The Forex-related fees/charges are as follows:

• On Standard plan:
  • International payments will get charged at 3.5%+GST.
• On Plus plan:
  • You still get access to 0 Forex charges, but only till ₹50K spends every month.
• On Infinite/Salary plan:
  • You get unlimited access to 0 Forex charges.

NOTE: 

• Forex charges of 3.5% will be deducted on such international payments. But we'll refund this money to your account every month.
• Forex charges will not be reversed on incoming transactions

Here's an easy-to-use calculator to help you with the latest rates: 

https://www.visa.co.in/travel-with-visa/exchange-rate-calculator.html

If you need help, chat instantly with Fi's customer care team here.