Smart Deposit (SD)

• Best for short-term goals
• Opening deposit: ₹300
• Save any amount between ₹1 to ₹2lakhs (per month)
• Add funds as often as you wish
• Min time period: 28 days
• Max time period: 1 year
• Capped at ₹24 lakhs per year
• Linkable to FIT Rules

Fixed Deposit (FD)

• Optimal for long-term savings
• Opening deposit: ₹1,000
• Go big! Save (almost) any amount
• One-time fund addition only
• Min time period: 7 days
• Max: 10 years
• Capped at ₹1,00,00,000
• Not linkable to FIT Rules

Quick fact: 87% of users on the Fi app utilise SDs to achieve their short-term goals.