About Us
Cards
Features
Pay with Fi
Automate
Rewards
Borrow
Accounts
Salary Accounts
Scan QR to get the Fi app
About Us
Cards
Features
Pay with Fi
Automate
Rewards
Borrow
Accounts
Salary Accounts
Scan QR to get the Fi app
Frequently Asked Questions
Interest, Fees and Charges
What are the over-limit charges on my credit card?
You will be allowed to spend 10% over your credit limit.
For this, a service charge equal to 2.5% of the over-limit amount will be charged, with a minimum fee of ₹500. For instance, if you have spent ₹15,000 over your credit limit, the over-limit fee (at 2.5%) is ₹375. Now, since this fee is less than ₹500, you will be charged ₹500 as the minimum over-limit fee.
Fi partners with the best to secure your money
ISO 27001:2013
Our partner bank hosts your Savings Account and follows all security standards per applicable regulations.
Your money is always safe with our banking partner - Federal Bank, is covered under the Deposit Insurance and Credit Guarantee Corporation Scheme. This insures your money up to ₹5 lakh.
Fi itself is not a bank and doesn’t hold or claim to have a banking license.
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