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About Us
Cards
Features
Pay with Fi
Automate
Rewards
Borrow
Accounts
Salary Accounts
Scan QR to get the Fi app
Frequently Asked Questions
Smart Deposit
What's the interest rate on Smart Deposits offered through Fi?
The present rate of interest on a Smart Deposits is:
| Duration | Interest Rate |
|---|---|
| 28 Days | 3.00 p.a |
| 30 Days | 3.50 p.a |
| 46 Days | 4.50 p.a |
| 91 Days | 5.00 p.a |
| 181 Days | 6.00 p.a |
| 271 Days | 6.25 p.a |
| 12 Months | 6.50 p.a |
For Senior Citizens, current interest rates on SDs are:
| Duration | Interest Rate |
|---|---|
| 28 Days | 3.50 p.a |
| 30 Days | 4.00 p.a |
| 46 Days | 5.00 p.a |
| 91 Days | 5.50 p.a |
| 181 Days | 6.50 p.a |
| 271 Days | 6.75 p.a |
| 12 Months | 7.00 p.a |
For quicker updates on this, feel free to ask our Search bar. You can also go to the Smart Deposit Page. It'll share the current interest rates on Smart Deposits.
related faq’s
Fi partners with the best to secure your money
ISO 27001:2022
Our partner bank hosts your Savings Account and follows all security standards per applicable regulations.
Your money is always safe with our banking partner - Federal Bank, is covered under the Deposit Insurance and Credit Guarantee Corporation Scheme. This insures your money up to ₹5 lakh.
Fi itself is not a bank and doesn’t hold or claim to have a banking license.
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