0 hidden charges. 0 forex

How to Check Credit Card Balance

Reviewed by
Created on
May 4, 2023


What’s Inside

Credit cards are the modern tools that elevate the ease of spending money. The benefits and features offered by the financial tools extend beyond day-to-day spending.

Regular usage of credit cards entails strict tracking and discipline. Users usually need clarification about how to know credit card balance. Here, you can quickly learn about the direct methods to dig out credit card expenditures, including credit card balance check numbers.

1. Look at the statement of your credit card

Your card provider sends you a monthly statement before your credit card billing tenure closes. Now, depending on your preference, the bank can also on your email Id or via posts. In the detailed statement, you can easily check your credit card balance.

You can also check your monthly expenditure on the Fi app to estimate your monthly expenditure through credit cards.

2. Analyse through Internet Banking

If you have Internet banking enabled in your account, you can also check the expenses by entering the credentials provided during credit card registration.

You can find the balance in your profile's 'My Account' section. You can check your credit balance in unbilled transactions if your bank hasn't released the statement.

3. Check through your mobile app

The most straightforward answer to 'how to check credit card balance?' is in your hands, i.e. your mobile phone.

  • Log into your bank’s mobile application.
  • Go to the My Account section on the home page
  • Observe the expenses

From the outstanding balance to your card's credit limit, you can check every element of your account.

Fi Money also provides detailed real-time details of the expenses for easy tracking.

4. Get in touch with the customer support team

If you're uncomfortable accessing the credit balance online, you can also seek assistance from your bank's customer care executives. Contact your bank's support team and enquire about the credit card balance check number. Dial the number from your registered mobile number and follow the steps as suggested.

If you can’t connect with the customer care team, you can also find the credit balance check number on the official page of your bank.

5. Receive balance through SMS alerts

As soon as you register for the credit card, you will receive notifications on your mobile number. Your bank will also provide you with a command to acquire the credit card balance. In addition, the card issuers also send periodic notifications to inform you about the current balance.

6. Utilize an ATM facility

ATM outlets are also a great tool to provide the bank details of your credit card. Swipe your card and use the associated pin to extract the balance of your credit card expenses.

7. Visit a branch

Offline visitation to a bank branch is the most convenient method of understanding your finances. This is one of the easiest ways to know about your credit card balance. You can also look for help from the bank staff to streamline balance statement acquisition for the future.


Understanding how to know credit card balances can ease cardholders in gauging their expenses. The holders can easily utilizs both online and offline methods to check their balance. It also aids in knowing about the available limit that one can use in expenditure. In addition, checking your balance routinely assists you in keeping track of different transactions in a cycle.

Fi & Federal Bank brings you a reward-heavy, hassle-free credit card. Get rewarded every time you purchase with our card! Your rewards will keep improving as your spending habits change each month. With up to 5X accelerated rewards on spending at any of India's top 21 brands, our card offers an exceptional deal. You can also access premium perks such as Lounge Access, Low Forex Fee, Instant Credit Card Issuance, Customised Reminders, and Spend Insights. As a welcome offer, you'll receive exclusive vouchers from top brands worth ₹5,000! So hop on to the waitlist now!

Frequently Asked Questions

1. How to check your credit card balance?

You can check credit cards through SMS alerts, bank visits, customer care team assistance, internet banking profile checks, and the bank's app.

2. Can I check my credit card balance offline?

To do this, you can visit an ATM or bank and seek information from the bank's team.


Fi Money is not a bank; it offers banking services through licensed partners and investment services through epiFi Wealth Pvt. Ltd. and its partners. This post is for information only and is not professional financial advice.
Share this article
Copied Link!
Credit Cards
How to Check Credit Card Balance


View similar articles in
Credit Cards
Get the Fi app