Frequently Asked Questions

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Charges

What are the ATM transaction charges in India?

  • Federal Bank ATMs (Financial & Non-Financial): Free
  • Other Bank ATMs (Financial): ₹23 + GST per transaction (after free limit: 3 in metro cities, 5 in non-metro)
  • Other Bank ATMs (Non-Financial): ₹12 + GST per transaction (after free limit: 3 in metro cities, 5 in non-metro)
  • Decline at Federal Bank ATM: Free
  • Decline at non-Federal Bank ATM: ₹25 + GST per instance