Min accounts have certain restrictions as per bank policies:

If your account was created before 1st of August 2023

• A min KYC user's account balance cannot exceed ₹1 Lakh.

• Total amount added to this account (in one financial year) cannot exceed ₹2 Lakh.

• Min KYC accounts only have a validity of 350 days, after which it expires & the account is closed unless such account is upgraded to a Full KYC Account. 

If your account was created on or after 1st of August 2023

• A min KYC user's account balance cannot exceed ₹50,000 till validity of the min KYC account

• Total amount added to this account cannot exceed ₹50,000 till validity of the min KYC account.

• Min KYC accounts only have a validity of 350 days, after which it expires & the account is closed unless such account is upgraded to a Full KYC Account. 

If you have a min KYC account, these limits will be removed once you upgrade to a full KYC account. You can do this by starting a Video KYC call from the Home screen of the Fi app. 

Here's how you can check if you're a Min KYC user: 

• Tap on your Profile Picture on the Home screen. 
• You'll arrive at the 'My Profile' section. 
• If you see a 'Minimum KYC' tag next to your name, then you'll need to complete a video KYC call