Mutual Fund investments across any platform or app (online or offline) can be fetched to offer you a loan. Having Mutual Fund investments through the Fi app is not mandatory. When you apply for a loan, your Mutual Funds portfolio linked to your mobile number or email ID and PAN is fetched.
You can use all Mutual Fund schemes from Indian AMCs except for Demat Mutual Fund units, funds with lock-in restrictions like ELSS with less than three years, and funds not on our lender partner's pre-approved list.