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How To Disable Or Delete Your UPI ID?

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April 3, 2023


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How To Disable Or Delete Your UPI ID?

While the UPI ecosystem in India is highly flexible and customisable, adding multiple bank accounts to your UPI account and linking each of them to around 3 or 4 UPI IDs is lot of UPI IDs to keep track of!

So, if it gets too overwhelming, it helps to know how to delete UPI IDs you don’t need anymore. Yes, that’s possible!

In this blog, we take you through the steps of removing a UPI ID from Google Pay, PhonePe and Fi.

How to Remove a UPI ID from Google Pay?

Here’s how to remove UPI ID from Google Pay:

Step 1: Log into the GooglePay app on your mobile phone.

Step 2: Tap on the profile picture icon on the top right corner of your home screen.

Step 3: Tap on ‘Bank Account’ which opens up a list of all your connect bank accounts on Google Pay.

Step 4: Select the bank account for which you wish to deactivate UPI IDs. You will then see a list of the UPI IDs linked to that bank account.

Step 5: Click on the ‘Manage UPI IDs’ option and tap on the trash icon beside the UPI IDs you want to deactivate.

How to Remove a UPI ID from PhonePe?

Here’s how to remove UPI ID from PhonePe:

Step 1: Tap on your profile picture on the PhonePe app home screen.

Step 2: Select the bank account under the Payment Methods section by scrolling to your right. You can also tap View all Payment Methods to select the bank account.

Step 3: Tap the bin icon next to the UPI ID and it will be deleted/deactivated.

Important: You must have at least one UPI ID linked to your bank account for one of our partner banks (@ybl, @ibl, @axl). (edited)

How to Disable UPI ID on Fi Money?

Here is a quick guide on disabling your UPI ID on Fi Money.

What happens after you disable a UPI ID?

  • Your friends will not be able to send you money on the said UPI ID
  • You won't be able to scan payment-related QR codes at stores or other merchant outlets
  • Payment collect requests from other apps where your UPI ID may be linked as a mode of payment — like while ordering from Swiggy, or paying cab fare on Uber, etc. — will not go through

Disclaimer: Although the process to delete or deactivate UPI IDs varies slightly from one UPI platform to another, the overall procedure is fairly simple.  The information provided here is for app versions dated Feb 1, 2023. Newer versions of the apps may feature revised methods to delete your UPI ID.


The UPI ecosystem in India offers great flexibility. You can link multiple bank accounts to your UPI account and have several UPI IDs. To simplify, learn how to delete or deactivate unnecessary UPI IDs. On GooglePay, log in, select the desired bank account, and manage UPI IDs by tapping the trash bin icon. On Fi Money, access your profile, go to "My Accounts," and disable UPI IDs using the toggle button. Keep your UPI apps clutter-free and try Fi Money's zero balance savings account for seamless banking.

Make Lightening-fast Payments with UPI on Fi

With, you can conveniently open a zero-balance savings account within minutes without any paperwork or hidden fees. In collaboration with its licensed partner Federal Bank, Fi represents the future of secure and digital banking. By leveraging Fi, you can save money, make wise investments, analyse your expenses effectively, and make lightening fast payments via UPI, NEFT, RTGS, etc. Upgrading to other account plans within Fi unlocks premium features such as Jump, US Stocks, Mutual Funds, and more, accompanied by the added benefit of up to 4x rewards.

Frequently Asked Questions

1. Can we deactivate a UPI ID?

Yes, if you have too many UPI IDs cluttering your app, you can delete the UPI IDs that you no longer need. This makes it easier to manage your UPI accounts.

2. What to do if UPI ID already exists?

Each UPI ID assigned to a bank account in the UPI ecosystem is unique. So, when setting up your UPI account, you may find that your preferred UPI ID already exists. In that case, you will have to create an alternate UPI ID that is unique and not currently used by any other individual.

3. How do I activate and deactivate UPI?

  1. To activate UPI, download a UPI-enabled app, link your bank account, and set up a UPI PIN.
  2. contact your bank or the app's customer support to deactivate UPI.
  3. How can I remove UPI from my mobile number?

You cannot directly remove UPI from your mobile number; it's linked to your bank account. To stop using UPI, you'd need to close your bank account or disable UPI within your banking app.


Fi Money is not a bank; it offers banking services through licensed partners and investment services through epiFi Wealth Pvt. Ltd. and its partners. This post is for information only and is not professional financial advice.
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