Losing a debit card can be a stressful experience, but hotlisting it can help prevent unauthorised usage and protect your sensitive information. In this post, we'll discuss the importance of hotlisting your card, the various ways to do it, and the benefits of taking prompt action.
To start, contact your bank. It's also a good idea to file a report at the nearest police station and give a copy to your bank.
You have several options for reporting the theft to your bank:
Once your card is hotlisted, the bank will block any transactions made with it. This means that no activity will be allowed from that account.
You'll receive a confirmation message once your card is blocked. Banks usually block lost Debit Cards right away.
In case you are trying to find your 16-digit Debit Card number, here's a way to find it out without the actual card in your hand.
The Fi-Federal Debit Card is undoubtedly a coveted card. If you've loaded a lot of money into the account, especially for making international payments at zero forex markups (for select plans only), losing your Fi-Federal debit card could be risky. Once the money is transferred from your account to an international merchant, it's gone, and there's little that can be done about it.
To prevent this, follow these steps:
After you've frozen your card, you'll need to get a new one.
Follow these steps:
If the problem continues after you try these steps, contact Fi Money customer care at 080-47485490.
Note: Replacement card charges vary per plans.
Salary Program/Infinite: All users can easily get a replacement card for ₹199+GST
Plus/Standard: All users can easily get a replacement card for ₹499+GST.
Losing your debit card can be a problem. If someone else gets your card, they can use it and take your money. Also, important information on your card can be lost.
To protect yourself, you need to know how to permanently block or "hotlist" your card. This will stop anyone else from using it. Unfortunately, you can't get your card back once you've lost it. Hotlisting is the only way to protect yourself. Here's how you can hotlist your debit card:
To prevent fraud and data loss, it's important to hotlist your debit card. Here are some convenient ways to do it:
hotlisting vs freezing or temp-blocking your debit card.
Hotlisting your debit card has several benefits in case your card is lost or stolen. Some of the important advantages are:
Protecting yourself from fraudulent activities and unauthorised access is crucial. Hotlisting your debit card is an important step towards this. By taking prompt action and using convenient methods to hotlist your card, you can minimise liability and prevent personal information theft.
The Fi-Federal debit card comes with some great features! You won't have to pay Forex charges on select plans, and you can make contactless payments using the 'Tap and Pay' feature. Plus, you can set customized transaction limits from your app. The card also gives you access to special deals from top brands in food, shopping, travel, and entertainment. And like we discussed in this blog, if you’ve lost it, or even if you have trouble sticking to a budget, you can easily freeze or unfreeze your card right from the app.
Moreover, there are no annual fees for the Debit Card — if you are on the Infinite plan or a Fi Salary Program user. If you are a Plus or Standard Plan user, it's ₹299+GST.
If you hotlist your debit card, it will be permanently blocked from any transactions. This stops anyone from using your card for unauthorized or illegal transactions.
When you hotlist a debit card, it can't be undone. But you can ask your bank for a new card.
