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About Us
Cards
Features
Pay with Fi
Automate
Rewards
Borrow
Accounts
Salary Accounts
Scan QR to get the Fi app
Frequently Asked Questions
Fixed Deposit
What happens if I close my Fixed Deposit (linked to Fi) before the maturity date?
If done before the maturity date you set, there's a pre-closure fee. It's 1% of the interest rate.
To close and withdraw the cash in a Fixed Deposit, go to the Fixed Deposit Page:
- Tap on the Fixed Deposit you want to close.
- Tap on Settings, and select Close Fixed Deposit (on the top right).
Pro-Tip: If you want to avoid paying a pre-closure fee:
- Open a Fixed Deposit – between ₹1,000 and ₹15 lakh – for less than 15 days. This way, you can avoid the pre-closure fee even if you close before the maturity date.
Fi partners with the best to secure your money
ISO 27001:2013
Our partner bank hosts your Savings Account and follows all security standards per applicable regulations.
Your money is always safe with our banking partner - Federal Bank, is covered under the Deposit Insurance and Credit Guarantee Corporation Scheme. This insures your money up to ₹5 lakh.
Fi itself is not a bank and doesn’t hold or claim to have a banking license.
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