Loans/EMIs: You can link your alternate bank account with third-party apps (like Paytm, Mobikwik, etc.) and repay your loan during the freeze.

Mutual Funds: Please update your alternate bank account details on MF Central (mfcentral.com) to manage your mutual fund investments.

Credit Card Bills:

Option 1: Pay via Credit Card Bill Payment Apps

You can link your alternate bank account with third-party bill payment platforms (like CRED, CHEQ, Paytm, Amazon Pay, etc.) and pay your credit card bills during the freeze to avoid late fees.

Option 2: IMPS or NEFT Transfer

To make a direct bank transfer from your alternate bank account, use the following details:

Account Number:

91 + [Your 10-digit Mobile Number] + Last 4 digits of your Credit Card, OR

Your 16-digit Credit Card Number

IFSC Code: FDRL00CARDS

Beneficiary Name: Your Name

Account Type: Current Account

Important: Payments to this account must be made via IMPS or NEFT. Payments via GPAY or the Fi app are not supported.

Note: Please cancel any existing mandates or auto-payments linked to your Federal Bank Savings Account linked with Fi. Fi or Federal Bank will not be responsible for any claims arising out of the same