Frequently Asked Questions

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SimpliFi Fi-Federal Credit Card
Why do I have to open an FD to get this Credit Card?

SimpliFi Fi-Federal Credit Card is a secured Credit Card and you don’t need a credit score to get this. If someone doesn’t have a credit score or a healthy credit history, they can open an FD and get the SimpliFi Fi-Federal Credit Card in minutes.

In simple words, the FD works as a trust factor for our partner, Federal Bank. Against which you’ll be given a credit card.

Fi partners with the best to secure your money

Federal Bank
VISA
NPCI
PCI
EPIFI WEALTH
ISO 27001:2013
Our partner bank hosts your Savings Account and follows all security standards per applicable regulations.
Your money is always safe with our banking partner - Federal Bank, is covered under the Deposit Insurance and Credit Guarantee Corporation Scheme. This insures your money up to ₹5 lakh.
Fi itself is not a bank and doesn’t hold or claim to have a banking license.
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