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Visa Platinum Debit Card: Benefits & How to Apply 

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Created on
May 3, 2022


What’s Inside

In April 2022, monthly debit card transactions in India reached an impressive ₹53,000 crores, showcasing their widespread usage. Moreover, with over 100 crore cards in circulation as of 2021, the Indian market offers many options. However, with such a vast array of choices, it can become quite bewildering to determine the right card that aligns with your financial goals. Selecting the ideal debit card for your needs can be a daunting task.

In this article, we'll explore the Visa Platinum Debit Card benefits and help you determine if it's the perfect debit card for your needs. Let's dive in and find out! 

Benefits of the Visa Platinum Debit Card 

India, at large, is a credit-starved economy - which means most people don’t have access to credit cards. This is mainly due to the unavailability of a credit history or credit score. 

On the other hand, debit cards are given out by banks much more quickly because they’re linked to the savings you hold in your account. Here are some benefits of the Visa Platinum Debit Card: 

Better finance management 

You pay from what is available in your bank account with a debit card. This means your finances can be planned and managed, and you’re less likely to make impulse purchases.

No debt

Since you’re paying directly from your bank account, paying back or the risk of accruing interest on any bill is not questioned.

Ease of use

Almost any big or small place of business accepts cards, so you need not carry wads of cash if you’re going out shopping. At the same time, withdrawing money using your debit card is hassle-free from ATMs. 

Online use

Debit cards can just as quickly be used to carry out online transactions on domestic and international merchant sites. And they’re secure as they employ security features like one-time-passwords (OTP), etc.

Features of the Visa Platinum Debit Card

Visa Platinum concierge

This 24x7 service assists with various activities such as flight reservations, trip planning, car rental reservations, hotel reservations, restaurant reservations, etc. 

Secure network

VISA’s secure network infrastructure is built with multiple security and authentication protocols layers, ensuring safe transactions across physical stores and online e-tailers. 

Global customer assistance

This round-the-clock service is convenient when travelling abroad and if you lose your debit card, or it stops working or if there are any other related concerns.

Global acceptance  

Feel right at home wherever you go. With your Visa Platinum Debit Card, you'll be warmly welcomed by millions of global merchants.

Extensive ATM network 

No matter where your adventures take you, rest assured that your Visa Platinum Debit Card grants you access to over 1.9 million ATMs worldwide, ensuring you can withdraw cash whenever necessary.

Exciting perks 

Prepare to be delighted! Explore a range of exclusive offers, incredible discounts, and special privileges with your Visa Platinum Debit Card. Discover endless opportunities to save and indulge in unique experiences across categories, such as lifestyle, shopping, dining, and online services.

Check for yourself whether the Visa Platinum Debit Card is the right choice for you:

Check for yourself whether the Visa Platinum Debit Card is the right choice for you.

How to Get a Visa Platinum Debit Card?

Are you searching for a premium debit card that ticks all the boxes? Look no further. The Fi-Federal co-branded debit card offers several features, including zero Forex charges on select plans, the ability to make contactless payments using the 'Tap and Pay' feature, and transaction limits you can set from the app. This Visa Platinum Debit Card offers you a range of offers from top brands in food, shopping, travel, and entertainment. You can also quickly freeze or unfreeze your card from the app, making it a convenient option for those with trouble sticking to a budget. 

‍Frequently Asked Questions

1. What is a Platinum Debit Card?

‘Platinum’ is a category of debit card issued by Visa. Visa is a globally recognised payment platform that issues debit and credit cards. The Platinum Debit Card is among the most widely accepted card types worldwide, which lets you withdraw cash from almost any ATM.

2. Who qualifies for a Visa Platinum Debit Card?

Different issuing banks have other criteria for Visa Platinum Debit Cards. With Fi, the requirements are pretty simple to meet - you only need a full KYC account on Fi, and a physical card will be couriered to your registered address. 

3. What is the benefit of using a Visa Platinum Debit Card?

  • It’s globally accepted
  • Customer assistance anywhere in the world
  • Access to a global ATM network 
  • Deals and offers

These benefits aside, the card also gives you a tap-to-pay feature, making your payments contactless. With the Fi-Federal co-branded Debit Card, you get the benefit of no forex charges on your transactions.

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Fi Money is not a bank; it offers banking services through licensed partners and investment services through epiFi Wealth Pvt. Ltd. and its partners. This post is for information only and is not professional financial advice.
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