About Us
Cards
Features
Pay with Fi
Automate
Rewards
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Accounts
Salary Accounts
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About Us
Cards
Features
Pay with Fi
Automate
Rewards
Borrow
Accounts
Salary Accounts
Scan QR to get the Fi app
Frequently Asked Questions
EMI
What happens if I miss an EMI?
If you go past an EMI repayment due date:
- Late fees get charged on the outstanding amount
- Missing an EMI repayment will impact your credit score
If EMI is due:
- For less than 30 days: 2% on the overdue portion
- Between 31-60 days: 2% on overdue portion + 0.5% additional penalty charges
- Between 61-90 days: 2% on overdue portion + 1% additional penalty charges
- Over 91 days: 2% on the entire outstanding balance
Fi partners with the best to secure your money
ISO 27001:2013
Our partner bank hosts your Savings Account and follows all security standards per applicable regulations.
Your money is always safe with our banking partner - Federal Bank, is covered under the Deposit Insurance and Credit Guarantee Corporation Scheme. This insures your money up to ₹5 lakh.
Fi itself is not a bank and doesn’t hold or claim to have a banking license.
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