You earn Fi-Coins for your credit card spends! You also get up to 5X the rewards on your top 3 merchants each month. You can then use these Fi-Coins for a cashback, or to erase a part of your bill, or even to redeem them for cool merchandise. Plus, enjoy amazing perks like vouchers for spending over certain amounts, access to lounges, low forex markup at just 1%, and fully personalised reminders for better money management.