that Fi is the only financial app you will ever need.