Everyone is familiar with the convenience of ordering food and groceries online. Then, why not start your savings journey online too? Opening a zero-balance digital bank account online doesn’t just save you from long queues. It brings you add-on perks like cashback rewards, personalised features, virtual debit cards and many more - features not available on traditional banking platforms.
With the evolution of the banking ecosystem, switching to a digital bank account seems natural. If you don’t believe us, read on:
Digital bank account opening online takes less than 5 minutes. Here’s what you need to do:
Step 1: Choose a banking partner and visit their website.
Step 2: Select the right digital banking account from the listed variants.
Step 3: Enter your details like mobile number, email ID, Aadhaar and PAN Card numbers.
Step 4: Fill up the application form with relevant details and upload scanned copies of your KYC documents.
Step 5: Complete the video KYC verification process.
Step 6: Set up net and mobile banking accounts and start transacting.
And enjoy unlimited ways of growing your savings with a digital bank account. From commission-free mutual fund investments, smart deposits, and goal-based savings to zero Forex VISA debit cards, opening a zero-balance digital account online with Fi brings you maximum perks.
You can enjoy these perks today by downloading the Fi Money app and opening a digital bank account online with these steps:
Step 1: Sign-up on the Fi Money app with your email ID and mobile number.
Step 2: Choose one of the listed ways to verify your employment status.
Step 3: Verify your PAN and Aadhaar KYC details.
Step 4: Switch on your front camera and complete the short video KYC process.
From starting digital FDs to investing in stocks, digital bank accounts bring you more benefits against no/minimal costs. In a nutshell, they make banking simple, paperless, and lightning-fast!
And, when it comes to maximising your benefits as a working professional, Fi Money is a great place to start your financial journey. Opening a paperless savings account today brings you savings plus investment benefits. With features like Connected Accounts, Analyser, SIPs, US stock investment, automated payments, pre-approved instant loans, and much more, Fi Money helps you manage your savings while growing them.
To open a digital banking account, follow these steps:
Yes. Since digital bank accounts come under the purview of regular banks, your funds remain safe.
While your account is protected via passwords and two-factor verification codes, banks also constantly scan systems for security threats. Here’s a list of security measures banks implement:
No. You can open a digital bank account only with banks or financial institutions that offer this service. Here’s a list of a few such entities:
Since most digital banking accounts have minimal documentation requirements, you can open an account with only your Aadhaar and PAN Card.