Fi-Points are calculated per transaction and rounded down to the nearest whole number.

For example: 

On Weekends (5% back): If you spend ₹120, you earn 5% of ₹120 = ₹6 in rewards

Since 4 Fi-Points = ₹1, ₹6 × 4 = 24 Fi-Points

On Weekdays (0.5% back): If you spend ₹120, you earn 0.5% of ₹120 = ₹0.60 in rewards

₹0.60 × 4 = 2.4 Fi-Points by rounding off, you'll earn 2 Fi-Points