Frequently Asked Questions

Charges

Do I have to pay an Annual Fee (AMC) for my Physical Debit Card?

Yes, an Annual Maintenance Fee applies based on your plan:

  • Regular: ₹399 + GST

  • Standard: ₹299 + GST

  • Plus: ₹199 + GST (waived if you spend ₹25,000+ in the last 12 months)

  • Infinite, Prime & Salary: Free

  • Salary Basic: ₹199 + GST (waived if you spend ₹25,000+; fee will be charged and later reversed if eligible)