When you spend at least ₹15,000 per billing cycle on your card you'll be racking up 5X rewards on your top 3 merchants of the month, which means 5 Fi-Coins for every ₹5 spent!
Remember that the top 3 merchants belong to a list of curated brands or the 'Fi collection'. This list of 20+ curated merchants can change over time, so stay updated by checking the details on your Fi app.
Note: Your top 3 merchants will be determined based on your spending in the billing cycle, and you'll get your Fi-Coins 10 days after your bill is generated.